Corporate revolving loan and overdraft rate in Spain
Corporate revolving loan and overdraft rate in Spain was 3.82% in August 2026, according to the European Central Bank. That is up 0.3 pts from August 2025. That is the 16th highest of 21 EU countries in August 2026.
Corporate revolving loan and overdraft rate in Spain, June 2010 to August 2026
All 195 values
| Period | % |
|---|---|
| 2026-08 | 3.82 Provisional |
| 2026-07 | 3.75 |
| 2026-06 | 3.71 |
| 2026-05 | 3.6 |
| 2026-04 | 3.57 |
| 2026-03 | 3.5 |
| 2026-02 | 3.44 |
| 2026-01 | 3.46 |
| 2025-12 | 3.51 |
| 2025-11 | 3.51 |
| 2025-10 | 3.57 |
| 2025-09 | 3.5 |
| 2025-08 | 3.52 |
| 2025-07 | 3.54 |
| 2025-06 | 3.68 |
| 2025-05 | 3.74 |
| 2025-04 | 3.79 |
| 2025-03 | 3.87 |
| 2025-02 | 3.92 |
| 2025-01 | 4.06 |
| 2024-12 | 4.23 |
| 2024-11 | 4.36 |
| 2024-10 | 4.46 |
| 2024-09 | 4.6 |
| 2024-08 | 4.76 |
| 2024-07 | 4.76 |
| 2024-06 | 4.85 |
| 2024-05 | 4.83 |
| 2024-04 | 4.78 |
| 2024-03 | 4.79 |
| 2024-02 | 4.75 |
| 2024-01 | 4.77 |
| 2023-12 | 4.79 |
| 2023-11 | 4.73 |
| 2023-10 | 4.69 |
| 2023-09 | 4.54 |
| 2023-08 | 4.34 |
| 2023-07 | 4.29 |
| 2023-06 | 4.14 |
| 2023-05 | 3.87 |
| 2023-04 | 3.72 |
| 2023-03 | 3.54 |
| 2023-02 | 3.3 |
| 2023-01 | 3.25 |
| 2022-12 | 2.68 |
| 2022-11 | 2.47 |
| 2022-10 | 2.35 |
| 2022-09 | 2.1 |
| 2022-08 | 1.77 |
| 2022-07 | 1.61 |
| 2022-06 | 1.59 |
| 2022-05 | 1.52 |
| 2022-04 | 1.52 |
| 2022-03 | 1.51 |
| 2022-02 | 1.51 |
| 2022-01 | 1.5 |
| 2021-12 | 1.55 |
| 2021-11 | 1.47 |
| 2021-10 | 1.54 |
| 2021-09 | 1.56 |
| 2021-08 | 1.56 |
| 2021-07 | 1.56 |
| 2021-06 | 1.56 |
| 2021-05 | 1.56 |
| 2021-04 | 1.55 |
| 2021-03 | 1.53 |
| 2021-02 | 1.58 |
| 2021-01 | 1.44 |
| 2020-12 | 1.44 |
| 2020-11 | 1.48 |
| 2020-10 | 1.41 |
| 2020-09 | 1.41 |
| 2020-08 | 1.38 |
| 2020-07 | 1.37 |
| 2020-06 | 1.42 |
| 2020-05 | 1.44 |
| 2020-04 | 1.58 |
| 2020-03 | 1.57 |
| 2020-02 | 1.62 |
| 2020-01 | 1.58 |
| 2019-12 | 1.56 |
| 2019-11 | 1.61 |
| 2019-10 | 1.63 |
| 2019-09 | 1.62 |
| 2019-08 | 1.56 |
| 2019-07 | 1.55 |
| 2019-06 | 1.55 |
| 2019-05 | 1.49 |
| 2019-04 | 1.54 |
| 2019-03 | 1.53 |
| 2019-02 | 1.53 |
| 2019-01 | 1.61 |
| 2018-12 | 1.74 |
| 2018-11 | 1.65 |
| 2018-10 | 1.62 |
| 2018-09 | 1.64 |
| 2018-08 | 1.59 |
| 2018-07 | 1.67 |
| 2018-06 | 1.73 |
| 2018-05 | 1.7 |
| 2018-04 | 1.71 |
| 2018-03 | 1.66 |
| 2018-02 | 1.73 |
| 2018-01 | 1.57 |
| 2017-12 | 1.55 |
| 2017-11 | 1.48 |
| 2017-10 | 1.57 |
| 2017-09 | 1.56 |
| 2017-08 | 1.54 |
| 2017-07 | 1.57 |
| 2017-06 | 1.59 |
| 2017-05 | 1.56 |
| 2017-04 | 1.66 |
| 2017-03 | 1.66 |
| 2017-02 | 1.68 |
| 2017-01 | 1.65 |
| 2016-12 | 1.66 |
| 2016-11 | 1.71 |
| 2016-10 | 1.72 |
| 2016-09 | 1.71 |
| 2016-08 | 1.68 |
| 2016-07 | 1.72 |
| 2016-06 | 1.79 |
| 2016-05 | 1.88 |
| 2016-04 | 1.89 |
| 2016-03 | 1.94 |
| 2016-02 | 2.09 |
| 2016-01 | 2.03 |
| 2015-12 | 2.34 |
| 2015-11 | 2.36 |
| 2015-10 | 2.39 |
| 2015-09 | 2.44 |
| 2015-08 | 2.5 |
| 2015-07 | 2.51 |
| 2015-06 | 2.65 |
| 2015-05 | 2.63 |
| 2015-04 | 2.74 |
| 2015-03 | 2.71 |
| 2015-02 | 3 |
| 2015-01 | 3.05 |
| 2014-12 | 3.14 |
| 2014-11 | 2.69 |
| 2014-10 | 2.74 |
| 2014-09 | 2.75 |
| 2014-08 | 2.83 |
| 2014-07 | 2.92 |
| 2014-06 | 3.12 |
| 2014-05 | 3.05 |
| 2014-04 | 3.23 |
| 2014-03 | 3.17 |
| 2014-02 | 3.24 |
| 2014-01 | 3.31 |
| 2013-12 | 3.38 |
| 2013-11 | 3.34 |
| 2013-10 | 3.53 |
| 2013-09 | 3.38 |
| 2013-08 | 3.44 |
| 2013-07 | 3.48 |
| 2013-06 | 3.59 Provisional |
| 2013-05 | 3.55 |
| 2013-04 | 3.62 |
| 2013-03 | 3.59 |
| 2013-02 | 3.54 |
| 2013-01 | 3.6 |
| 2012-12 | 3.52 |
| 2012-11 | 3.59 |
| 2012-10 | 3.52 |
| 2012-09 | 3.51 |
| 2012-08 | 3.51 |
