Corporate revolving loan and overdraft rate

Annualised interest rate reported monthly on euro revolving loans and overdrafts to non-financial corporations.

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For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Key facts

Figures last updated on 2026-10-12.

Rankings

EU countries by corporate revolving loan and overdraft rate, August 2026

Top 15. Source: European Central Bank.

Lithuania: 5.26 %Lithuania5.26Germany: 5.08 %Germany5.08Latvia: 5.07 %Latvia5.07Greece: 4.75 %Greece4.75Estonia: 4.74 %Estonia4.74Portugal: 4.65 %Portugal4.65Cyprus: 4.59 %Cyprus4.59Croatia: 4.56 %Croatia4.56Slovakia: 4.44 %Slovakia4.44Italy: 4.33 %Italy4.33Ireland: 4.24 %Ireland4.24Luxembourg: 4.14 %Luxembourg4.14Slovenia: 3.98 %Slovenia3.98Belgium: 3.97 %Belgium3.97Finland: 3.85 %Finland3.85Lithuania: 5.26 %Lithuania5.26Germany: 5.08 %Germany5.08Latvia: 5.07 %Latvia5.07Greece: 4.75 %Greece4.75Estonia: 4.74 %Estonia4.74Portugal: 4.65 %Portugal4.65Cyprus: 4.59 %Cyprus4.59Croatia: 4.56 %Croatia4.56Slovakia: 4.44 %Slovakia4.44Italy: 4.33 %Italy4.33Ireland: 4.24 %Ireland4.24Luxembourg: 4.14 %Luxembourg4.14Slovenia: 3.98 %Slovenia3.98Belgium: 3.97 %Belgium3.97Finland: 3.85 %Finland3.85
%. Source: ECB, ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Retrieved 2026-10-12.

Full ranking of EU countries

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Published for world, eu and euro area, countries.

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Which places have the highest corporate revolving loan and overdraft rate? Use official data and cite it.
rank_places {"indicator":"ecb_business_revolving_loan_rate","level":"country","within":"European Union (27)"}
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