Data / Rankings / MFI corporate loan balances, original maturity over 1 to 5 years / EU countries

EU countries by MFI corporate loan balances, original maturity over 1 to 5 years

France had the highest MFI corporate loan balances, original maturity over 1 to 5 years of 21 EU countries in November 2025, at €257.96 billion. Malta had the lowest, at €961.02 million. The median was €20.17 billion. Source: the European Central Bank.

Keep it in a collection in your library.
Highest257,960France
Lowest961.02Malta
Median20,168.8221 EU countries

Map of EU countries, November 2025

Austria: 47,227 EUR millionBelgium: 41,004 EUR millionBulgaria: 3,459.99 EUR millionCyprus: 1,706 EUR millionGermany: 255,185 EUR millionEstonia: 6,173 EUR millionSpain: 125,691 EUR millionFinland: 32,547 EUR millionFrance: 257,960 EUR millionGreece: 15,067 EUR millionCroatia: 4,679 EUR millionIreland: 20,977 EUR millionItaly: 181,806 EUR millionLithuania: 6,850 EUR millionLuxembourg: 23,078 EUR millionLatvia: 3,005 EUR millionMalta: 961.02 EUR millionNetherlands: 73,715 EUR millionPortugal: 20,168.82 EUR millionSlovenia: 2,266.75 EUR millionSlovakia: 7,363.91 EUR million
  • Under 3,000
  • 3,000 to 7,000
  • 7,000 to 23K
  • 23K to 74K
  • 74K and over
  • No data
EUR million, November 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, November 2025

France: 257,960 EUR millionFrance257,960Germany: 255,185 EUR millionGermany255,185Italy: 181,806 EUR millionItaly181,806Spain: 125,691 EUR millionSpain125,691Netherlands: 73,715 EUR millionNetherlands73,715Austria: 47,227 EUR millionAustria47,227Belgium: 41,004 EUR millionBelgium41,004Finland: 32,547 EUR millionFinland32,547Luxembourg: 23,078 EUR millionLuxembourg23,078Ireland: 20,977 EUR millionIreland20,977Portugal: 20,168.82 EUR millionPortugal20,168.82Greece: 15,067 EUR millionGreece15,067Slovakia: 7,363.91 EUR millionSlovakia7,363.91Lithuania: 6,850 EUR millionLithuania6,850Estonia: 6,173 EUR millionEstonia6,173Croatia: 4,679 EUR millionCroatia4,679Bulgaria: 3,459.99 EUR millionBulgaria3,459.99Latvia: 3,005 EUR millionLatvia3,005Slovenia: 2,266.75 EUR millionSlovenia2,266.75Cyprus: 1,706 EUR millionCyprus1,706Malta: 961.02 EUR millionMalta961.02France: 257,960 EUR millionFrance257,960Germany: 255,185 EUR millionGermany255,185Italy: 181,806 EUR millionItaly181,806Spain: 125,691 EUR millionSpain125,691Netherlands: 73,715 EUR millionNetherlands73,715Austria: 47,227 EUR millionAustria47,227Belgium: 41,004 EUR millionBelgium41,004Finland: 32,547 EUR millionFinland32,547Luxembourg: 23,078 EUR millionLuxembourg23,078Ireland: 20,977 EUR millionIreland20,977Portugal: 20,168.82 EUR millionPortugal20,168.82Greece: 15,067 EUR millionGreece15,067Slovakia: 7,363.91 EUR millionSlovakia7,363.91Lithuania: 6,850 EUR millionLithuania6,850Estonia: 6,173 EUR millionEstonia6,173Croatia: 4,679 EUR millionCroatia4,679Bulgaria: 3,459.99 EUR millionBulgaria3,459.99Latvia: 3,005 EUR millionLatvia3,005Slovenia: 2,266.75 EUR millionSlovenia2,266.75Cyprus: 1,706 EUR millionCyprus1,706Malta: 961.02 EUR millionMalta961.02
EUR million. Source: ECB, ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesNovember 2025
EUR million		Change on November 2024
1France257,960+2.3%
2Germany255,185-0.6%
3Italy181,806+9.8%
4Spain125,691-2.8%
5Netherlands73,715+10.5%
6Austria47,227-8.3%
7Belgium41,004+12.4%
8Finland32,547+2.9%
9Luxembourg23,078+2.8%
10Ireland20,977-6.1%
11Portugal20,168.82+28.2%
12Greece15,067+8.3%
13Slovakia7,363.91+6.4%
14Lithuania6,850+20.4%
15Estonia6,173+10.4%
16Croatia4,679+19.1%
17Bulgaria3,459.99+14.2%
18Latvia3,005+9.6%
19Slovenia2,266.75+0.9%
20Cyprus1,706+63.1%
21Malta961.02+3.5%

Other periods

About this ranking

End-of-month stock of loans with original maturity over 1 and up to 5 years from resident MFIs excluding central banks to non-financial corporations resident in the euro area, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E) (EU countries by MFI corporate loan balances, original maturity over 1 to 5 years, 2025-11) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E), EU countries by MFI corporate loan balances, original maturity over 1 to 5 years, 2025-11. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-one-to-five-years/eu-countries?period=2025-11. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E). EU countries by MFI corporate loan balances, original maturity over 1 to 5 years, 2025-11. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-one-to-five-years/eu-countries?period=2025-11.

Harvard

European Central Bank (no date) ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E), EU countries by MFI corporate loan balances, original maturity over 1 to 5 years, 2025-11 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-corporate-loan-balances-over-one-to-five-years/eu-countries?period=2025-11 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E): EU countries by MFI corporate loan balances, original maturity over 1 to 5 years, 2025-11}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-one-to-five-years/eu-countries?period=2025-11. Publisher attribution: European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E): EU countries by MFI corporate loan balances, original maturity over 1 to 5 years, 2025-11
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-corporate-loan-balances-over-one-to-five-years/eu-countries?period=2025-11
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-one-to-five-years/eu-countries?period=2025-11.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.I.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by MFI corporate loan balances, original maturity over 1 to 5 years using official data, and cite the source.
rank_places {"indicator":"ecb_mfi_business_loans_1to5y_eur","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_business_loans_1to5y_eur&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest MFI corporate loan balances, original maturity over 1 to 5 years?

France, with €257.96 billion in November 2025, according to the European Central Bank.

Which EU country has the lowest MFI corporate loan balances, original maturity over 1 to 5 years?

Malta, with €961.02 million in November 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI corporate loan balances, original maturity over 1 to 5 years, unadjusted end-period stock (M.<area>.N.A.A20.I.1.U2.2240.Z01.E). Retrieved 2026-10-12.

EU countries: more rankings