EU countries by population living in owner-occupied homes

Romania had the highest population living in owner-occupied homes of 27 EU countries in 2019, at 95.8%. Germany had the lowest, at 51.1%. The median was 74.8% and the figure for the European Union (27) was 69.8%. Source: Eurostat, European Commission.

Highest95.8Romania
Lowest51.1Germany
Median74.827 EU countries
European Union (27)69.8History

All EU countries, 2019

CSVChart (SVG)

RomaniaRomania: 95.8 %95.8HungaryHungary: 91.7 %91.7SlovakiaSlovakia: 90.9 %90.9LithuaniaLithuania: 90.3 %90.3CroatiaCroatia: 89.7 %89.7PolandPoland: 84.2 %84.2BulgariaBulgaria: 84.1 %84.1EstoniaEstonia: 81.7 %81.7LatviaLatvia: 80.2 %80.2MaltaMalta: 79.8 %79.8CzechiaCzechia: 78.6 %78.6SpainSpain: 76.2 %76.2GreeceGreece: 75.4 %75.4SloveniaSlovenia: 74.8 %74.8PortugalPortugal: 73.9 %73.9ItalyItaly: 72.4 %72.4BelgiumBelgium: 71.4 %71.4FinlandFinland: 71.1 %71.1LuxembourgLuxembourg: 70.9 %70.9CyprusCyprus: 70 %70IrelandIreland: 68.9 %68.9NetherlandsNetherlands: 68.9 %68.9FranceFrance: 64.1 %64.1SwedenSweden: 63.6 %63.6DenmarkDenmark: 60.8 %60.8AustriaAustria: 55.2 %55.2GermanyGermany: 51.1 %51.1
%. Source: Eurostat. Retrieved 2026-10-09.

Full ranking

RankEU countries2019 (%)Change on 2018
1Romania95.8-0.6 pts
2Hungary Series break91.7+5.7 pts
3Slovakia90.9-0.4 pts
4Lithuania90.3+0.4 pts
5Croatia89.7-0.4 pts
6Poland84.2+0.2 pts
7Bulgaria84.1+0.5 pts
8Estonia81.7-0.7 pts
9Latvia80.2-1.4 pts
10Malta79.8-1.8 pts
11Czechia78.6-0.1 pts
12Spain76.2-0.1 pts
13Greece75.4+1.9 pts
14Slovenia74.8-0.3 pts
15Portugal73.9-0.6 pts
16Italy72.40 pts
17Belgium Series break71.4-0.9 pts
18Finland71.1-0.5 pts
19Luxembourg70.9-0.3 pts
20Cyprus70-0.1 pts
21Ireland Series break68.9-1.4 pts
21Netherlands68.90 pts
23France64.1-1 pts
24Sweden63.6-0.5 pts
25Denmark60.8+0.3 pts
26Austria55.2-0.2 pts
27Germany51.1-0.4 pts

Other periods

About this ranking

Share of the population living in a dwelling owned by a member of their household, with or without a mortgage or loan outstanding (EU statistics on income and living conditions, EU-SILC).

Eurostat publishes this as the EU measure of home ownership. It counts people, not homes: the US homeownership rate counts owner-occupied housing units as a share of occupied units, so the two are not comparable. The reference year is the survey year.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho02/default/table. Retrieved 2026-10-09.

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Rank EU countries by population living in owner-occupied homes using official data, and cite the source.
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Questions

Which EU country has the highest population living in owner-occupied homes?

Romania, with 95.8% in 2019, according to Eurostat, European Commission.

Which EU country has the lowest population living in owner-occupied homes?

Germany, with 51.1% in 2019.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). Retrieved 2026-10-09.

EU countries: more rankings