EU countries by MFI corporate overnight deposit balances

Germany had the highest MFI corporate overnight deposit balances of 21 EU countries in July 2026, at €621.75 billion. Malta had the lowest, at €4.2 billion. The median was €44.47 billion. Source: the European Central Bank.

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Highest621,747Germany
Lowest4,204.73Malta
Median44,46521 EU countries

Map of EU countries, July 2026

Austria: 69,643 EUR millionBelgium: 98,144 EUR millionBulgaria: 22,504.56 EUR millionCyprus: 11,259 EUR millionGermany: 621,747 EUR millionEstonia: 7,562 EUR millionSpain: 297,088 EUR millionFinland: 46,441 EUR millionFrance: 529,155 EUR millionGreece: 44,465 EUR millionCroatia: 13,424 EUR millionIreland: 75,406 EUR millionItaly: 386,218 EUR millionLithuania: 13,041 EUR millionLuxembourg: 32,563 EUR millionLatvia: 6,600 EUR millionMalta: 4,204.73 EUR millionNetherlands: 255,662 EUR millionPortugal: 48,665.84 EUR millionSlovenia: 8,951.87 EUR millionSlovakia: 15,079.31 EUR million
  • Under 11K
  • 11K to 23K
  • 23K to 49K
  • 49K to 260K
  • 260K and over
  • No data
EUR million, July 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, July 2026

Germany: 621,747 EUR millionGermany621,747France: 529,155 EUR millionFrance529,155Italy: 386,218 EUR millionItaly386,218Spain: 297,088 EUR millionSpain297,088Netherlands: 255,662 EUR millionNetherlands255,662Belgium: 98,144 EUR millionBelgium98,144Ireland: 75,406 EUR millionIreland75,406Austria: 69,643 EUR millionAustria69,643Portugal: 48,665.84 EUR millionPortugal48,665.84Finland: 46,441 EUR millionFinland46,441Greece: 44,465 EUR millionGreece44,465Luxembourg: 32,563 EUR millionLuxembourg32,563Bulgaria: 22,504.56 EUR millionBulgaria22,504.56Slovakia: 15,079.31 EUR millionSlovakia15,079.31Croatia: 13,424 EUR millionCroatia13,424Lithuania: 13,041 EUR millionLithuania13,041Cyprus: 11,259 EUR millionCyprus11,259Slovenia: 8,951.87 EUR millionSlovenia8,951.87Estonia: 7,562 EUR millionEstonia7,562Latvia: 6,600 EUR millionLatvia6,600Malta: 4,204.73 EUR millionMalta4,204.73Germany: 621,747 EUR millionGermany621,747France: 529,155 EUR millionFrance529,155Italy: 386,218 EUR millionItaly386,218Spain: 297,088 EUR millionSpain297,088Netherlands: 255,662 EUR millionNetherlands255,662Belgium: 98,144 EUR millionBelgium98,144Ireland: 75,406 EUR millionIreland75,406Austria: 69,643 EUR millionAustria69,643Portugal: 48,665.84 EUR millionPortugal48,665.84Finland: 46,441 EUR millionFinland46,441Greece: 44,465 EUR millionGreece44,465Luxembourg: 32,563 EUR millionLuxembourg32,563Bulgaria: 22,504.56 EUR millionBulgaria22,504.56Slovakia: 15,079.31 EUR millionSlovakia15,079.31Croatia: 13,424 EUR millionCroatia13,424Lithuania: 13,041 EUR millionLithuania13,041Cyprus: 11,259 EUR millionCyprus11,259Slovenia: 8,951.87 EUR millionSlovenia8,951.87Estonia: 7,562 EUR millionEstonia7,562Latvia: 6,600 EUR millionLatvia6,600Malta: 4,204.73 EUR millionMalta4,204.73
EUR million. Source: ECB, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJuly 2026
EUR million
Change on July 2025
1Germany621,747+3.3%
2France529,155-0.5%
3Italy386,218+3.8%
4Spain297,088+6.1%
5Netherlands255,662+8.3%
6Belgium98,144+0.9%
7Ireland75,406+5.5%
8Austria69,643+3.6%
9Portugal48,665.84+9.7%
10Finland46,441+6%
11Greece44,465+13%
12Luxembourg32,563-4.3%
13Bulgaria22,504.56+10.6%
14Slovakia15,079.31+3%
15Croatia13,424+4.3%
16Lithuania13,041+19%
17Cyprus11,259+7.9%
18Slovenia8,951.87+6.9%
19Estonia7,562+1.6%
20Latvia6,600+11.9%
21Malta4,204.73+10.5%

Other periods

About this ranking

End-of-month stock of overnight deposits placed by non-financial corporations resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E) (EU countries by MFI corporate overnight deposit balances, 2026-07) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E), EU countries by MFI corporate overnight deposit balances, 2026-07. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-07. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). EU countries by MFI corporate overnight deposit balances, 2026-07. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-07.

Harvard

European Central Bank (no date) ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E), EU countries by MFI corporate overnight deposit balances, 2026-07 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-07 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E): EU countries by MFI corporate overnight deposit balances, 2026-07}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-07. Publisher attribution: European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E): EU countries by MFI corporate overnight deposit balances, 2026-07
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-07
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-07.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Questions

Which EU country has the highest MFI corporate overnight deposit balances?

Germany, with €621.75 billion in July 2026, according to the European Central Bank.

Which EU country has the lowest MFI corporate overnight deposit balances?

Malta, with €4.2 billion in July 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Retrieved 2026-10-12.

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