Data / Rankings / New secured corporate loan rate / EU countries

EU countries by new secured corporate loan rate, July 2026

Malta had the highest new secured corporate loan rate of 19 EU countries in July 2026, at 5.32%. The Netherlands had the lowest, at 2.52%. The median was 3.88%. Source: the European Central Bank.

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Highest5.32Malta
Lowest2.52Netherlands
Median3.8819 EU countries

Map of EU countries, July 2026

Austria: 3.68 %Belgium: 3.83 %Bulgaria: 4.18 %Cyprus: 3.85 %Germany: 3.82 %Spain: 4 %Finland: 3.32 %France: 3.69 %Greece: 4.4 %Croatia: 3.54 %Ireland: 5.24 %Italy: 4.25 %Lithuania: 4.91 %Luxembourg: 3.81 %Latvia: 5.25 %Malta: 5.32 %Netherlands: 2.52 %Slovenia: 3.88 %Slovakia: 4.67 %
  • Under 3.7
  • 3.7 to 3.8
  • 3.8 to 4.1
  • 4.1 to 4.8
  • 4.8 and over
  • No data
%, July 2026. Hatched areas have no value for this period. Source: ECB, ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). Boundaries: Natural Earth (public domain).

All EU countries, July 2026

Malta: 5.32 %Malta5.32Latvia: 5.25 %Latvia5.25Ireland: 5.24 %Ireland5.24Lithuania: 4.91 %Lithuania4.91Slovakia: 4.67 %Slovakia4.67Greece: 4.4 %Greece4.4Italy: 4.25 %Italy4.25Bulgaria: 4.18 %Bulgaria4.18Spain: 4 %Spain4Slovenia: 3.88 %Slovenia3.88Cyprus: 3.85 %Cyprus3.85Belgium: 3.83 %Belgium3.83Germany: 3.82 %Germany3.82Luxembourg: 3.81 %Luxembourg3.81France: 3.69 %France3.69Austria: 3.68 %Austria3.68Croatia: 3.54 %Croatia3.54Finland: 3.32 %Finland3.32Netherlands: 2.52 %Netherlands2.52Malta: 5.32 %Malta5.32Latvia: 5.25 %Latvia5.25Ireland: 5.24 %Ireland5.24Lithuania: 4.91 %Lithuania4.91Slovakia: 4.67 %Slovakia4.67Greece: 4.4 %Greece4.4Italy: 4.25 %Italy4.25Bulgaria: 4.18 %Bulgaria4.18Spain: 4 %Spain4Slovenia: 3.88 %Slovenia3.88Cyprus: 3.85 %Cyprus3.85Belgium: 3.83 %Belgium3.83Germany: 3.82 %Germany3.82Luxembourg: 3.81 %Luxembourg3.81France: 3.69 %France3.69Austria: 3.68 %Austria3.68Croatia: 3.54 %Croatia3.54Finland: 3.32 %Finland3.32Netherlands: 2.52 %Netherlands2.52
%. Source: ECB, ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). Retrieved 2026-10-12.

Full ranking

RankEU countriesJuly 2026 (%)Change on July 2025
1Malta5.32n/a
2Latvia5.25+0.39 pts
3Ireland5.24+0.45 pts
4Lithuania4.91+0.29 pts
5Slovakia4.67+0.41 pts
6Greece4.4+0.51 pts
7Italy4.25+0.39 pts
8Bulgaria4.18-0.04 pts
9Spain4+0.39 pts
10Slovenia3.88-0.26 pts
11Cyprus3.85-0.09 pts
12Belgium3.83+0.36 pts
13Germany3.82+0.32 pts
14Luxembourg3.81+0.43 pts
15France3.69-0.07 pts
16Austria3.68+0.2 pts
17Croatia3.54+0.18 pts
18Finland3.32-0.14 pts
19Netherlands2.52-1.42 pts

Other periods

About this ranking

Monthly average annual interest rate on new euro loans to non-financial corporations secured by collateral or guarantees, excluding revolving loans, overdrafts and credit-card debt.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 2 EU countries with data in other periods have no value for July 2026 and are left out rather than filled from another source. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N) (EU countries by new secured corporate loan rate, 2026-07) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N), EU countries by new secured corporate loan rate, 2026-07. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/secured-corporate-loan-rate/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). EU countries by new secured corporate loan rate, 2026-07. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/secured-corporate-loan-rate/eu-countries.

Harvard

European Central Bank (no date) ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N), EU countries by new secured corporate loan rate, 2026-07 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/secured-corporate-loan-rate/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_new_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N): EU countries by new secured corporate loan rate, 2026-07}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/secured-corporate-loan-rate/eu-countries. Publisher attribution: European Central Bank. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N): EU countries by new secured corporate loan rate, 2026-07
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/secured-corporate-loan-rate/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/secured-corporate-loan-rate/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest new secured corporate loan rate?

Malta, with 5.32% in July 2026, according to the European Central Bank.

Which EU country has the lowest new secured corporate loan rate?

The Netherlands, with 2.52% in July 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). Retrieved 2026-10-12. 2 EU countries have no value for July 2026 and are not ranked.

EU countries: more rankings