EU countries by MFI household term deposit balances, August 2026

Germany had the highest MFI household term deposit balances of 21 EU countries in August 2026, at €710.22 billion. Latvia had the lowest, at €2.18 billion. The median was €19.57 billion. Source: the European Central Bank.

Highest710,221Germany

Lowest2,179Latvia

Median19,56821 EU countries

All EU countries, August 2026

EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	August 2026 EUR million	Change on August 2025
1	Germany Provisional	710,221	+5.5%
2	France Provisional	408,052	-1.7%
3	Spain Provisional	168,340	+5.5%
4	Austria Provisional	126,344	+8.1%
5	Portugal Provisional	115,381.42	+3.2%
6	Netherlands Provisional	95,848	+3.9%
7	Italy Provisional	78,544	-10.3%
8	Belgium Provisional	44,438	-15.8%
9	Greece Provisional	33,100	-5.2%
10	Luxembourg Provisional	27,110	+5.1%
11	Ireland Provisional	19,568	+7.2%
12	Finland Provisional	18,147	+11.4%
13	Bulgaria Provisional	15,262.47	+7.4%
14	Slovakia Provisional	13,919.91	+6.7%
15	Cyprus Provisional	11,148	+1.5%
16	Croatia Provisional	10,074	-4%
17	Lithuania Provisional	9,061	+5.9%
18	Estonia Provisional	6,443	-0.4%
19	Malta Provisional	4,403.57	-2.4%
20	Slovenia Provisional	3,982.9	-5.3%
21	Latvia Provisional	2,179	+13.8%

Other periods

About this ranking

End-of-month stock of deposits with agreed maturity placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest MFI household term deposit balances?

Germany, with €710.22 billion in August 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances?

Latvia, with €2.18 billion in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.