EU countries by corporate revolving loan and overdraft rate, August 2026

Lithuania had the highest corporate revolving loan and overdraft rate of 21 EU countries in August 2026, at 5.26%. The Netherlands had the lowest, at 2.64%. The median was 4.24%. Source: the European Central Bank.

Highest5.26Lithuania

Lowest2.64Netherlands

Median4.2421 EU countries

Map of EU countries, August 2026

Under 3.8
3.8 to 4
4 to 4.4
4.4 to 4.7
4.7 and over
No data

%, August 2026. Hatched areas have no value for this period. Source: ECB, ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Boundaries: Natural Earth (public domain).

All EU countries, August 2026

%. Source: ECB, ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	August 2026 (%)	Change on August 2025
1	Lithuania Provisional	5.26	+0.82 pts
2	Germany Provisional	5.08	+0.31 pts
3	Latvia	5.07	+0.7 pts
4	Greece	4.75	+0.25 pts
5	Estonia	4.74	+0.23 pts
6	Portugal	4.65	+0.26 pts
7	Cyprus	4.59	+0.1 pts
8	Croatia	4.56	+0.16 pts
9	Slovakia	4.44	+0.45 pts
10	Italy Provisional	4.33	+0.28 pts
11	Ireland	4.24	-0.55 pts
12	Luxembourg	4.14	+0.24 pts
13	Slovenia	3.98	+0.02 pts
14	Belgium	3.97	+0.32 pts
15	Finland	3.85	+0.34 pts
16	Spain Provisional	3.82	+0.3 pts
17	Malta	3.75	+0.01 pts
18	France Provisional	3.72	+0.5 pts
19	Austria	3.57	+0.2 pts
20	Bulgaria	3.51	-0.11 pts
21	Netherlands	2.64	+0.25 pts

Other periods

About this ranking

Annualised interest rate reported monthly on euro revolving loans and overdrafts to non-financial corporations.

For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N) (EU countries by corporate revolving loan and overdraft rate, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N), EU countries by corporate revolving loan and overdraft rate, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/corporate-revolving-loan-and-overdraft-rate/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). EU countries by corporate revolving loan and overdraft rate, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/corporate-revolving-loan-and-overdraft-rate/eu-countries.

Harvard

European Central Bank (no date) ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N), EU countries by corporate revolving loan and overdraft rate, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/corporate-revolving-loan-and-overdraft-rate/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{european_eu_countries_by_corporate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N): EU countries by corporate revolving loan and overdraft rate, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/corporate-revolving-loan-and-overdraft-rate/eu-countries. Publisher attribution: European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N): EU countries by corporate revolving loan and overdraft rate, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/corporate-revolving-loan-and-overdraft-rate/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/corporate-revolving-loan-and-overdraft-rate/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -

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Questions

Which EU country has the highest corporate revolving loan and overdraft rate?

Lithuania, with 5.26% in August 2026, according to the European Central Bank.

Which EU country has the lowest corporate revolving loan and overdraft rate?

The Netherlands, with 2.64% in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Retrieved 2026-10-12.