EU countries by MFI corporate overnight deposit balances

Germany had the highest MFI corporate overnight deposit balances of 21 EU countries in November 2025, at €622.02 billion. Malta had the lowest, at €3.99 billion. The median was €38.84 billion. Source: the European Central Bank.

Keep it in a collection in your library.
Highest622,023Germany
Lowest3,994.92Malta
Median38,84121 EU countries

Map of EU countries, November 2025

Austria: 68,720 EUR millionBelgium: 99,379 EUR millionBulgaria: 20,774.56 EUR millionCyprus: 10,998 EUR millionGermany: 622,023 EUR millionEstonia: 7,472 EUR millionSpain: 299,615 EUR millionFinland: 46,557 EUR millionFrance: 537,946 EUR millionGreece: 38,841 EUR millionCroatia: 13,018 EUR millionIreland: 74,058 EUR millionItaly: 407,052 EUR millionLithuania: 11,782 EUR millionLuxembourg: 34,359 EUR millionLatvia: 6,257 EUR millionMalta: 3,994.92 EUR millionNetherlands: 248,277 EUR millionPortugal: 46,549.85 EUR millionSlovenia: 8,882.9 EUR millionSlovakia: 14,775.91 EUR million
  • Under 11K
  • 11K to 21K
  • 21K to 47K
  • 47K to 250K
  • 250K and over
  • No data
EUR million, November 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, November 2025

Germany: 622,023 EUR millionGermany622,023France: 537,946 EUR millionFrance537,946Italy: 407,052 EUR millionItaly407,052Spain: 299,615 EUR millionSpain299,615Netherlands: 248,277 EUR millionNetherlands248,277Belgium: 99,379 EUR millionBelgium99,379Ireland: 74,058 EUR millionIreland74,058Austria: 68,720 EUR millionAustria68,720Finland: 46,557 EUR millionFinland46,557Portugal: 46,549.85 EUR millionPortugal46,549.85Greece: 38,841 EUR millionGreece38,841Luxembourg: 34,359 EUR millionLuxembourg34,359Bulgaria: 20,774.56 EUR millionBulgaria20,774.56Slovakia: 14,775.91 EUR millionSlovakia14,775.91Croatia: 13,018 EUR millionCroatia13,018Lithuania: 11,782 EUR millionLithuania11,782Cyprus: 10,998 EUR millionCyprus10,998Slovenia: 8,882.9 EUR millionSlovenia8,882.9Estonia: 7,472 EUR millionEstonia7,472Latvia: 6,257 EUR millionLatvia6,257Malta: 3,994.92 EUR millionMalta3,994.92Germany: 622,023 EUR millionGermany622,023France: 537,946 EUR millionFrance537,946Italy: 407,052 EUR millionItaly407,052Spain: 299,615 EUR millionSpain299,615Netherlands: 248,277 EUR millionNetherlands248,277Belgium: 99,379 EUR millionBelgium99,379Ireland: 74,058 EUR millionIreland74,058Austria: 68,720 EUR millionAustria68,720Finland: 46,557 EUR millionFinland46,557Portugal: 46,549.85 EUR millionPortugal46,549.85Greece: 38,841 EUR millionGreece38,841Luxembourg: 34,359 EUR millionLuxembourg34,359Bulgaria: 20,774.56 EUR millionBulgaria20,774.56Slovakia: 14,775.91 EUR millionSlovakia14,775.91Croatia: 13,018 EUR millionCroatia13,018Lithuania: 11,782 EUR millionLithuania11,782Cyprus: 10,998 EUR millionCyprus10,998Slovenia: 8,882.9 EUR millionSlovenia8,882.9Estonia: 7,472 EUR millionEstonia7,472Latvia: 6,257 EUR millionLatvia6,257Malta: 3,994.92 EUR millionMalta3,994.92
EUR million. Source: ECB, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesNovember 2025
EUR million
Change on November 2024
1Germany622,023+4.6%
2France537,946+2.2%
3Italy407,052+5.6%
4Spain299,615+8.4%
5Netherlands248,277-1%
6Belgium99,379+8%
7Ireland74,058+3.1%
8Austria68,720+4.6%
9Finland46,557+4.6%
10Portugal46,549.85+9.2%
11Greece38,841+5.8%
12Luxembourg34,359+7.6%
13Bulgaria20,774.56+7.8%
14Slovakia14,775.91+4.1%
15Croatia13,018+6.1%
16Lithuania11,782+11.7%
17Cyprus10,998+10.5%
18Slovenia8,882.9+11.3%
19Estonia7,472+4%
20Latvia6,257+6.6%
21Malta3,994.92+2.5%

Other periods

About this ranking

End-of-month stock of overnight deposits placed by non-financial corporations resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E) (EU countries by MFI corporate overnight deposit balances, 2025-11) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E), EU countries by MFI corporate overnight deposit balances, 2025-11. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-11. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). EU countries by MFI corporate overnight deposit balances, 2025-11. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-11.

Harvard

European Central Bank (no date) ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E), EU countries by MFI corporate overnight deposit balances, 2025-11 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-11 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E): EU countries by MFI corporate overnight deposit balances, 2025-11}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-11. Publisher attribution: European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E): EU countries by MFI corporate overnight deposit balances, 2025-11
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-11
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-11.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by MFI corporate overnight deposit balances using official data, and cite the source.
rank_places {"indicator":"ecb_mfi_business_overnight_deposits_eur","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_business_overnight_deposits_eur&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest MFI corporate overnight deposit balances?

Germany, with €622.02 billion in November 2025, according to the European Central Bank.

Which EU country has the lowest MFI corporate overnight deposit balances?

Malta, with €3.99 billion in November 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Retrieved 2026-10-12.

EU countries: more rankings