Data / Rankings / MFI household term deposit balances / EU countries

EU countries by MFI household term deposit balances

Germany had the highest MFI household term deposit balances of 21 EU countries in March 2026, at €684.39 billion. Latvia had the lowest, at €2.09 billion. The median was €19.19 billion. Source: the European Central Bank.

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Highest684,394Germany
Lowest2,086Latvia
Median19,19321 EU countries

Map of EU countries, March 2026

Austria: 123,279 EUR millionBelgium: 40,286 EUR millionBulgaria: 15,020.48 EUR millionCyprus: 10,887 EUR millionGermany: 684,394 EUR millionEstonia: 6,494 EUR millionSpain: 167,377 EUR millionFinland: 16,969 EUR millionFrance: 405,150 EUR millionGreece: 33,596 EUR millionCroatia: 10,427 EUR millionIreland: 19,193 EUR millionItaly: 84,377 EUR millionLithuania: 8,823 EUR millionLuxembourg: 25,586 EUR millionLatvia: 2,086 EUR millionMalta: 4,218.01 EUR millionNetherlands: 92,822 EUR millionPortugal: 114,983.9 EUR millionSlovenia: 3,999.17 EUR millionSlovakia: 13,318.8 EUR million
  • Under 9,000
  • 9,000 to 15K
  • 15K to 34K
  • 34K to 110K
  • 110K and over
  • No data
EUR million, March 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, March 2026

Germany: 684,394 EUR millionGermany684,394France: 405,150 EUR millionFrance405,150Spain: 167,377 EUR millionSpain167,377Austria: 123,279 EUR millionAustria123,279Portugal: 114,983.9 EUR millionPortugal114,983.9Netherlands: 92,822 EUR millionNetherlands92,822Italy: 84,377 EUR millionItaly84,377Belgium: 40,286 EUR millionBelgium40,286Greece: 33,596 EUR millionGreece33,596Luxembourg: 25,586 EUR millionLuxembourg25,586Ireland: 19,193 EUR millionIreland19,193Finland: 16,969 EUR millionFinland16,969Bulgaria: 15,020.48 EUR millionBulgaria15,020.48Slovakia: 13,318.8 EUR millionSlovakia13,318.8Cyprus: 10,887 EUR millionCyprus10,887Croatia: 10,427 EUR millionCroatia10,427Lithuania: 8,823 EUR millionLithuania8,823Estonia: 6,494 EUR millionEstonia6,494Malta: 4,218.01 EUR millionMalta4,218.01Slovenia: 3,999.17 EUR millionSlovenia3,999.17Latvia: 2,086 EUR millionLatvia2,086Germany: 684,394 EUR millionGermany684,394France: 405,150 EUR millionFrance405,150Spain: 167,377 EUR millionSpain167,377Austria: 123,279 EUR millionAustria123,279Portugal: 114,983.9 EUR millionPortugal114,983.9Netherlands: 92,822 EUR millionNetherlands92,822Italy: 84,377 EUR millionItaly84,377Belgium: 40,286 EUR millionBelgium40,286Greece: 33,596 EUR millionGreece33,596Luxembourg: 25,586 EUR millionLuxembourg25,586Ireland: 19,193 EUR millionIreland19,193Finland: 16,969 EUR millionFinland16,969Bulgaria: 15,020.48 EUR millionBulgaria15,020.48Slovakia: 13,318.8 EUR millionSlovakia13,318.8Cyprus: 10,887 EUR millionCyprus10,887Croatia: 10,427 EUR millionCroatia10,427Lithuania: 8,823 EUR millionLithuania8,823Estonia: 6,494 EUR millionEstonia6,494Malta: 4,218.01 EUR millionMalta4,218.01Slovenia: 3,999.17 EUR millionSlovenia3,999.17Latvia: 2,086 EUR millionLatvia2,086
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesMarch 2026
EUR million		Change on March 2025
1Germany684,394-1.8%
2France405,150-5.1%
3Spain167,377-3.9%
4Austria123,279+1.8%
5Portugal114,983.9+2.9%
6Netherlands92,822-1.7%
7Italy84,377-11.4%
8Belgium40,286-30.7%
9Greece33,596-8.1%
10Luxembourg25,586-1.3%
11Ireland19,193+14.2%
12Finland16,969+9.6%
13Bulgaria15,020.48+8.2%
14Slovakia13,318.8+1.6%
15Cyprus10,887-4.8%
16Croatia10,427-4%
17Lithuania8,823+1.5%
18Estonia6,494-0.3%
19Malta4,218.01-11.9%
20Slovenia3,999.17-6.4%
21Latvia2,086-3.1%

Other periods

About this ranking

End-of-month stock of deposits with agreed maturity placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, 2026-03) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, 2026-03. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-03. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, 2026-03. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-03.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, 2026-03 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-03 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, 2026-03}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-03. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, 2026-03
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-03
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances/eu-countries?period=2026-03.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Rank EU countries by MFI household term deposit balances using official data, and cite the source.
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Questions

Which EU country has the highest MFI household term deposit balances?

Germany, with €684.39 billion in March 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances?

Latvia, with €2.09 billion in March 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, unadjusted end-period stock (M.<area>.N.A.L22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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