Data / 12-month Euribor / Euro area

12-month Euribor in Euro area

12-month Euribor in Euro area was 3.247% in September 2026, according to the European Central Bank. That is up 1.08 pts from September 2025.

September 20263.247%
Change on September 2025+1.08 pts
Series high5.393July 2008
Series low-0.505January 2021
Get an email when a new figure is out or this one is revised.
Keep it in a collection in your library.

12-month Euribor in Euro area, January 1999 to September 2026

-202461999-012003-012007-012011-012015-012019-012023-012026-092026-09: 3.247 %-202461999-012008-042017-072026-092026-09: 3.247 %
%. Source: ECB, Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA). Retrieved 2026-10-22.
All 333 values
Period%
2026-093.247
2026-082.954
2026-072.855
2026-062.798
2026-052.804
2026-042.747
2026-032.565
2026-022.221
2026-012.245
2025-122.267
2025-112.217
2025-102.187
2025-092.172
2025-082.114
2025-072.079
2025-062.081
2025-052.081
2025-042.143
2025-032.398
2025-022.407
2025-012.525
2024-122.436
2024-112.506
2024-102.691
2024-092.936
2024-083.166
2024-073.526
2024-063.65
2024-053.68
2024-043.703
2024-033.718
2024-023.671
2024-013.609
2023-123.679
2023-114.022
2023-104.16
2023-094.149
2023-084.073
2023-074.149
2023-064.007
2023-053.862
2023-043.757
2023-033.647
2023-023.534
2023-013.337
2022-123.018
2022-112.828
2022-102.629
2022-092.233
2022-081.249
2022-070.992
2022-060.852
2022-050.287
2022-040.013
2022-03-0.237
2022-02-0.335
2022-01-0.477
2021-12-0.502
2021-11-0.487
2021-10-0.477
2021-09-0.492
2021-08-0.498
2021-07-0.491
2021-06-0.484
2021-05-0.481
2021-04-0.484
2021-03-0.487
2021-02-0.501
2021-01-0.505
2020-12-0.497
2020-11-0.481
2020-10-0.466
2020-09-0.415
2020-08-0.359
2020-07-0.279
2020-06-0.147
2020-05-0.081
2020-04-0.108
2020-03-0.266
2020-02-0.288
2020-01-0.253
2019-12-0.261
2019-11-0.272
2019-10-0.304
2019-09-0.339
2019-08-0.356
2019-07-0.283
2019-06-0.19
2019-05-0.134
2019-04-0.112
2019-03-0.109
2019-02-0.108
2019-01-0.116
2018-12-0.129
2018-11-0.147
2018-10-0.154
2018-09-0.166
2018-08-0.169
2018-07-0.18
2018-06-0.181
2018-05-0.188
2018-04-0.19
2018-03-0.191
2018-02-0.191
2018-01-0.189
2017-12-0.19
2017-11-0.189
2017-10-0.18
2017-09-0.168
2017-08-0.156
2017-07-0.154
2017-06-0.149
2017-05-0.127
2017-04-0.119
2017-03-0.11
2017-02-0.106
2017-01-0.095
2016-12-0.08
2016-11-0.074
2016-10-0.069
2016-09-0.057
2016-08-0.048
2016-07-0.056
2016-06-0.028
2016-05-0.013
2016-04-0.01
2016-03-0.012
2016-02-0.008
2016-010.042
2015-120.059
2015-110.079
2015-100.128
2015-090.154
2015-080.161
2015-070.167
2015-060.163
2015-050.165
2015-040.18
2015-030.212
2015-020.255
2015-010.298
2014-120.329
2014-110.335
2014-100.338
2014-090.362
2014-080.469
2014-070.488
2014-060.513
2014-050.592
2014-040.604
2014-030.577
2014-020.549
2014-010.562
2013-120.543
2013-110.506
2013-100.541
2013-090.543
2013-080.542
2013-070.525
2013-060.507
2013-050.484
2013-040.528
2013-030.545
2013-020.594
2013-010.575
2012-120.549
2012-110.588
2012-100.65
2012-090.74
2012-080.877
2012-071.061
2012-061.219
2012-051.266
2012-041.368
2012-031.499
2012-021.678
2012-011.837
2011-122.004
2011-112.044
2011-102.11
2011-092.067
2011-082.097
2011-072.183
2011-062.144
2011-052.147
2011-042.086
2011-031.924
2011-021.714
2011-011.55
2010-121.526
2010-111.541
2010-101.495
2010-091.42
2010-081.421
2010-071.373
2010-061.281
2010-051.249
2010-041.225
2010-031.215
2010-021.225
2010-011.232
2009-121.242
2009-111.231
2009-101.243
2009-091.261
2009-081.334
2009-071.412
2009-061.61
2009-051.644
2009-041.771
2009-031.909
2009-022.135
2009-012.622
2008-123.452
2008-114.35
2008-105.248
2008-095.384
2008-085.323
2008-075.393
2008-065.361
2008-054.994
2008-044.82
2008-034.59
2008-024.349
2008-014.498
2007-124.793
2007-114.607
2007-104.647
2007-094.725
2007-084.666
2007-074.564
2007-064.505
2007-054.373
2007-044.253
2007-034.106
2007-024.094
2007-014.064
2006-123.921
2006-113.864
2006-103.799
2006-093.715
2006-083.615
2006-073.539
2006-063.401
2006-053.308
2006-043.221
2006-033.105
2006-022.914
2006-012.833
2005-122.783
2005-112.684
2005-102.414
2005-092.22
2005-082.223
2005-072.168
2005-062.103
2005-052.193
2005-042.265
2005-032.335
2005-022.31
2005-012.312
2004-122.301
2004-112.328
2004-102.316
2004-092.377
2004-082.302
2004-072.361
2004-062.404
2004-052.297
2004-042.163
2004-032.055
2004-022.163
2004-012.216
2003-122.381
2003-112.41
2003-102.303
2003-092.258
2003-082.279
2003-072.076
2003-062.014
2003-052.252
2003-042.447
2003-032.411
2003-022.504
2003-012.705
2002-122.872
2002-113.017
2002-103.126
2002-093.236
2002-083.44
2002-073.645
2002-063.869
2002-053.963
2002-043.86
2002-033.816
2002-023.594
2002-013.483
2001-123.298
2001-113.198
2001-103.369
2001-093.77
2001-084.108
2001-074.311
2001-064.312
2001-054.52
2001-044.481
2001-034.471
2001-024.591
2001-014.574
2000-124.881
2000-115.193
2000-105.218
2000-095.219
2000-085.248
2000-075.105
2000-064.965
2000-054.849
2000-044.365
2000-034.267
2000-024.111
2000-013.949
1999-123.826
1999-113.689
1999-103.684
1999-093.301
1999-083.237
1999-073.03
1999-062.836
1999-052.683
1999-042.756
1999-033.046
1999-023.03
1999-013.062

