New secured corporate loan rate in Euro area
New secured corporate loan rate in Euro area was 3.78% in August 2026, according to the European Central Bank. That is up 0.16 pts from August 2025.
New secured corporate loan rate in Euro area, June 2010 to August 2026
All 195 values
| Period | % |
|---|---|
| 2026-08 | 3.78 Provisional |
| 2026-07 | 3.78 |
| 2026-06 | 3.94 |
| 2026-05 | 3.8 |
| 2026-04 | 3.73 |
| 2026-03 | 3.71 |
| 2026-02 | 3.63 |
| 2026-01 | 3.63 |
| 2025-12 | 3.65 |
| 2025-11 | 3.61 |
| 2025-10 | 3.61 |
| 2025-09 | 3.65 |
| 2025-08 | 3.62 |
| 2025-07 | 3.68 |
| 2025-06 | 3.68 |
| 2025-05 | 3.76 |
| 2025-04 | 3.86 |
| 2025-03 | 3.97 |
| 2025-02 | 4.06 |
| 2025-01 | 4.15 |
| 2024-12 | 4.3 |
| 2024-11 | 4.37 |
| 2024-10 | 4.58 |
| 2024-09 | 4.77 |
| 2024-08 | 4.9 |
| 2024-07 | 4.99 |
| 2024-06 | 5.05 |
| 2024-05 | 5.1 |
| 2024-04 | 5.16 |
| 2024-03 | 5.23 |
| 2024-02 | 5.16 |
| 2024-01 | 5.14 |
| 2023-12 | 5.18 |
| 2023-11 | 5.17 |
| 2023-10 | 5.22 |
| 2023-09 | 5.11 |
| 2023-08 | 5.04 |
| 2023-07 | 5.01 |
| 2023-06 | 4.9 |
| 2023-05 | 4.73 |
| 2023-04 | 4.53 |
| 2023-03 | 4.18 |
| 2023-02 | 4.08 |
| 2023-01 | 3.81 |
| 2022-12 | 3.56 |
| 2022-11 | 3.41 |
| 2022-10 | 2.87 |
| 2022-09 | 2.57 |
| 2022-08 | 2.13 |
| 2022-07 | 1.93 |
| 2022-06 | 1.82 |
| 2022-05 | 1.79 |
| 2022-04 | 1.64 |
| 2022-03 | 1.59 |
| 2022-02 | 1.64 |
| 2022-01 | 1.51 |
| 2021-12 | 1.56 |
| 2021-11 | 1.51 |
| 2021-10 | 1.5 |
| 2021-09 | 1.56 |
| 2021-08 | 1.57 |
| 2021-07 | 1.52 |
| 2021-06 | 1.53 |
| 2021-05 | 1.51 |
| 2021-04 | 1.63 |
| 2021-03 | 1.54 |
| 2021-02 | 1.61 |
| 2021-01 | 1.54 |
| 2020-12 | 1.52 |
| 2020-11 | 1.53 |
| 2020-10 | 1.56 |
| 2020-09 | 1.51 |
| 2020-08 | 1.47 |
| 2020-07 | 1.44 |
| 2020-06 | 1.31 |
| 2020-05 | 1.2 |
| 2020-04 | 1.28 |
| 2020-03 | 1.48 |
| 2020-02 | 1.57 |
| 2020-01 | 1.54 |
| 2019-12 | 1.57 |
| 2019-11 | 1.54 |
| 2019-10 | 1.57 |
| 2019-09 | 1.54 |
| 2019-08 | 1.58 |
| 2019-07 | 1.64 |
| 2019-06 | 1.61 |
| 2019-05 | 1.7 |
| 2019-04 | 1.68 |
| 2019-03 | 1.67 |
| 2019-02 | 1.66 |
| 2019-01 | 1.65 |
| 2018-12 | 1.67 |
| 2018-11 | 1.74 |
| 2018-10 | 1.71 |
| 2018-09 | 1.66 |
| 2018-08 | 1.71 |
| 2018-07 | 1.67 |
| 2018-06 | 1.7 |
| 2018-05 | 1.73 |
| 2018-04 | 1.73 |
| 2018-03 | 1.75 |
| 2018-02 | 1.76 |
| 2018-01 | 1.72 |
| 2017-12 | 1.74 |
| 2017-11 | 1.76 |
| 2017-10 | 1.74 |
| 2017-09 | 1.73 |
| 2017-08 | 1.78 |
| 2017-07 | 1.77 |
| 2017-06 | 1.75 |
| 2017-05 | 1.84 |
| 2017-04 | 1.83 |
| 2017-03 | 1.81 |
| 2017-02 | 1.79 |
| 2017-01 | 1.81 |
| 2016-12 | 1.8 |
| 2016-11 | 1.83 |
| 2016-10 | 1.85 |
| 2016-09 | 1.84 |
| 2016-08 | 1.77 |
| 2016-07 | 1.88 |
| 2016-06 | 1.86 |
| 2016-05 | 1.97 |
| 2016-04 | 1.96 |
| 2016-03 | 1.95 |
| 2016-02 | 1.96 |
| 2016-01 | 2 |
| 2015-12 | 2.01 |
| 2015-11 | 2.1 |
| 2015-10 | 2.09 |
| 2015-09 | 2.09 |
| 2015-08 | 2 |
| 2015-07 | 2.08 |
| 2015-06 | 2.12 |
| 2015-05 | 2.19 |
| 2015-04 | 2.13 |
| 2015-03 | 2.15 |
| 2015-02 | 2.22 |
| 2015-01 | 2.2 |
| 2014-12 | 2.13 |
| 2014-11 | 2.4 |
| 2014-10 | 2.44 |
| 2014-09 | 2.45 |
| 2014-08 | 2.53 |
| 2014-07 | 2.63 |
| 2014-06 | 2.59 |
| 2014-05 | 2.82 |
| 2014-04 | 2.75 |
| 2014-03 | 2.84 |
| 2014-02 | 2.83 |
| 2014-01 | 2.84 |
| 2013-12 | 2.78 |
| 2013-11 | 2.81 |
| 2013-10 | 2.77 |
| 2013-09 | 2.55 |
| 2013-08 | 2.61 |
| 2013-07 | 2.73 |
| 2013-06 | 2.46 |
| 2013-05 | 2.6 |
| 2013-04 | 2.63 |
| 2013-03 | 2.5 |
| 2013-02 | 2.58 |
| 2013-01 | 2.57 |
| 2012-12 | 2.62 |
| 2012-11 | 2.66 |
| 2012-10 | 2.67 |
| 2012-09 | 2.6 |
| 2012-08 | 2.65 |
| 2012-07 | 2.86 |
| 2012-06 | 2.84 |
| 2012-05 | 2.96 |
| 2012-04 | 2.95 |
| 2012-03 | 3 |
