Data / Rankings / Population living in owner-occupied homes / EU countries

EU countries by population living in owner-occupied homes

Romania had the highest population living in owner-occupied homes of 27 EU countries in 2020, at 96.1%. Germany had the lowest, at 50.5%. The median was 75.1% and the figure for the European Union (27) was 70%. Source: Eurostat, European Commission.

Highest96.1Romania
Lowest50.5Germany
Median75.127 EU countries
European Union (27)70History

All EU countries, 2020

CSVChart (SVG)

RomaniaRomania: 96.1 %96.1SlovakiaSlovakia: 92.3 %92.3HungaryHungary: 91.4 %91.4CroatiaCroatia: 91.3 %91.3LithuaniaLithuania: 88.6 %88.6PolandPoland: 85.6 %85.6BulgariaBulgaria: 84.3 %84.3MaltaMalta: 81.9 %81.9EstoniaEstonia: 81.4 %81.4LatviaLatvia: 81.2 %81.2CzechiaCzechia: 78.9 %78.9PortugalPortugal: 77.3 %77.3ItalyItaly: 75.1 %75.1SpainSpain: 75.1 %75.1SloveniaSlovenia: 74.6 %74.6GreeceGreece: 73.9 %73.9BelgiumBelgium: 71.1 %71.1CyprusCyprus: 70.9 %70.9FinlandFinland: 70.7 %70.7IrelandIreland: 69.6 %69.6NetherlandsNetherlands: 69.1 %69.1LuxembourgLuxembourg: 68.4 %68.4SwedenSweden: 64.5 %64.5FranceFrance: 63.6 %63.6DenmarkDenmark: 59.3 %59.3AustriaAustria: 55.3 %55.3GermanyGermany: 50.5 %50.5
%. Source: Eurostat. Retrieved 2026-10-09.

Full ranking

RankEU countries2020 (%)Change on 2019
1Romania96.1+0.3 pts
2Slovakia92.3+1.4 pts
3Hungary91.4-0.3 pts
4Croatia91.3+1.6 pts
5Lithuania88.6-1.7 pts
6Poland85.6+1.4 pts
7Bulgaria84.3+0.2 pts
8Malta81.9+2.1 pts
9Estonia81.4-0.3 pts
10Latvia81.2+1 pts
11Czechia78.9+0.3 pts
12Portugal77.3+3.4 pts
13Italy75.1+2.7 pts
13Spain75.1-1.1 pts
15Slovenia74.6-0.2 pts
16Greece73.9-1.5 pts
17Belgium71.1-0.3 pts
18Cyprus70.9+0.9 pts
19Finland70.7-0.4 pts
20Ireland Series break69.6+0.7 pts
21Netherlands69.1+0.2 pts
22Luxembourg Series break68.4-2.5 pts
23Sweden64.5+0.9 pts
24France Series break63.6-0.5 pts
25Denmark59.3-1.5 pts
26Austria55.3+0.1 pts
27Germany Series break50.5-0.6 pts

Other periods

About this ranking

Share of the population living in a dwelling owned by a member of their household, with or without a mortgage or loan outstanding (EU statistics on income and living conditions, EU-SILC).

Eurostat publishes this as the EU measure of home ownership. It counts people, not homes: the US homeownership rate counts owner-occupied housing units as a share of occupied units, so the two are not comparable. The reference year is the survey year.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho02/default/table. Retrieved 2026-10-09.

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Rank EU countries by population living in owner-occupied homes using official data, and cite the source.
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Questions

Which EU country has the highest population living in owner-occupied homes?

Romania, with 96.1% in 2020, according to Eurostat, European Commission.

Which EU country has the lowest population living in owner-occupied homes?

Germany, with 50.5% in 2020.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Distribution of population by tenure status, owner, all households and incomes (ilc_lvho02). Retrieved 2026-10-09.

EU countries: more rankings