EU countries by MFI corporate overnight deposit balances

Germany had the highest MFI corporate overnight deposit balances of 21 EU countries in January 2026, at €615.16 billion. Malta had the lowest, at €4.03 billion. The median was €38.14 billion. Source: the European Central Bank.

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Highest615,164Germany
Lowest4,028.72Malta
Median38,14421 EU countries

Map of EU countries, January 2026

Austria: 69,717 EUR millionBelgium: 97,061 EUR millionBulgaria: 21,616.25 EUR millionCyprus: 10,253 EUR millionGermany: 615,164 EUR millionEstonia: 7,616 EUR millionSpain: 294,140 EUR millionFinland: 46,756 EUR millionFrance: 530,238 EUR millionGreece: 38,144 EUR millionCroatia: 12,850 EUR millionIreland: 73,299 EUR millionItaly: 388,953 EUR millionLithuania: 12,345 EUR millionLuxembourg: 32,582 EUR millionLatvia: 6,286 EUR millionMalta: 4,028.72 EUR millionNetherlands: 232,685 EUR millionPortugal: 45,556.59 EUR millionSlovenia: 8,704.16 EUR millionSlovakia: 15,094 EUR million
  • Under 10K
  • 10K to 22K
  • 22K to 47K
  • 47K to 230K
  • 230K and over
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EUR million, January 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, January 2026

Germany: 615,164 EUR millionGermany615,164France: 530,238 EUR millionFrance530,238Italy: 388,953 EUR millionItaly388,953Spain: 294,140 EUR millionSpain294,140Netherlands: 232,685 EUR millionNetherlands232,685Belgium: 97,061 EUR millionBelgium97,061Ireland: 73,299 EUR millionIreland73,299Austria: 69,717 EUR millionAustria69,717Finland: 46,756 EUR millionFinland46,756Portugal: 45,556.59 EUR millionPortugal45,556.59Greece: 38,144 EUR millionGreece38,144Luxembourg: 32,582 EUR millionLuxembourg32,582Bulgaria: 21,616.25 EUR millionBulgaria21,616.25Slovakia: 15,094 EUR millionSlovakia15,094Croatia: 12,850 EUR millionCroatia12,850Lithuania: 12,345 EUR millionLithuania12,345Cyprus: 10,253 EUR millionCyprus10,253Slovenia: 8,704.16 EUR millionSlovenia8,704.16Estonia: 7,616 EUR millionEstonia7,616Latvia: 6,286 EUR millionLatvia6,286Malta: 4,028.72 EUR millionMalta4,028.72Germany: 615,164 EUR millionGermany615,164France: 530,238 EUR millionFrance530,238Italy: 388,953 EUR millionItaly388,953Spain: 294,140 EUR millionSpain294,140Netherlands: 232,685 EUR millionNetherlands232,685Belgium: 97,061 EUR millionBelgium97,061Ireland: 73,299 EUR millionIreland73,299Austria: 69,717 EUR millionAustria69,717Finland: 46,756 EUR millionFinland46,756Portugal: 45,556.59 EUR millionPortugal45,556.59Greece: 38,144 EUR millionGreece38,144Luxembourg: 32,582 EUR millionLuxembourg32,582Bulgaria: 21,616.25 EUR millionBulgaria21,616.25Slovakia: 15,094 EUR millionSlovakia15,094Croatia: 12,850 EUR millionCroatia12,850Lithuania: 12,345 EUR millionLithuania12,345Cyprus: 10,253 EUR millionCyprus10,253Slovenia: 8,704.16 EUR millionSlovenia8,704.16Estonia: 7,616 EUR millionEstonia7,616Latvia: 6,286 EUR millionLatvia6,286Malta: 4,028.72 EUR millionMalta4,028.72
EUR million. Source: ECB, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJanuary 2026
EUR million
Change on January 2025
1Germany615,164+4.8%
2France530,238+3.2%
3Italy388,953+9.5%
4Spain294,140+7.5%
5Netherlands232,685-3.5%
6Belgium97,061+7.2%
7Ireland73,299+0.2%
8Austria69,717+4.6%
9Finland46,756+6.2%
10Portugal45,556.59+7.9%
11Greece38,144+9.9%
12Luxembourg32,582-6.3%
13Bulgaria21,616.25+8.9%
14Slovakia15,094+5.1%
15Croatia12,850+7.8%
16Lithuania12,345+16.1%
17Cyprus10,253+5.4%
18Slovenia8,704.16+9.5%
19Estonia7,616+4.8%
20Latvia6,286+7.5%
21Malta4,028.72+3.8%

Other periods

About this ranking

End-of-month stock of overnight deposits placed by non-financial corporations resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E) (EU countries by MFI corporate overnight deposit balances, 2026-01) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E), EU countries by MFI corporate overnight deposit balances, 2026-01. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-01. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). EU countries by MFI corporate overnight deposit balances, 2026-01. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-01.

Harvard

European Central Bank (no date) ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E), EU countries by MFI corporate overnight deposit balances, 2026-01 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-01 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E): EU countries by MFI corporate overnight deposit balances, 2026-01}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-01. Publisher attribution: European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E): EU countries by MFI corporate overnight deposit balances, 2026-01
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-01
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2026-01.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Questions

Which EU country has the highest MFI corporate overnight deposit balances?

Germany, with €615.16 billion in January 2026, according to the European Central Bank.

Which EU country has the lowest MFI corporate overnight deposit balances?

Malta, with €4.03 billion in January 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Retrieved 2026-10-12.

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