MFI household overnight deposit balances

End-of-month stock of overnight deposits placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

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Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Key facts

Figures last updated on 2026-10-12.

Rankings

EU countries by MFI household overnight deposit balances, August 2026

Top 15. Source: European Central Bank.

Germany: 1,943,777 EUR millionGermany1,943,777Spain: 944,583 EUR millionSpain944,583Italy: 899,389 EUR millionItaly899,389France: 592,868 EUR millionFrance592,868Austria: 206,083 EUR millionAustria206,083Ireland: 153,400 EUR millionIreland153,400Greece: 123,435 EUR millionGreece123,435Netherlands: 110,956 EUR millionNetherlands110,956Belgium: 108,098 EUR millionBelgium108,098Portugal: 90,709.36 EUR millionPortugal90,709.36Finland: 75,056 EUR millionFinland75,056Luxembourg: 54,065 EUR millionLuxembourg54,065Bulgaria: 42,049.93 EUR millionBulgaria42,049.93Slovakia: 39,581.02 EUR millionSlovakia39,581.02Croatia: 34,721 EUR millionCroatia34,721Germany: 1,943,777 EUR millionGermany1,943,777Spain: 944,583 EUR millionSpain944,583Italy: 899,389 EUR millionItaly899,389France: 592,868 EUR millionFrance592,868Austria: 206,083 EUR millionAustria206,083Ireland: 153,400 EUR millionIreland153,400Greece: 123,435 EUR millionGreece123,435Netherlands: 110,956 EUR millionNetherlands110,956Belgium: 108,098 EUR millionBelgium108,098Portugal: 90,709.36 EUR millionPortugal90,709.36Finland: 75,056 EUR millionFinland75,056Luxembourg: 54,065 EUR millionLuxembourg54,065Bulgaria: 42,049.93 EUR millionBulgaria42,049.93Slovakia: 39,581.02 EUR millionSlovakia39,581.02Croatia: 34,721 EUR millionCroatia34,721
EUR million. Source: ECB, ECB BSI: MFI household overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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Which places have the highest MFI household overnight deposit balances? Use official data and cite it.
rank_places {"indicator":"ecb_mfi_household_overnight_deposits_eur","level":"country","within":"European Union (27)"}
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