Data / Rankings / Population living in owner-occupied homes / EU countries

EU countries by population living in owner-occupied homes

Romania had the highest population living in owner-occupied homes of 27 EU countries in 2023, at 95.6%. Germany had the lowest, at 47.6%. The median was 75.2% and the figure for the European Union (27) was 69.1%. Source: Eurostat, European Commission.

Highest95.6Romania
Lowest47.6Germany
Median75.227 EU countries
European Union (27)69.1History

All EU countries, 2023

CSVChart (SVG)

RomaniaRomania: 95.6 %95.6SlovakiaSlovakia: 93.6 %93.6CroatiaCroatia: 91.2 %91.2HungaryHungary: 90.5 %90.5LithuaniaLithuania: 88.8 %88.8PolandPoland: 87.3 %87.3BulgariaBulgaria: 86.1 %86.1LatviaLatvia: 82.8 %82.8EstoniaEstonia: 80.7 %80.7CzechiaCzechia: 76 %76PortugalPortugal: 76 %76SpainSpain: 75.3 %75.3ItalyItaly: 75.2 %75.2SloveniaSlovenia: 75.2 %75.2MaltaMalta: 74.7 %74.7BelgiumBelgium: 71.9 %71.9CyprusCyprus: 70.1 %70.1GreeceGreece: 69.6 %69.6IrelandIreland: 69.4 %69.4NetherlandsNetherlands: 69.3 %69.3FinlandFinland: 69.2 %69.2LuxembourgLuxembourg: 67.6 %67.6SwedenSweden: 64.9 %64.9FranceFrance: 63.1 %63.1DenmarkDenmark: 60 %60AustriaAustria: 54.3 %54.3GermanyGermany: 47.6 %47.6
%. Source: Eurostat. Retrieved 2026-10-09.

Full ranking

RankEU countries2023 (%)Change on 2022
1Romania95.6+0.8 pts
2Slovakia93.6+0.6 pts
3Croatia91.2+0.1 pts
4Hungary90.5+0.3 pts
5Lithuania88.8+0.2 pts
6Poland87.3+0.1 pts
7Bulgaria86.1+1.1 pts
8Latvia82.8-0.3 pts
9Estonia80.7-1.3 pts
10Czechia76-1.1 pts
10Portugal76-1.8 pts
12Spain75.3-0.7 pts
13Italy75.2+0.9 pts
13Slovenia75.2-0.2 pts
15Malta Series break74.7-7.9 pts
16Belgium71.9-0.5 pts
17Cyprus70.1-0.4 pts
18Greece69.6-3.2 pts
19Ireland69.4-1.1 pts
20Netherlands69.3-1.3 pts
21Finland69.2-0.3 pts
22Luxembourg67.6-4.8 pts
23Sweden64.9+0.7 pts
24France63.1-0.3 pts
25Denmark60+0.4 pts
26Austria54.3+2.9 pts
27Germany47.6+1.1 pts

Other periods

About this ranking

Share of the population living in a dwelling owned by a member of their household, with or without a mortgage or loan outstanding (EU statistics on income and living conditions, EU-SILC).

Eurostat publishes this as the EU measure of home ownership. It counts people, not homes: the US homeownership rate counts owner-occupied housing units as a share of occupied units, so the two are not comparable. The reference year is the survey year.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho02/default/table. Retrieved 2026-10-09.

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Rank EU countries by population living in owner-occupied homes using official data, and cite the source.
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Questions

Which EU country has the highest population living in owner-occupied homes?

Romania, with 95.6% in 2023, according to Eurostat, European Commission.

Which EU country has the lowest population living in owner-occupied homes?

Germany, with 47.6% in 2023.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). Retrieved 2026-10-09.

EU countries: more rankings