Data / Rankings / MFI corporate loan balances, original maturity over 5 years / EU countries

EU countries by MFI corporate loan balances, original maturity over 5 years

France had the highest MFI corporate loan balances, original maturity over 5 years of 21 EU countries in January 2026, at €1 trillion. Latvia had the lowest, at €3.48 billion. The median was €25.97 billion. Source: the European Central Bank.

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Highest1,003,299France
Lowest3,479Latvia
Median25,96621 EU countries

Map of EU countries, January 2026

Austria: 166,954 EUR millionBelgium: 100,929 EUR millionBulgaria: 13,726.77 EUR millionCyprus: 7,255 EUR millionGermany: 922,089 EUR millionEstonia: 5,707 EUR millionSpain: 257,995 EUR millionFinland: 68,700 EUR millionFrance: 1,003,299 EUR millionGreece: 51,378 EUR millionCroatia: 11,078 EUR millionIreland: 19,560 EUR millionItaly: 284,856 EUR millionLithuania: 6,315 EUR millionLuxembourg: 25,966 EUR millionLatvia: 3,479 EUR millionMalta: 3,814.14 EUR millionNetherlands: 218,350 EUR millionPortugal: 38,416.89 EUR millionSlovenia: 7,727.22 EUR millionSlovakia: 12,421.64 EUR million
  • Under 7,000
  • 7,000 to 14K
  • 14K to 51K
  • 51K to 220K
  • 220K and over
  • No data
EUR million, January 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, January 2026

France: 1,003,299 EUR millionFrance1,003,299Germany: 922,089 EUR millionGermany922,089Italy: 284,856 EUR millionItaly284,856Spain: 257,995 EUR millionSpain257,995Netherlands: 218,350 EUR millionNetherlands218,350Austria: 166,954 EUR millionAustria166,954Belgium: 100,929 EUR millionBelgium100,929Finland: 68,700 EUR millionFinland68,700Greece: 51,378 EUR millionGreece51,378Portugal: 38,416.89 EUR millionPortugal38,416.89Luxembourg: 25,966 EUR millionLuxembourg25,966Ireland: 19,560 EUR millionIreland19,560Bulgaria: 13,726.77 EUR millionBulgaria13,726.77Slovakia: 12,421.64 EUR millionSlovakia12,421.64Croatia: 11,078 EUR millionCroatia11,078Slovenia: 7,727.22 EUR millionSlovenia7,727.22Cyprus: 7,255 EUR millionCyprus7,255Lithuania: 6,315 EUR millionLithuania6,315Estonia: 5,707 EUR millionEstonia5,707Malta: 3,814.14 EUR millionMalta3,814.14Latvia: 3,479 EUR millionLatvia3,479France: 1,003,299 EUR millionFrance1,003,299Germany: 922,089 EUR millionGermany922,089Italy: 284,856 EUR millionItaly284,856Spain: 257,995 EUR millionSpain257,995Netherlands: 218,350 EUR millionNetherlands218,350Austria: 166,954 EUR millionAustria166,954Belgium: 100,929 EUR millionBelgium100,929Finland: 68,700 EUR millionFinland68,700Greece: 51,378 EUR millionGreece51,378Portugal: 38,416.89 EUR millionPortugal38,416.89Luxembourg: 25,966 EUR millionLuxembourg25,966Ireland: 19,560 EUR millionIreland19,560Bulgaria: 13,726.77 EUR millionBulgaria13,726.77Slovakia: 12,421.64 EUR millionSlovakia12,421.64Croatia: 11,078 EUR millionCroatia11,078Slovenia: 7,727.22 EUR millionSlovenia7,727.22Cyprus: 7,255 EUR millionCyprus7,255Lithuania: 6,315 EUR millionLithuania6,315Estonia: 5,707 EUR millionEstonia5,707Malta: 3,814.14 EUR millionMalta3,814.14Latvia: 3,479 EUR millionLatvia3,479
EUR million. Source: ECB, ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJanuary 2026
EUR million		Change on January 2025
1France1,003,299+2.6%
2Germany922,089+0.8%
3Italy284,856-3.7%
4Spain257,995+4.5%
5Netherlands218,350+4.5%
6Austria166,954+3.8%
7Belgium100,929+2.4%
8Finland68,700+1%
9Greece51,378+11.4%
10Portugal38,416.89-5.7%
11Luxembourg25,966-5.1%
12Ireland19,560-13.1%
13Bulgaria13,726.77+10.6%
14Slovakia12,421.64+5.7%
15Croatia11,078+14.5%
16Slovenia7,727.22+7.4%
17Cyprus7,255+0.9%
18Lithuania6,315+23.9%
19Estonia5,707+15.5%
20Malta3,814.14+11.6%
21Latvia3,479+45.9%

Other periods

About this ranking

End-of-month stock of loans with original maturity over 5 years from resident MFIs excluding central banks to non-financial corporations resident in the euro area, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E) (EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-01) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E), EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-01. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-01. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-01. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-01.

Harvard

European Central Bank (no date) ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E), EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-01 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-01 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E): EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-01}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-01. Publisher attribution: European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E): EU countries by MFI corporate loan balances, original maturity over 5 years, 2026-01
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-01
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-loan-balances-over-five-years/eu-countries?period=2026-01.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.J.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI corporate loan balances, original maturity over 5 years?

France, with €1 trillion in January 2026, according to the European Central Bank.

Which EU country has the lowest MFI corporate loan balances, original maturity over 5 years?

Latvia, with €3.48 billion in January 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI corporate loan balances, original maturity over 5 years, unadjusted end-period stock (M.<area>.N.A.A20.J.1.U2.2240.Z01.E). Retrieved 2026-10-12.

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