Data / Corporate revolving loan and overdraft rate / Euro area

Corporate revolving loan and overdraft rate in Euro area

Corporate revolving loan and overdraft rate in Euro area was 3.92% in August 2026, according to the European Central Bank. That is up 0.27 pts from August 2025.

August 20263.92% Provisional
Change on August 2025+0.27 pts
Series high5.38December 2023
Series low1.67December 2021
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Corporate revolving loan and overdraft rate in Euro area, June 2010 to August 2026

1234562010-062012-102015-022017-062019-102022-022024-062026-082026-08: 3.92 %1234562010-062015-112021-042026-082026-08: 3.92 %
%. Source: ECB, ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Retrieved 2026-10-12.
All 195 values
Period%
2026-083.92 Provisional
2026-073.86
2026-063.82
2026-053.7
2026-043.69
2026-033.66
2026-023.65
2026-013.67
2025-123.67
2025-113.63
2025-103.66
2025-093.69
2025-083.65
2025-073.68
2025-063.82
2025-053.91
2025-044.03
2025-034.21
2025-024.33
2025-014.48
2024-124.64
2024-114.8
2024-104.89
2024-095.12
2024-085.18
2024-075.21
2024-065.25
2024-055.33
2024-045.37
2024-035.37
2024-025.37
2024-015.38
2023-125.38
2023-115.33
2023-105.31
2023-095.2
2023-085.02
2023-074.89
2023-064.78
2023-054.56
2023-044.39
2023-034.11
2023-023.82
2023-013.58
2022-123.21
2022-112.9
2022-102.55
2022-092.23
2022-081.86
2022-071.79
2022-061.73
2022-051.67
2022-041.68
2022-031.7
2022-021.67
2022-011.67
2021-121.67
2021-111.68
2021-101.71
2021-091.77
2021-081.75
2021-071.72
2021-061.83
2021-051.79
2021-041.8
2021-031.82
2021-021.84
2021-011.83
2020-121.83
2020-111.83
2020-101.83
2020-091.89
2020-081.84
2020-071.87
2020-061.95
2020-051.9
2020-041.97
2020-031.99
2020-022.06
2020-012.08
2019-122.09
2019-112.07
2019-102.09
2019-092.16
2019-082.09
2019-072.12
2019-062.18
2019-052.15
2019-042.2
2019-032.18
2019-022.22
2019-012.23
2018-122.18
2018-112.19
2018-102.22
2018-092.22
2018-082.25
2018-072.27
2018-062.29
2018-052.29
2018-042.33
2018-032.33
2018-022.37
2018-012.35
2017-122.35
2017-112.36
2017-102.4
2017-092.43
2017-082.44
2017-072.45
2017-062.51
2017-052.52
2017-042.56
2017-032.58
2017-022.64
2017-012.64
2016-122.64
2016-112.65
2016-102.68
2016-092.73
2016-082.74
2016-072.71
2016-062.75
2016-052.77
2016-042.8
2016-032.89
2016-022.93
2016-012.97
2015-123.02
2015-113.05
2015-103.09
2015-093.17
2015-083.13
2015-073.17
2015-063.23
2015-053.26
2015-043.33
2015-033.38
2015-023.4
2015-013.47
2014-123.38
2014-113.57
2014-103.64
2014-093.72
2014-083.74
2014-073.79
2014-063.92
2014-053.95
2014-044.02
2014-033.98
2014-024.02
2014-014.06
2013-124
2013-113.98
2013-104.05
2013-094.04
2013-084.01
2013-074.03
2013-064.05
2013-054.06
2013-044.08
2013-034.09
2013-024.13
2013-014.13
2012-124.1
2012-114.08
2012-104.11
2012-094.09
2012-084.12
2012-074.21
2012-064.31
2012-054.36
2012-044.38
2012-034.52
2012-024.52
2012-014.56
2011-124.57
2011-114.54
2011-104.54
2011-094.48
2011-084.44
2011-074.36
2011-064.33
2011-054.23
2011-044.18
2011-034.06
2011-024.06
2011-014.05
2010-123.92
2010-113.9
2010-103.87
2010-093.85
2010-083.81
2010-073.75
2010-063.75

Rankings

Definition

Annualised interest rate reported monthly on euro revolving loans and overdrafts to non-financial corporations.

For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N) (Corporate revolving loan and overdraft rate, Euro area, 2010-06 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N), Corporate revolving loan and overdraft rate, Euro area, 2010-06 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/euro-area. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Corporate revolving loan and overdraft rate, Euro area, 2010-06 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/euro-area.

Harvard

European Central Bank (no date) ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N), Corporate revolving loan and overdraft rate, Euro area, 2010-06 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/euro-area (Accessed: 12 October 2026).

BibTeX
@misc{european_corporate_revolving_loan_and_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N): Corporate revolving loan and overdraft rate, Euro area, 2010-06 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/euro-area. Publisher attribution: European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N): Corporate revolving loan and overdraft rate, Euro area, 2010-06 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/euro-area
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/corporate-revolving-loan-and-overdraft-rate/euro-area.
N1  - Publisher attribution: European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

What is the corporate revolving loan and overdraft rate in Euro area?

Corporate revolving loan and overdraft rate in Euro area was 3.92% in August 2026, according to the European Central Bank. That is up 0.27 pts from August 2025.

Where does this figure come from?

European Central Bank. ECB MIR: Corporate revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2240.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest corporate revolving loan and overdraft rate in Euro area?

5.38% in December 2023, the highest value since June 2010 in this series.

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