Data / Rankings / MFI household overnight deposit balances / EU countries

EU countries by MFI household overnight deposit balances

Germany had the highest MFI household overnight deposit balances of 21 EU countries in May 2026, at €1.96 trillion. Latvia had the lowest, at €9.99 billion. The median was €75.89 billion. Source: the European Central Bank.

Keep it in a collection in your library.
Highest1,956,997Germany
Lowest9,988Latvia
Median75,89021 EU countries

Map of EU countries, May 2026

Austria: 211,169 EUR millionBelgium: 113,094 EUR millionBulgaria: 41,415.5 EUR millionCyprus: 19,087 EUR millionGermany: 1,956,997 EUR millionEstonia: 10,053 EUR millionSpain: 948,659 EUR millionFinland: 75,890 EUR millionFrance: 589,507 EUR millionGreece: 121,311 EUR millionCroatia: 32,653 EUR millionIreland: 151,337 EUR millionItaly: 908,969 EUR millionLithuania: 27,219 EUR millionLuxembourg: 55,169 EUR millionLatvia: 9,988 EUR millionMalta: 17,889.68 EUR millionNetherlands: 116,007 EUR millionPortugal: 89,346.12 EUR millionSlovenia: 26,487.73 EUR millionSlovakia: 39,847.9 EUR million
  • Under 30K
  • 30K to 40K
  • 40K to 110K
  • 110K to 210K
  • 210K and over
  • No data
EUR million, May 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, May 2026

Germany: 1,956,997 EUR millionGermany1,956,997Spain: 948,659 EUR millionSpain948,659Italy: 908,969 EUR millionItaly908,969France: 589,507 EUR millionFrance589,507Austria: 211,169 EUR millionAustria211,169Ireland: 151,337 EUR millionIreland151,337Greece: 121,311 EUR millionGreece121,311Netherlands: 116,007 EUR millionNetherlands116,007Belgium: 113,094 EUR millionBelgium113,094Portugal: 89,346.12 EUR millionPortugal89,346.12Finland: 75,890 EUR millionFinland75,890Luxembourg: 55,169 EUR millionLuxembourg55,169Bulgaria: 41,415.5 EUR millionBulgaria41,415.5Slovakia: 39,847.9 EUR millionSlovakia39,847.9Croatia: 32,653 EUR millionCroatia32,653Lithuania: 27,219 EUR millionLithuania27,219Slovenia: 26,487.73 EUR millionSlovenia26,487.73Cyprus: 19,087 EUR millionCyprus19,087Malta: 17,889.68 EUR millionMalta17,889.68Estonia: 10,053 EUR millionEstonia10,053Latvia: 9,988 EUR millionLatvia9,988Germany: 1,956,997 EUR millionGermany1,956,997Spain: 948,659 EUR millionSpain948,659Italy: 908,969 EUR millionItaly908,969France: 589,507 EUR millionFrance589,507Austria: 211,169 EUR millionAustria211,169Ireland: 151,337 EUR millionIreland151,337Greece: 121,311 EUR millionGreece121,311Netherlands: 116,007 EUR millionNetherlands116,007Belgium: 113,094 EUR millionBelgium113,094Portugal: 89,346.12 EUR millionPortugal89,346.12Finland: 75,890 EUR millionFinland75,890Luxembourg: 55,169 EUR millionLuxembourg55,169Bulgaria: 41,415.5 EUR millionBulgaria41,415.5Slovakia: 39,847.9 EUR millionSlovakia39,847.9Croatia: 32,653 EUR millionCroatia32,653Lithuania: 27,219 EUR millionLithuania27,219Slovenia: 26,487.73 EUR millionSlovenia26,487.73Cyprus: 19,087 EUR millionCyprus19,087Malta: 17,889.68 EUR millionMalta17,889.68Estonia: 10,053 EUR millionEstonia10,053Latvia: 9,988 EUR millionLatvia9,988
EUR million. Source: ECB, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesMay 2026
EUR million		Change on May 2025
1Germany1,956,997+5.6%
2Spain948,659+5.1%
3Italy908,969+3.7%
4France589,507+2.3%
5Austria211,169-2.1%
6Ireland151,337+5.5%
7Greece121,311+7.7%
8Netherlands116,007+1.5%
9Belgium113,094+2.3%
10Portugal89,346.12+5.6%
11Finland75,890+3.4%
12Luxembourg55,169+4.6%
13Bulgaria41,415.5+24%
14Slovakia39,847.9+6.7%
15Croatia32,653+8.4%
16Lithuania27,219+22.3%
17Slovenia26,487.73+7.4%
18Cyprus19,087+6.5%
19Malta17,889.68+12.3%
20Estonia10,053+9.3%
21Latvia9,988+8.5%

Other periods

About this ranking

End-of-month stock of overnight deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E) (EU countries by MFI household overnight deposit balances, 2026-05) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E), EU countries by MFI household overnight deposit balances, 2026-05. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2026-05. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). EU countries by MFI household overnight deposit balances, 2026-05. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2026-05.

Harvard

European Central Bank (no date) ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E), EU countries by MFI household overnight deposit balances, 2026-05 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2026-05 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E): EU countries by MFI household overnight deposit balances, 2026-05}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2026-05. Publisher attribution: European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E): EU countries by MFI household overnight deposit balances, 2026-05
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2026-05
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2026-05.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by MFI household overnight deposit balances using official data, and cite the source.
rank_places {"indicator":"ecb_mfi_household_overnight_deposits_eur","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_household_overnight_deposits_eur&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest MFI household overnight deposit balances?

Germany, with €1.96 trillion in May 2026, according to the European Central Bank.

Which EU country has the lowest MFI household overnight deposit balances?

Latvia, with €9.99 billion in May 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

EU countries: more rankings