Data / Rankings / MFI household term deposit balances / EU countries

EU countries by MFI household term deposit balances

Germany had the highest MFI household term deposit balances of 21 EU countries in September 2025, at €671.08 billion. Latvia had the lowest, at €1.91 billion. The median was €18.4 billion. Source: the European Central Bank.

Keep it in a collection in your library.
Highest671,076Germany
Lowest1,912Latvia
Median18,39721 EU countries

Map of EU countries, September 2025

Austria: 116,691 EUR millionBelgium: 42,243 EUR millionBulgaria: 14,256.53 EUR millionCyprus: 10,989 EUR millionGermany: 671,076 EUR millionEstonia: 6,409 EUR millionSpain: 158,846 EUR millionFinland: 16,100 EUR millionFrance: 410,884 EUR millionGreece: 34,418 EUR millionCroatia: 10,500 EUR millionIreland: 18,397 EUR millionItaly: 86,610 EUR millionLithuania: 8,603 EUR millionLuxembourg: 25,156 EUR millionLatvia: 1,912 EUR millionMalta: 4,447.27 EUR millionNetherlands: 92,096 EUR millionPortugal: 112,115.5 EUR millionSlovenia: 4,176.62 EUR millionSlovakia: 12,968.29 EUR million
  • Under 9,000
  • 9,000 to 14K
  • 14K to 34K
  • 34K to 110K
  • 110K and over
  • No data
EUR million, September 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, September 2025

Germany: 671,076 EUR millionGermany671,076France: 410,884 EUR millionFrance410,884Spain: 158,846 EUR millionSpain158,846Austria: 116,691 EUR millionAustria116,691Portugal: 112,115.5 EUR millionPortugal112,115.5Netherlands: 92,096 EUR millionNetherlands92,096Italy: 86,610 EUR millionItaly86,610Belgium: 42,243 EUR millionBelgium42,243Greece: 34,418 EUR millionGreece34,418Luxembourg: 25,156 EUR millionLuxembourg25,156Ireland: 18,397 EUR millionIreland18,397Finland: 16,100 EUR millionFinland16,100Bulgaria: 14,256.53 EUR millionBulgaria14,256.53Slovakia: 12,968.29 EUR millionSlovakia12,968.29Cyprus: 10,989 EUR millionCyprus10,989Croatia: 10,500 EUR millionCroatia10,500Lithuania: 8,603 EUR millionLithuania8,603Estonia: 6,409 EUR millionEstonia6,409Malta: 4,447.27 EUR millionMalta4,447.27Slovenia: 4,176.62 EUR millionSlovenia4,176.62Latvia: 1,912 EUR millionLatvia1,912Germany: 671,076 EUR millionGermany671,076France: 410,884 EUR millionFrance410,884Spain: 158,846 EUR millionSpain158,846Austria: 116,691 EUR millionAustria116,691Portugal: 112,115.5 EUR millionPortugal112,115.5Netherlands: 92,096 EUR millionNetherlands92,096Italy: 86,610 EUR millionItaly86,610Belgium: 42,243 EUR millionBelgium42,243Greece: 34,418 EUR millionGreece34,418Luxembourg: 25,156 EUR millionLuxembourg25,156Ireland: 18,397 EUR millionIreland18,397Finland: 16,100 EUR millionFinland16,100Bulgaria: 14,256.53 EUR millionBulgaria14,256.53Slovakia: 12,968.29 EUR millionSlovakia12,968.29Cyprus: 10,989 EUR millionCyprus10,989Croatia: 10,500 EUR millionCroatia10,500Lithuania: 8,603 EUR millionLithuania8,603Estonia: 6,409 EUR millionEstonia6,409Malta: 4,447.27 EUR millionMalta4,447.27Slovenia: 4,176.62 EUR millionSlovenia4,176.62Latvia: 1,912 EUR millionLatvia1,912
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesSeptember 2025
EUR million		Change on September 2024
1Germany671,076-4.7%
2France410,884-7.5%
3Spain158,846-4.9%
4Austria116,691-1.8%
5Portugal112,115.5+2.1%
6Netherlands92,096-2.3%
7Italy86,610-6.9%
8Belgium42,243-37.4%
9Greece34,418-8.1%
10Luxembourg25,156-5.4%
11Ireland18,397+34.1%
12Finland16,100+4.1%
13Bulgaria14,256.53+7.5%
14Slovakia12,968.29+1.3%
15Cyprus10,989-1.3%
16Croatia10,500-6.2%
17Lithuania8,603+4.3%
18Estonia6,409+0.5%
19Malta4,447.27-9%
20Slovenia4,176.62-1.1%
21Latvia1,912-16.4%

Other periods

About this ranking

End-of-month stock of deposits with agreed maturity placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, 2025-09) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, 2025-09. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2025-09. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, 2025-09. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2025-09.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, 2025-09 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2025-09 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, 2025-09}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2025-09. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, 2025-09
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2025-09
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2025-09.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by MFI household term deposit balances using official data, and cite the source.
rank_places {"indicator":"ecb_mfi_household_term_deposits_eur","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_household_term_deposits_eur&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest MFI household term deposit balances?

Germany, with €671.08 billion in September 2025, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances?

Latvia, with €1.91 billion in September 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

EU countries: more rankings