Data / Rankings / Population living in owner-occupied homes / EU countries

EU countries by population living in owner-occupied homes

Romania had the highest population living in owner-occupied homes of 27 EU countries in 2021, at 95.3%. Germany had the lowest, at 49.1%. The median was 75.8% and the figure for the European Union (27) was 69.8%. Source: Eurostat, European Commission.

Highest95.3Romania
Lowest49.1Germany
Median75.827 EU countries
European Union (27)69.8History

All EU countries, 2021

CSVChart (SVG)

RomaniaRomania: 95.3 %95.3SlovakiaSlovakia: 92.9 %92.9HungaryHungary: 91.9 %91.9CroatiaCroatia: 90.5 %90.5LithuaniaLithuania: 89 %89PolandPoland: 86.8 %86.8BulgariaBulgaria: 84.9 %84.9LatviaLatvia: 83.2 %83.2MaltaMalta: 81.9 %81.9EstoniaEstonia: 81.6 %81.6CzechiaCzechia: 78.3 %78.3PortugalPortugal: 78.3 %78.3SloveniaSlovenia: 76.1 %76.1SpainSpain: 75.8 %75.8ItalyItaly: 73.7 %73.7GreeceGreece: 73.3 %73.3BelgiumBelgium: 71.3 %71.3CyprusCyprus: 71.3 %71.3LuxembourgLuxembourg: 71.1 %71.1FinlandFinland: 70.3 %70.3NetherlandsNetherlands: 70.1 %70.1IrelandIreland: 69.8 %69.8SwedenSweden: 64.9 %64.9FranceFrance: 64.7 %64.7DenmarkDenmark: 59.2 %59.2AustriaAustria: 54.2 %54.2GermanyGermany: 49.1 %49.1
%. Source: Eurostat. Retrieved 2026-10-09.

Full ranking

RankEU countries2021 (%)Change on 2020
1Romania95.3-0.8 pts
2Slovakia92.9+0.6 pts
3Hungary91.9+0.5 pts
4Croatia90.5-0.8 pts
5Lithuania89+0.4 pts
6Poland86.8+1.2 pts
7Bulgaria84.9+0.6 pts
8Latvia83.2+2 pts
9Malta81.90 pts
10Estonia81.6+0.2 pts
11Czechia78.3-0.6 pts
11Portugal Series break78.3+1 pts
13Slovenia76.1+1.5 pts
14Spain75.8+0.7 pts
15Italy73.7-1.4 pts
16Greece73.3-0.6 pts
17Belgium71.3+0.2 pts
17Cyprus71.3+0.4 pts
19Luxembourg Series break71.1+2.7 pts
20Finland70.3-0.4 pts
21Netherlands70.1+1 pts
22Ireland69.8+0.2 pts
23Sweden64.9+0.4 pts
24France64.7+1.1 pts
25Denmark59.2-0.1 pts
26Austria54.2-1.1 pts
27Germany49.1-1.4 pts

Other periods

About this ranking

Share of the population living in a dwelling owned by a member of their household, with or without a mortgage or loan outstanding (EU statistics on income and living conditions, EU-SILC).

Eurostat publishes this as the EU measure of home ownership. It counts people, not homes: the US homeownership rate counts owner-occupied housing units as a share of occupied units, so the two are not comparable. The reference year is the survey year.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho02/default/table. Retrieved 2026-10-09.

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Rank EU countries by population living in owner-occupied homes using official data, and cite the source.
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Questions

Which EU country has the highest population living in owner-occupied homes?

Romania, with 95.3% in 2021, according to Eurostat, European Commission.

Which EU country has the lowest population living in owner-occupied homes?

Germany, with 49.1% in 2021.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). Retrieved 2026-10-09.

EU countries: more rankings