EU countries by population living in owner-occupied homes

Romania had the highest population living in owner-occupied homes of 27 EU countries in 2018, at 96.4%. Germany had the lowest, at 51.5%. The median was 74.5% and the figure for the European Union (27) was 69.9%. Source: Eurostat, European Commission.

Highest96.4Romania
Lowest51.5Germany
Median74.527 EU countries
European Union (27)69.9History

All EU countries, 2018

CSVChart (SVG)

RomaniaRomania: 96.4 %96.4SlovakiaSlovakia: 91.3 %91.3CroatiaCroatia: 90.1 %90.1LithuaniaLithuania: 89.9 %89.9HungaryHungary: 86 %86PolandPoland: 84 %84BulgariaBulgaria: 83.6 %83.6EstoniaEstonia: 82.4 %82.4LatviaLatvia: 81.6 %81.6MaltaMalta: 81.6 %81.6CzechiaCzechia: 78.7 %78.7SpainSpain: 76.3 %76.3SloveniaSlovenia: 75.1 %75.1PortugalPortugal: 74.5 %74.5GreeceGreece: 73.5 %73.5ItalyItaly: 72.4 %72.4BelgiumBelgium: 72.3 %72.3FinlandFinland: 71.6 %71.6LuxembourgLuxembourg: 71.2 %71.2IrelandIreland: 70.3 %70.3CyprusCyprus: 70.1 %70.1NetherlandsNetherlands: 68.9 %68.9FranceFrance: 65.1 %65.1SwedenSweden: 64.1 %64.1DenmarkDenmark: 60.5 %60.5AustriaAustria: 55.4 %55.4GermanyGermany: 51.5 %51.5
%. Source: Eurostat. Retrieved 2026-10-09.

Full ranking

RankEU countries2018 (%)Change on 2017
1Romania96.4-0.4 pts
2Slovakia91.3+1.2 pts
3Croatia90.1-0.4 pts
4Lithuania89.9+0.2 pts
5Hungary86+0.8 pts
6Poland84-0.2 pts
7Bulgaria83.6+0.7 pts
8Estonia82.4+0.6 pts
9Latvia81.6+0.1 pts
9Malta81.6+0.3 pts
11Czechia78.7+0.2 pts
12Spain76.3-0.8 pts
13Slovenia75.1-0.5 pts
14Portugal74.5-0.2 pts
15Greece73.5+0.2 pts
16Italy72.40 pts
17Belgium72.3-0.1 pts
18Finland71.6+0.2 pts
19Luxembourg71.2-3.5 pts
20Ireland70.3+0.8 pts
21Cyprus70.1-0.6 pts
22Netherlands68.9-0.5 pts
23France65.1+0.7 pts
24Sweden64.1-1.1 pts
25Denmark60.5-1.7 pts
26Austria55.4+0.4 pts
27Germany51.5+0.1 pts

Other periods

About this ranking

Share of the population living in a dwelling owned by a member of their household, with or without a mortgage or loan outstanding (EU statistics on income and living conditions, EU-SILC).

Eurostat publishes this as the EU measure of home ownership. It counts people, not homes: the US homeownership rate counts owner-occupied housing units as a share of occupied units, so the two are not comparable. The reference year is the survey year.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho02/default/table. Retrieved 2026-10-09.

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Rank EU countries by population living in owner-occupied homes using official data, and cite the source.
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Questions

Which EU country has the highest population living in owner-occupied homes?

Romania, with 96.4% in 2018, according to Eurostat, European Commission.

Which EU country has the lowest population living in owner-occupied homes?

Germany, with 51.5% in 2018.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). Retrieved 2026-10-09.

EU countries: more rankings