EU countries by MFI corporate loan balances, original maturity over 5 years

France had the highest MFI corporate loan balances, original maturity over 5 years of 21 EU countries in July 2026, at €1.03 trillion. Malta had the lowest, at €4.01 billion. The median was €26.79 billion. Source: the European Central Bank.

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Highest1,025,778France
Lowest4,005.32Malta
Median26,78821 EU countries

Map of EU countries, July 2026

Austria: 169,920 EUR millionBelgium: 105,318 EUR millionBulgaria: 14,972.78 EUR millionCyprus: 7,411 EUR millionGermany: 935,321 EUR millionEstonia: 6,626 EUR millionSpain: 265,905 EUR millionFinland: 69,269 EUR millionFrance: 1,025,778 EUR millionGreece: 52,681 EUR millionCroatia: 11,769 EUR millionIreland: 21,592 EUR millionItaly: 282,931 EUR millionLithuania: 6,906 EUR millionLuxembourg: 26,788 EUR millionLatvia: 4,019 EUR millionMalta: 4,005.32 EUR millionNetherlands: 227,538 EUR millionPortugal: 38,515.32 EUR millionSlovenia: 7,755.48 EUR millionSlovakia: 14,559.36 EUR million
  • Under 10K
  • 10K to 50K
  • 50K to 230K
  • 230K and over
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EUR million, July 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, July 2026

France: 1,025,778 EUR millionFrance1,025,778Germany: 935,321 EUR millionGermany935,321Italy: 282,931 EUR millionItaly282,931Spain: 265,905 EUR millionSpain265,905Netherlands: 227,538 EUR millionNetherlands227,538Austria: 169,920 EUR millionAustria169,920Belgium: 105,318 EUR millionBelgium105,318Finland: 69,269 EUR millionFinland69,269Greece: 52,681 EUR millionGreece52,681Portugal: 38,515.32 EUR millionPortugal38,515.32Luxembourg: 26,788 EUR millionLuxembourg26,788Ireland: 21,592 EUR millionIreland21,592Bulgaria: 14,972.78 EUR millionBulgaria14,972.78Slovakia: 14,559.36 EUR millionSlovakia14,559.36Croatia: 11,769 EUR millionCroatia11,769Slovenia: 7,755.48 EUR millionSlovenia7,755.48Cyprus: 7,411 EUR millionCyprus7,411Lithuania: 6,906 EUR millionLithuania6,906Estonia: 6,626 EUR millionEstonia6,626Latvia: 4,019 EUR millionLatvia4,019Malta: 4,005.32 EUR millionMalta4,005.32France: 1,025,778 EUR millionFrance1,025,778Germany: 935,321 EUR millionGermany935,321Italy: 282,931 EUR millionItaly282,931Spain: 265,905 EUR millionSpain265,905Netherlands: 227,538 EUR millionNetherlands227,538Austria: 169,920 EUR millionAustria169,920Belgium: 105,318 EUR millionBelgium105,318Finland: 69,269 EUR millionFinland69,269Greece: 52,681 EUR millionGreece52,681Portugal: 38,515.32 EUR millionPortugal38,515.32Luxembourg: 26,788 EUR millionLuxembourg26,788Ireland: 21,592 EUR millionIreland21,592Bulgaria: 14,972.78 EUR millionBulgaria14,972.78Slovakia: 14,559.36 EUR millionSlovakia14,559.36Croatia: 11,769 EUR millionCroatia11,769Slovenia: 7,755.48 EUR millionSlovenia7,755.48Cyprus: 7,411 EUR millionCyprus7,411Lithuania: 6,906 EUR millionLithuania6,906Estonia: 6,626 EUR millionEstonia6,626Latvia: 4,019 EUR millionLatvia4,019Malta: 4,005.32 EUR millionMalta4,005.32
EUR million. Source: ECB, ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJuly 2026
EUR million
Change on July 2025
1France1,025,778+4%
2Germany935,321+1.7%
3Italy282,931-2.4%
4Spain265,905+4.7%
5Netherlands227,538+5.9%
6Austria169,920+3.6%
7Belgium105,318+7.6%
8Finland69,269+0.8%
9Greece52,681+9.9%
10Portugal38,515.32-4.1%
11Luxembourg26,788+6.7%
12Ireland21,592+4.7%
13Bulgaria14,972.78+18.2%
14Slovakia14,559.36+17.5%
15Croatia11,769+16.4%
16Slovenia7,755.48+7%
17Cyprus7,411+1.4%
18Lithuania6,906+22.8%
19Estonia6,626+24.9%
20Latvia4,019+47.3%
21Malta4,005.32+13.5%

Other periods

About this ranking

End-of-month stock of loans with original maturity over 5 years from resident MFIs excluding central banks to non-financial corporations resident in the euro area, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E) (EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-07) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E), EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-07. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-07. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-07. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-07.

Harvard

European Central Bank (no date) ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E), EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-07 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-07 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E): EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-07}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-07. Publisher attribution: European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E): EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-07
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-07
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-07.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Rank EU countries by MFI corporate loan balances, original maturity over 5 years using official data, and cite the source.
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Questions

Which EU country has the highest MFI corporate loan balances, original maturity over 5 years?

France, with €1.03 trillion in July 2026, according to the European Central Bank.

Which EU country has the lowest MFI corporate loan balances, original maturity over 5 years?

Malta, with €4.01 billion in July 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). Retrieved 2026-10-12.

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