Definition

Monthly average of the daily 12-month Euribor rate.

Euribor is one rate for the whole euro area. Invokely serves it for the euro area from the ECB, and for Spain from Banco de España, which publishes it as an official mortgage reference rate. For Germany, France or any other euro area country, ask for the euro area: the value is the same rate.

Report a problem with this figure

How to cite

European Central Bank. Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA). https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA?format=csvdata&detail=dataonly&startPeriod=1999-01. Retrieved 2026-10-22.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA) (12-month Euribor, Euro area, 1999-01 to 2026-09) [Data set]. Retrieved October 22, 2026, from https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA?format=csvdata&detail=dataonly&startPeriod=1999-01

MLA 9

Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA), 12-month Euribor, Euro area, 1999-01 to 2026-09. European Central Bank, https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA?format=csvdata&detail=dataonly&startPeriod=1999-01. Invokely, https://invokely.ai/en/euribor/euro-area. Accessed 22 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA). 12-month Euribor, Euro area, 1999-01 to 2026-09. Dataset. Accessed October 22, 2026. https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA?format=csvdata&detail=dataonly&startPeriod=1999-01. Also distributed by Invokely, https://invokely.ai/en/euribor/euro-area.

Harvard

European Central Bank (no date) Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA), 12-month Euribor, Euro area, 1999-01 to 2026-09 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA?format=csvdata&detail=dataonly&startPeriod=1999-01, via Invokely: https://invokely.ai/en/euribor/euro-area (Accessed: 22 October 2026).

BibTeX
@misc{european_12_month_euribor_euro_2026,
  author = {{European Central Bank}},
  title = {{Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD\_.HSTA): 12-month Euribor, Euro area, 1999-01 to 2026-09}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA?format=csvdata&detail=dataonly&startPeriod=1999-01},
  urldate = {2026-10-22},
  note = {Accessed via Invokely, https://invokely.ai/en/euribor/euro-area. Publisher attribution: European Central Bank. Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD\_.HSTA). https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD\_.HSTA?format=csvdata\&detail=dataonly\&startPeriod=1999-01. Retrieved 2026-10-22.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA): 12-month Euribor, Euro area, 1999-01 to 2026-09
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA?format=csvdata&detail=dataonly&startPeriod=1999-01
L2  - https://invokely.ai/en/euribor/euro-area
Y2  - 2026/10/22
N1  - Accessed via Invokely, https://invokely.ai/en/euribor/euro-area.
N1  - Publisher attribution: European Central Bank. Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA). https://data-api.ecb.europa.eu/service/data/FM/M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA?format=csvdata&detail=dataonly&startPeriod=1999-01. Retrieved 2026-10-22.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

What is the latest 12-month Euribor in Euro area? Cite the source.
get_value {"indicator":"euribor_12m","place":"ea"}
GET https://invokely.ai/api/v1/value?indicator=euribor_12m&place=ea

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

What is the 12-month Euribor in Euro area?

12-month Euribor in Euro area was 3.247% in September 2026, according to the European Central Bank. That is up 1.08 pts from September 2025.

Where does this figure come from?

European Central Bank. Financial market data: Euribor 1-year, monthly average of daily fixings, euro area (FM.M.U2.EUR.RT.MM.EURIBOR1YD_.HSTA). Retrieved by Invokely on 2026-10-22.

What was the highest 12-month Euribor in Euro area?

5.393% in July 2008, the highest value since January 1999 in this series.

Related statistics for Euro area

All statistics for Euro area