EU countries by outstanding corporate loan rate, August 2026

Estonia had the highest outstanding corporate loan rate of 21 EU countries in August 2026, at 5.01%. France had the lowest, at 3.14%. The median was 3.98%. Source: the European Central Bank.

Highest5.01Estonia

Lowest3.14France

Median3.9821 EU countries

Map of EU countries, August 2026

Under 3.5
3.5 to 3.8
3.8 to 4.2
4.2 to 4.5
4.5 and over
No data

%, August 2026. Hatched areas have no value for this period. Source: ECB, ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O). Boundaries: Natural Earth (public domain).

All EU countries, August 2026

%. Source: ECB, ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	August 2026 (%)	Change on August 2025
1	Estonia	5.01	+0.33 pts
1	Latvia	5.01	+0.39 pts
3	Lithuania	4.96	+0.37 pts
4	Malta	4.7	-0.01 pts
5	Ireland	4.51	+0.04 pts
6	Greece	4.43	+0.25 pts
7	Slovakia	4.38	+0.31 pts
8	Cyprus	4.29	+0.03 pts
9	Italy	4.2	+0.31 pts
10	Portugal	4.07	+0.09 pts
11	Bulgaria	3.98	-0.03 pts
12	Slovenia	3.87	+0.2 pts
13	Croatia	3.75	+0.11 pts
14	Luxembourg	3.7	+0.34 pts
15	Spain	3.69	+0.26 pts
16	Finland	3.58	+0.26 pts
17	Austria	3.53	+0.24 pts
18	Belgium	3.46	+0.24 pts
19	Netherlands	3.41	+0.2 pts
20	Germany	3.32	+0.27 pts
21	France	3.14	+0.1 pts

Other periods

About this ranking

Annualised interest rate reported monthly on the outstanding stock of euro loans to non-financial corporations.

This rate covers existing loan balances, rather than new agreements. Outstanding-amount statistics describe the loan stock and differ from new-business statistics. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O) (EU countries by outstanding corporate loan rate, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O), EU countries by outstanding corporate loan rate, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/outstanding-corporate-loan-rate/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O). EU countries by outstanding corporate loan rate, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/outstanding-corporate-loan-rate/eu-countries.

Harvard

European Central Bank (no date) ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O), EU countries by outstanding corporate loan rate, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/outstanding-corporate-loan-rate/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{european_eu_countries_by_outstanding_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O): EU countries by outstanding corporate loan rate, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/outstanding-corporate-loan-rate/eu-countries. Publisher attribution: European Central Bank. ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O): EU countries by outstanding corporate loan rate, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/outstanding-corporate-loan-rate/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/outstanding-corporate-loan-rate/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A20.A.R.A.2240.EUR.O?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest outstanding corporate loan rate?

Estonia, with 5.01% in August 2026, according to the European Central Bank.

Which EU country has the lowest outstanding corporate loan rate?

France, with 3.14% in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: Outstanding corporate loan rate (M.<area>.B.A20.A.R.A.2240.EUR.O). Retrieved 2026-10-12.