Data / Rankings / Population living in owner-occupied homes / EU countries

EU countries by population living in owner-occupied homes

Romania had the highest population living in owner-occupied homes of 27 EU countries in 2024, at 94.3%. Germany had the lowest, at 47.2%. The median was 73.4% and the figure for the European Union (27) was 68.4%. Source: Eurostat, European Commission.

Highest94.3Romania
Lowest47.2Germany
Median73.427 EU countries
European Union (27)68.4History

All EU countries, 2024

CSVChart (SVG)

RomaniaRomania: 94.3 %94.3SlovakiaSlovakia: 93.1 %93.1HungaryHungary: 91.6 %91.6CroatiaCroatia: 91 %91LithuaniaLithuania: 87.4 %87.4PolandPoland: 87.1 %87.1BulgariaBulgaria: 86 %86LatviaLatvia: 83.7 %83.7EstoniaEstonia: 79.3 %79.3ItalyItaly: 75.9 %75.9SloveniaSlovenia: 74.8 %74.8CzechiaCzechia: 74.7 %74.7SpainSpain: 73.7 %73.7PortugalPortugal: 73.4 %73.4BelgiumBelgium: 70.3 %70.3GreeceGreece: 69.7 %69.7MaltaMalta: 69.6 %69.6CyprusCyprus: 69.4 %69.4IrelandIreland: 69.3 %69.3NetherlandsNetherlands: 68.8 %68.8FinlandFinland: 68.1 %68.1SwedenSweden: 64.8 %64.8LuxembourgLuxembourg: 63.5 %63.5FranceFrance: 61.2 %61.2DenmarkDenmark: 60.9 %60.9AustriaAustria: 54.5 %54.5GermanyGermany: 47.2 %47.2
%. Source: Eurostat. Retrieved 2026-10-09.

Full ranking

RankEU countries2024 (%)Change on 2023
1Romania94.3-1.3 pts
2Slovakia93.1-0.5 pts
3Hungary91.6+1.1 pts
4Croatia91-0.2 pts
5Lithuania Provisional87.4-1.4 pts
6Poland87.1-0.2 pts
7Bulgaria86-0.1 pts
8Latvia83.7+0.9 pts
9Estonia79.3-1.4 pts
10Italy75.9+0.7 pts
11Slovenia74.8-0.4 pts
12Czechia74.7-1.3 pts
13Spain73.7-1.6 pts
14Portugal73.4-2.6 pts
15Belgium70.3-1.6 pts
16Greece69.7+0.1 pts
17Malta69.6-5.1 pts
18Cyprus69.4-0.7 pts
19Ireland69.3-0.1 pts
20Netherlands68.8-0.5 pts
21Finland68.1-1.1 pts
22Sweden64.8-0.1 pts
23Luxembourg63.5-4.1 pts
24France61.2-1.9 pts
25Denmark60.9+0.9 pts
26Austria54.5+0.2 pts
27Germany47.2-0.4 pts

Other periods

About this ranking

Share of the population living in a dwelling owned by a member of their household, with or without a mortgage or loan outstanding (EU statistics on income and living conditions, EU-SILC).

Eurostat publishes this as the EU measure of home ownership. It counts people, not homes: the US homeownership rate counts owner-occupied housing units as a share of occupied units, so the two are not comparable. The reference year is the survey year.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho02/default/table. Retrieved 2026-10-09.

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Rank EU countries by population living in owner-occupied homes using official data, and cite the source.
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Questions

Which EU country has the highest population living in owner-occupied homes?

Romania, with 94.3% in 2024, according to Eurostat, European Commission.

Which EU country has the lowest population living in owner-occupied homes?

Germany, with 47.2% in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). Retrieved 2026-10-09.

EU countries: more rankings