Data / Rankings / MFI household overnight deposit balances / EU countries

EU countries by MFI household overnight deposit balances

Germany had the highest MFI household overnight deposit balances of 21 EU countries in October 2025, at €1.89 trillion. Latvia had the lowest, at €9.57 billion. The median was €73.64 billion. Source: the European Central Bank.

Keep it in a collection in your library.
Highest1,885,712Germany
Lowest9,569Latvia
Median73,63921 EU countries

Map of EU countries, October 2025

Austria: 216,631 EUR millionBelgium: 111,433 EUR millionBulgaria: 35,886.38 EUR millionCyprus: 18,121 EUR millionGermany: 1,885,712 EUR millionEstonia: 9,583 EUR millionSpain: 916,089 EUR millionFinland: 73,639 EUR millionFrance: 572,466 EUR millionGreece: 116,592 EUR millionCroatia: 32,010 EUR millionIreland: 147,044 EUR millionItaly: 878,828 EUR millionLithuania: 23,389 EUR millionLuxembourg: 52,546 EUR millionLatvia: 9,569 EUR millionMalta: 16,739.31 EUR millionNetherlands: 109,869 EUR millionPortugal: 86,843.85 EUR millionSlovenia: 25,086.43 EUR millionSlovakia: 38,164.01 EUR million
  • Under 20K
  • 20K to 40K
  • 40K to 110K
  • 110K to 220K
  • 220K and over
  • No data
EUR million, October 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, October 2025

Germany: 1,885,712 EUR millionGermany1,885,712Spain: 916,089 EUR millionSpain916,089Italy: 878,828 EUR millionItaly878,828France: 572,466 EUR millionFrance572,466Austria: 216,631 EUR millionAustria216,631Ireland: 147,044 EUR millionIreland147,044Greece: 116,592 EUR millionGreece116,592Belgium: 111,433 EUR millionBelgium111,433Netherlands: 109,869 EUR millionNetherlands109,869Portugal: 86,843.85 EUR millionPortugal86,843.85Finland: 73,639 EUR millionFinland73,639Luxembourg: 52,546 EUR millionLuxembourg52,546Slovakia: 38,164.01 EUR millionSlovakia38,164.01Bulgaria: 35,886.38 EUR millionBulgaria35,886.38Croatia: 32,010 EUR millionCroatia32,010Slovenia: 25,086.43 EUR millionSlovenia25,086.43Lithuania: 23,389 EUR millionLithuania23,389Cyprus: 18,121 EUR millionCyprus18,121Malta: 16,739.31 EUR millionMalta16,739.31Estonia: 9,583 EUR millionEstonia9,583Latvia: 9,569 EUR millionLatvia9,569Germany: 1,885,712 EUR millionGermany1,885,712Spain: 916,089 EUR millionSpain916,089Italy: 878,828 EUR millionItaly878,828France: 572,466 EUR millionFrance572,466Austria: 216,631 EUR millionAustria216,631Ireland: 147,044 EUR millionIreland147,044Greece: 116,592 EUR millionGreece116,592Belgium: 111,433 EUR millionBelgium111,433Netherlands: 109,869 EUR millionNetherlands109,869Portugal: 86,843.85 EUR millionPortugal86,843.85Finland: 73,639 EUR millionFinland73,639Luxembourg: 52,546 EUR millionLuxembourg52,546Slovakia: 38,164.01 EUR millionSlovakia38,164.01Bulgaria: 35,886.38 EUR millionBulgaria35,886.38Croatia: 32,010 EUR millionCroatia32,010Slovenia: 25,086.43 EUR millionSlovenia25,086.43Lithuania: 23,389 EUR millionLithuania23,389Cyprus: 18,121 EUR millionCyprus18,121Malta: 16,739.31 EUR millionMalta16,739.31Estonia: 9,583 EUR millionEstonia9,583Latvia: 9,569 EUR millionLatvia9,569
EUR million. Source: ECB, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesOctober 2025
EUR million		Change on October 2024
1Germany1,885,712+7.9%
2Spain916,089+6.8%
3Italy878,828+3.9%
4France572,466+1.1%
5Austria216,631+6.1%
6Ireland147,044+4.5%
7Greece116,592+6.9%
8Belgium111,433+6.8%
9Netherlands109,869-5.4%
10Portugal86,843.85+7%
11Finland73,639+4.5%
12Luxembourg52,546+7.2%
13Slovakia38,164.01+7.8%
14Bulgaria35,886.38+16.6%
15Croatia32,010+12.3%
16Slovenia25,086.43+7%
17Lithuania23,389+15.3%
18Cyprus18,121+8.9%
19Malta16,739.31+12.6%
20Estonia9,583+14.3%
21Latvia9,569+14%

Other periods

About this ranking

End-of-month stock of overnight deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E) (EU countries by MFI household overnight deposit balances, 2025-10) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E), EU countries by MFI household overnight deposit balances, 2025-10. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2025-10. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). EU countries by MFI household overnight deposit balances, 2025-10. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2025-10.

Harvard

European Central Bank (no date) ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E), EU countries by MFI household overnight deposit balances, 2025-10 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2025-10 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E): EU countries by MFI household overnight deposit balances, 2025-10}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2025-10. Publisher attribution: European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E): EU countries by MFI household overnight deposit balances, 2025-10
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2025-10
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-overnight-deposit-balances/eu-countries?period=2025-10.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by MFI household overnight deposit balances using official data, and cite the source.
rank_places {"indicator":"ecb_mfi_household_overnight_deposits_eur","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_household_overnight_deposits_eur&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest MFI household overnight deposit balances?

Germany, with €1.89 trillion in October 2025, according to the European Central Bank.

Which EU country has the lowest MFI household overnight deposit balances?

Latvia, with €9.57 billion in October 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

EU countries: more rankings