| 2012-02 | 3.2 |
| 2012-01 | 3.37 |
| 2011-12 | 3.48 |
| 2011-11 | 3.43 |
| 2011-10 | 3.46 |
| 2011-09 | 3.35 |
| 2011-08 | 3.35 |
| 2011-07 | 3.51 |
| 2011-06 | 3.33 |
| 2011-05 | 3.34 |
| 2011-04 | 3.22 |
| 2011-03 | 3.05 |
| 2011-02 | 3.06 |
| 2011-01 | 2.93 |
| 2010-12 | 3.02 |
| 2010-11 | 2.97 |
| 2010-10 | 2.84 |
| 2010-09 | 2.82 |
| 2010-08 | 2.75 |
| 2010-07 | 2.72 |
| 2010-06 | 2.67 |
Rankings
Definition
Monthly average annual interest rate on new euro loans to non-financial corporations secured by collateral or guarantees, excluding revolving loans, overdrafts and credit-card debt.
New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
How to cite
European Central Bank. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
Citation styles
APA 7
European Central Bank. (n.d.). ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N) (New secured corporate loan rate, Euro area, 2010-06 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
MLA 9
ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N), New secured corporate loan rate, Euro area, 2010-06 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/secured-corporate-loan-rate/euro-area. Accessed 12 Oct. 2026.
Chicago (author-date)
European Central Bank. n.d. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). New secured corporate loan rate, Euro area, 2010-06 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/secured-corporate-loan-rate/euro-area.
Harvard
European Central Bank (no date) ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N), New secured corporate loan rate, Euro area, 2010-06 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/secured-corporate-loan-rate/euro-area (Accessed: 12 October 2026).
BibTeX
@misc{european_new_secured_corporate_loan_2026,
author = {{European Central Bank}},
title = {{ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N): New secured corporate loan rate, Euro area, 2010-06 to 2026-08}},
howpublished = {Data set},
url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/en/secured-corporate-loan-rate/euro-area. Publisher attribution: European Central Bank. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - European Central Bank
TI - ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N): New secured corporate loan rate, Euro area, 2010-06 to 2026-08
PB - European Central Bank
DB - Invokely
UR - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2 - https://invokely.ai/en/secured-corporate-loan-rate/euro-area
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/en/secured-corporate-loan-rate/euro-area.
N1 - Publisher attribution: European Central Bank. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2AC.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER -
Use this data in your AI agent
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What is the latest new secured corporate loan rate in Euro area? Cite the source.
get_value {"indicator":"ecb_business_secured_loan_rate","place":"ea"}
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Questions
What is the new secured corporate loan rate in Euro area?
New secured corporate loan rate in Euro area was 3.78% in August 2026, according to the European Central Bank. That is up 0.16 pts from August 2025.
Where does this figure come from?
European Central Bank. ECB MIR: New secured corporate loan rate (M.<area>.B.A2AC.A.R.A.2240.EUR.N). Retrieved by Invokely on 2026-10-12.
What was the highest new secured corporate loan rate in Euro area?
5.23% in March 2024, the highest value since June 2010 in this series.
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