Data / Rankings / MFI household term deposit balances / EU countries

EU countries by MFI household term deposit balances

Germany had the highest MFI household term deposit balances of 21 EU countries in April 2026, at €685.62 billion. Latvia had the lowest, at €2.09 billion. The median was €19.36 billion. Source: the European Central Bank.

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Highest685,617Germany
Lowest2,093Latvia
Median19,36421 EU countries

Map of EU countries, April 2026

Austria: 123,420 EUR millionBelgium: 41,324 EUR millionBulgaria: 15,047.42 EUR millionCyprus: 10,931 EUR millionGermany: 685,617 EUR millionEstonia: 6,362 EUR millionSpain: 167,466 EUR millionFinland: 17,189 EUR millionFrance: 405,197 EUR millionGreece: 33,277 EUR millionCroatia: 10,378 EUR millionIreland: 19,364 EUR millionItaly: 83,543 EUR millionLithuania: 8,866 EUR millionLuxembourg: 26,357 EUR millionLatvia: 2,093 EUR millionMalta: 4,216.93 EUR millionNetherlands: 92,876 EUR millionPortugal: 115,521.45 EUR millionSlovenia: 3,945.24 EUR millionSlovakia: 13,429.85 EUR million
  • Under 9,000
  • 9,000 to 15K
  • 15K to 33K
  • 33K to 120K
  • 120K and over
  • No data
EUR million, April 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, April 2026

Germany: 685,617 EUR millionGermany685,617France: 405,197 EUR millionFrance405,197Spain: 167,466 EUR millionSpain167,466Austria: 123,420 EUR millionAustria123,420Portugal: 115,521.45 EUR millionPortugal115,521.45Netherlands: 92,876 EUR millionNetherlands92,876Italy: 83,543 EUR millionItaly83,543Belgium: 41,324 EUR millionBelgium41,324Greece: 33,277 EUR millionGreece33,277Luxembourg: 26,357 EUR millionLuxembourg26,357Ireland: 19,364 EUR millionIreland19,364Finland: 17,189 EUR millionFinland17,189Bulgaria: 15,047.42 EUR millionBulgaria15,047.42Slovakia: 13,429.85 EUR millionSlovakia13,429.85Cyprus: 10,931 EUR millionCyprus10,931Croatia: 10,378 EUR millionCroatia10,378Lithuania: 8,866 EUR millionLithuania8,866Estonia: 6,362 EUR millionEstonia6,362Malta: 4,216.93 EUR millionMalta4,216.93Slovenia: 3,945.24 EUR millionSlovenia3,945.24Latvia: 2,093 EUR millionLatvia2,093Germany: 685,617 EUR millionGermany685,617France: 405,197 EUR millionFrance405,197Spain: 167,466 EUR millionSpain167,466Austria: 123,420 EUR millionAustria123,420Portugal: 115,521.45 EUR millionPortugal115,521.45Netherlands: 92,876 EUR millionNetherlands92,876Italy: 83,543 EUR millionItaly83,543Belgium: 41,324 EUR millionBelgium41,324Greece: 33,277 EUR millionGreece33,277Luxembourg: 26,357 EUR millionLuxembourg26,357Ireland: 19,364 EUR millionIreland19,364Finland: 17,189 EUR millionFinland17,189Bulgaria: 15,047.42 EUR millionBulgaria15,047.42Slovakia: 13,429.85 EUR millionSlovakia13,429.85Cyprus: 10,931 EUR millionCyprus10,931Croatia: 10,378 EUR millionCroatia10,378Lithuania: 8,866 EUR millionLithuania8,866Estonia: 6,362 EUR millionEstonia6,362Malta: 4,216.93 EUR millionMalta4,216.93Slovenia: 3,945.24 EUR millionSlovenia3,945.24Latvia: 2,093 EUR millionLatvia2,093
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesApril 2026
EUR million		Change on April 2025
1Germany685,617-0.9%
2France405,197-4.2%
3Spain167,466-0.7%
4Austria123,420+3.7%
5Portugal115,521.45+3.9%
6Netherlands92,876-0.5%
7Italy83,543-9.6%
8Belgium41,324-27.6%
9Greece33,277-6.9%
10Luxembourg26,357+3.3%
11Ireland19,364+12.6%
12Finland17,189+7.8%
13Bulgaria15,047.42+8.4%
14Slovakia13,429.85+1.9%
15Cyprus10,931-3.8%
16Croatia10,378-3.1%
17Lithuania8,866+2.8%
18Estonia6,362-2.1%
19Malta4,216.93-12.3%
20Slovenia3,945.24-7.7%
21Latvia2,093+1.5%

Other periods

About this ranking

End-of-month stock of deposits with agreed maturity placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, 2026-04) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, 2026-04. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-04. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, 2026-04. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-04.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, 2026-04 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-04 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, 2026-04}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-04. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, 2026-04
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-04
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-04.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Rank EU countries by MFI household term deposit balances using official data, and cite the source.
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Questions

Which EU country has the highest MFI household term deposit balances?

Germany, with €685.62 billion in April 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances?

Latvia, with €2.09 billion in April 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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