EU countries by MFI corporate overnight deposit balances

Germany had the highest MFI corporate overnight deposit balances of 21 EU countries in December 2025, at €642.29 billion. Malta had the lowest, at €4.15 billion. The median was €41.83 billion. Source: the European Central Bank.

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Highest642,292Germany
Lowest4,145.33Malta
Median41,82921 EU countries

Map of EU countries, December 2025

Austria: 72,238 EUR millionBelgium: 102,561 EUR millionBulgaria: 22,266.74 EUR millionCyprus: 10,969 EUR millionGermany: 642,292 EUR millionEstonia: 7,931 EUR millionSpain: 309,025 EUR millionFinland: 48,149 EUR millionFrance: 556,378 EUR millionGreece: 41,829 EUR millionCroatia: 13,316 EUR millionIreland: 77,705 EUR millionItaly: 403,123 EUR millionLithuania: 12,375 EUR millionLuxembourg: 31,229 EUR millionLatvia: 6,676 EUR millionMalta: 4,145.33 EUR millionNetherlands: 244,744 EUR millionPortugal: 47,036.73 EUR millionSlovenia: 9,061.16 EUR millionSlovakia: 16,401.51 EUR million
  • Under 11K
  • 11K to 22K
  • 22K to 48K
  • 48K to 240K
  • 240K and over
  • No data
EUR million, December 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, December 2025

Germany: 642,292 EUR millionGermany642,292France: 556,378 EUR millionFrance556,378Italy: 403,123 EUR millionItaly403,123Spain: 309,025 EUR millionSpain309,025Netherlands: 244,744 EUR millionNetherlands244,744Belgium: 102,561 EUR millionBelgium102,561Ireland: 77,705 EUR millionIreland77,705Austria: 72,238 EUR millionAustria72,238Finland: 48,149 EUR millionFinland48,149Portugal: 47,036.73 EUR millionPortugal47,036.73Greece: 41,829 EUR millionGreece41,829Luxembourg: 31,229 EUR millionLuxembourg31,229Bulgaria: 22,266.74 EUR millionBulgaria22,266.74Slovakia: 16,401.51 EUR millionSlovakia16,401.51Croatia: 13,316 EUR millionCroatia13,316Lithuania: 12,375 EUR millionLithuania12,375Cyprus: 10,969 EUR millionCyprus10,969Slovenia: 9,061.16 EUR millionSlovenia9,061.16Estonia: 7,931 EUR millionEstonia7,931Latvia: 6,676 EUR millionLatvia6,676Malta: 4,145.33 EUR millionMalta4,145.33Germany: 642,292 EUR millionGermany642,292France: 556,378 EUR millionFrance556,378Italy: 403,123 EUR millionItaly403,123Spain: 309,025 EUR millionSpain309,025Netherlands: 244,744 EUR millionNetherlands244,744Belgium: 102,561 EUR millionBelgium102,561Ireland: 77,705 EUR millionIreland77,705Austria: 72,238 EUR millionAustria72,238Finland: 48,149 EUR millionFinland48,149Portugal: 47,036.73 EUR millionPortugal47,036.73Greece: 41,829 EUR millionGreece41,829Luxembourg: 31,229 EUR millionLuxembourg31,229Bulgaria: 22,266.74 EUR millionBulgaria22,266.74Slovakia: 16,401.51 EUR millionSlovakia16,401.51Croatia: 13,316 EUR millionCroatia13,316Lithuania: 12,375 EUR millionLithuania12,375Cyprus: 10,969 EUR millionCyprus10,969Slovenia: 9,061.16 EUR millionSlovenia9,061.16Estonia: 7,931 EUR millionEstonia7,931Latvia: 6,676 EUR millionLatvia6,676Malta: 4,145.33 EUR millionMalta4,145.33
EUR million. Source: ECB, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesDecember 2025
EUR million
Change on December 2024
1Germany642,292+5.2%
2France556,378+3.2%
3Italy403,123+4.6%
4Spain309,025+5.6%
5Netherlands244,744-2.5%
6Belgium102,561+7.5%
7Ireland77,705+1.5%
8Austria72,238+6%
9Finland48,149+5.1%
10Portugal47,036.73+9.4%
11Greece41,829+9.7%
12Luxembourg31,229-2.2%
13Bulgaria22,266.74+11.3%
14Slovakia16,401.51+2.5%
15Croatia13,316+4.3%
16Lithuania12,375+15.3%
17Cyprus10,969+11.9%
18Slovenia9,061.16+10.8%
19Estonia7,931+8.7%
20Latvia6,676+7.7%
21Malta4,145.33+4.5%

Other periods

About this ranking

End-of-month stock of overnight deposits placed by non-financial corporations resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Deposit stocks measure balances held with reporting MFIs, rather than amounts of new deposit agreements. Non-financial corporations are companies in ESA 2010 sector S.11. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E) (EU countries by MFI corporate overnight deposit balances, 2025-12) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E), EU countries by MFI corporate overnight deposit balances, 2025-12. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-12. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). EU countries by MFI corporate overnight deposit balances, 2025-12. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-12.

Harvard

European Central Bank (no date) ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E), EU countries by MFI corporate overnight deposit balances, 2025-12 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-12 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E): EU countries by MFI corporate overnight deposit balances, 2025-12}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-12. Publisher attribution: European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E): EU countries by MFI corporate overnight deposit balances, 2025-12
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-12
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-corporate-overnight-deposit-balances/eu-countries?period=2025-12.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L21.A.1.U2.2240.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Rank EU countries by MFI corporate overnight deposit balances using official data, and cite the source.
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Questions

Which EU country has the highest MFI corporate overnight deposit balances?

Germany, with €642.29 billion in December 2025, according to the European Central Bank.

Which EU country has the lowest MFI corporate overnight deposit balances?

Malta, with €4.15 billion in December 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI corporate overnight deposit balances, unadjusted end-period stock (M.<area>.N.A.L21.A.1.U2.2240.Z01.E). Retrieved 2026-10-12.

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