Data / Rankings / MFI household overnight deposit balances / EU countries

EU countries by MFI household overnight deposit balances, August 2026

Germany had the highest MFI household overnight deposit balances of 21 EU countries in August 2026, at €1.94 trillion. Estonia had the lowest, at €10.16 billion. The median was €75.06 billion. Source: the European Central Bank.

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Highest1,943,777Germany
Lowest10,159Estonia
Median75,05621 EU countries

Map of EU countries, August 2026

Austria: 206,083 EUR millionBelgium: 108,098 EUR millionBulgaria: 42,049.93 EUR millionCyprus: 19,176 EUR millionGermany: 1,943,777 EUR millionEstonia: 10,159 EUR millionSpain: 944,583 EUR millionFinland: 75,056 EUR millionFrance: 592,868 EUR millionGreece: 123,435 EUR millionCroatia: 34,721 EUR millionIreland: 153,400 EUR millionItaly: 899,389 EUR millionLithuania: 27,822 EUR millionLuxembourg: 54,065 EUR millionLatvia: 10,208 EUR millionMalta: 18,174.52 EUR millionNetherlands: 110,956 EUR millionPortugal: 90,709.36 EUR millionSlovenia: 26,777.69 EUR millionSlovakia: 39,581.02 EUR million
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EUR million, August 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, August 2026

Germany: 1,943,777 EUR millionGermany1,943,777Spain: 944,583 EUR millionSpain944,583Italy: 899,389 EUR millionItaly899,389France: 592,868 EUR millionFrance592,868Austria: 206,083 EUR millionAustria206,083Ireland: 153,400 EUR millionIreland153,400Greece: 123,435 EUR millionGreece123,435Netherlands: 110,956 EUR millionNetherlands110,956Belgium: 108,098 EUR millionBelgium108,098Portugal: 90,709.36 EUR millionPortugal90,709.36Finland: 75,056 EUR millionFinland75,056Luxembourg: 54,065 EUR millionLuxembourg54,065Bulgaria: 42,049.93 EUR millionBulgaria42,049.93Slovakia: 39,581.02 EUR millionSlovakia39,581.02Croatia: 34,721 EUR millionCroatia34,721Lithuania: 27,822 EUR millionLithuania27,822Slovenia: 26,777.69 EUR millionSlovenia26,777.69Cyprus: 19,176 EUR millionCyprus19,176Malta: 18,174.52 EUR millionMalta18,174.52Latvia: 10,208 EUR millionLatvia10,208Estonia: 10,159 EUR millionEstonia10,159Germany: 1,943,777 EUR millionGermany1,943,777Spain: 944,583 EUR millionSpain944,583Italy: 899,389 EUR millionItaly899,389France: 592,868 EUR millionFrance592,868Austria: 206,083 EUR millionAustria206,083Ireland: 153,400 EUR millionIreland153,400Greece: 123,435 EUR millionGreece123,435Netherlands: 110,956 EUR millionNetherlands110,956Belgium: 108,098 EUR millionBelgium108,098Portugal: 90,709.36 EUR millionPortugal90,709.36Finland: 75,056 EUR millionFinland75,056Luxembourg: 54,065 EUR millionLuxembourg54,065Bulgaria: 42,049.93 EUR millionBulgaria42,049.93Slovakia: 39,581.02 EUR millionSlovakia39,581.02Croatia: 34,721 EUR millionCroatia34,721Lithuania: 27,822 EUR millionLithuania27,822Slovenia: 26,777.69 EUR millionSlovenia26,777.69Cyprus: 19,176 EUR millionCyprus19,176Malta: 18,174.52 EUR millionMalta18,174.52Latvia: 10,208 EUR millionLatvia10,208Estonia: 10,159 EUR millionEstonia10,159
EUR million. Source: ECB, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesAugust 2026
EUR million		Change on August 2025
1Germany Provisional1,943,777+3.3%
2Spain Provisional944,583+2.7%
3Italy Provisional899,389+2.1%
4France Provisional592,868+1.6%
5Austria Provisional206,083-2.6%
6Ireland Provisional153,400+5.7%
7Greece Provisional123,435+6.5%
8Netherlands Provisional110,956-0.2%
9Belgium Provisional108,098+0.1%
10Portugal Provisional90,709.36+4.3%
11Finland Provisional75,056+1.7%
12Luxembourg Provisional54,065+3.3%
13Bulgaria Provisional42,049.93+21.2%
14Slovakia Provisional39,581.02+4.4%
15Croatia Provisional34,721+8.6%
16Lithuania Provisional27,822+22.3%
17Slovenia Provisional26,777.69+7%
18Cyprus Provisional19,176+6.5%
19Malta Provisional18,174.52+10.9%
20Latvia Provisional10,208+8.5%
21Estonia Provisional10,159+8.2%

Other periods

About this ranking

End-of-month stock of overnight deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E) (EU countries by MFI household overnight deposit balances, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E), EU countries by MFI household overnight deposit balances, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). EU countries by MFI household overnight deposit balances, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries.

Harvard

European Central Bank (no date) ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E), EU countries by MFI household overnight deposit balances, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E): EU countries by MFI household overnight deposit balances, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries. Publisher attribution: European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E): EU countries by MFI household overnight deposit balances, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household overnight deposit balances?

Germany, with €1.94 trillion in August 2026, according to the European Central Bank.

Which EU country has the lowest MFI household overnight deposit balances?

Estonia, with €10.16 billion in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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