New secured corporate loan rate

Monthly average annual interest rate on new euro loans to non-financial corporations secured by collateral or guarantees, excluding revolving loans, overdrafts and credit-card debt.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Key facts

Figures last updated on 2026-10-12.

Rankings

EU countries by new secured corporate loan rate, July 2026

Top 15. Source: European Central Bank.

Malta: 5.32 %Malta5.32Latvia: 5.25 %Latvia5.25Ireland: 5.24 %Ireland5.24Lithuania: 4.91 %Lithuania4.91Slovakia: 4.67 %Slovakia4.67Greece: 4.4 %Greece4.4Italy: 4.25 %Italy4.25Bulgaria: 4.18 %Bulgaria4.18Spain: 4 %Spain4Slovenia: 3.88 %Slovenia3.88Cyprus: 3.85 %Cyprus3.85Belgium: 3.83 %Belgium3.83Germany: 3.82 %Germany3.82Luxembourg: 3.81 %Luxembourg3.81France: 3.69 %France3.69
%. Source: ECB, ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). Retrieved 2026-10-12.

Full ranking of EU countries

Places with data

Published for world, eu and euro area, countries.

World, EU and euro area

Countries

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Which places have the highest new secured corporate loan rate? Use official data and cite it.
rank_places {"indicator":"ecb_business_secured_loan_rate","level":"country","within":"European Union (27)"}
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