| 2012-07 | 3.62 |
| 2012-06 | 3.68 |
| 2012-05 | 3.79 |
| 2012-04 | 3.92 |
| 2012-03 | 4.02 |
| 2012-02 | 4.05 |
| 2012-01 | 4.12 |
| 2011-12 | 4.15 |
| 2011-11 | 4.23 |
| 2011-10 | 4.19 |
| 2011-09 | 4.18 |
| 2011-08 | 4.17 |
| 2011-07 | 4.14 |
| 2011-06 | 4.02 |
| 2011-05 | 3.87 |
| 2011-04 | 3.79 |
| 2011-03 | 3.61 |
| 2011-02 | 3.62 |
| 2011-01 | 3.6 |
| 2010-12 | 3.42 |
| 2010-11 | 3.38 |
| 2010-10 | 3.32 |
| 2010-09 | 3.24 |
| 2010-08 | 3.26 |
| 2010-07 | 3.26 |
| 2010-06 | 3.24 |
Spain compared with nearby places
- Under 3.8
- 3.8 to 4
- 4 to 4.4
- 4.4 to 4.7
- 4.7 and over
- No data
Rankings
Definition
Annualised interest rate reported monthly on euro revolving loans and overdrafts to non-financial corporations.
For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
How to cite
European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
Citation styles
APA 7
European Central Bank. (n.d.). ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N) (Corporate revolving loan and overdraft rate, Spain, 2010-06 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
MLA 9
ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N), Corporate revolving loan and overdraft rate, Spain, 2010-06 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/spain. Accessed 12 Oct. 2026.
Chicago (author-date)
European Central Bank. n.d. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Corporate revolving loan and overdraft rate, Spain, 2010-06 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/spain.
Harvard
European Central Bank (no date) ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N), Corporate revolving loan and overdraft rate, Spain, 2010-06 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/spain (Accessed: 12 October 2026).
BibTeX
@misc{european_corporate_revolving_loan_and_2026,
author = {{European Central Bank}},
title = {{ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N): Corporate revolving loan and overdraft rate, Spain, 2010-06 to 2026-08}},
howpublished = {Data set},
url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/spain. Publisher attribution: European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - European Central Bank
TI - ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N): Corporate revolving loan and overdraft rate, Spain, 2010-06 to 2026-08
PB - European Central Bank
DB - Invokely
UR - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2 - https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/spain
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/spain.
N1 - Publisher attribution: European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER -
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Questions
What is the corporate revolving loan and overdraft rate in Spain?
Corporate revolving loan and overdraft rate in Spain was 3.82% in August 2026, according to the European Central Bank. That is up 0.3 pts from August 2025. That is the 16th highest of 21 EU countries in August 2026.
Where does this figure come from?
European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Retrieved by Invokely on 2026-10-12.
What was the highest corporate revolving loan and overdraft rate in Spain?
4.85% in June 2024, the highest value since June 2010 in this series.
Corporate revolving loan and overdraft rate elsewhere in European Union (27)
Related statistics for Spain
- MFI corporate term deposit balances
- MFI corporate loan balances
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- Price level index for recreation, sport and culture (EU27 = 100)
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