EU countries by housing cost overburden rate
Greece had the highest housing cost overburden rate of 26 EU countries in 2021, at 28.8%. Cyprus had the lowest, at 2.4%. The median was 6% and the figure for the European Union (27) was 8.7%. Source: Eurostat, European Commission.
Map of EU countries, 2021
- Under 4.1
- 4.1 to 5.1
- 5.1 to 7.1
- 7.1 to 8.5
- 8.5 and over
- No data
All EU countries, 2021
Full ranking
| Rank | EU countries | 2021 (%) | Change on 2020 |
|---|---|---|---|
| 1 | Greece | 28.8 | -4.5 pts |
| 2 | Denmark | 15.5 | +1.4 pts |
| 3 | Bulgaria | 11.6 | -2.8 pts |
| 4 | Germany | 11 | +2 pts |
| 5 | Spain | 9.9 | +1.7 pts |
| 6 | Sweden | 8.5 | +0.2 pts |
| 7 | Netherlands | 8.3 | 0 pts |
| 8 | Belgium | 7.6 | -0.1 pts |
| 9 | Romania | 7.5 | +0.4 pts |
| 10 | Italy | 7.2 | 0 pts |
| 11 | Slovakia | 7.1 | +3.9 pts |
| 12 | Czechia | 6.2 | -0.3 pts |
| 13 | Austria | 6.1 | -0.2 pts |
| 14 | Portugal | 5.9 | +1.8 pts |
| 15 | Poland | 5.7 | +0.8 pts |
| 16 | Luxembourg Series break | 5.1 | -3.4 pts |
| 17 | Latvia | 4.9 | +0.1 pts |
| 18 | Croatia | 4.5 | +0.3 pts |
| 19 | Estonia | 4.4 | 0 pts |
| 20 | Finland | 4.3 | +0.2 pts |
| 21 | Slovenia | 4.1 | -0.3 pts |
| 22 | Hungary | 2.7 | -1 pts |
| 22 | Lithuania | 2.7 | 0 pts |
| 22 | Malta | 2.7 | -0.1 pts |
| 25 | Ireland | 2.6 | -1.6 pts |
| 26 | Cyprus | 2.4 | +0.5 pts |
Other periods
About this ranking
Share of the population living in households where total housing costs, net of housing allowances, are more than 40% of disposable income, net of housing allowances. Housing costs include rent or mortgage interest, utilities, regular maintenance and related taxes (EU statistics on income and living conditions, EU-SILC).
The EU measure of housing affordability. Mortgage principal repayments are not counted as a housing cost. The reference year is the survey year.
Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2021 and are left out rather than filled from another source. Equal values share a rank.
How to cite
Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.Citation styles
APA 7
Eurostat, European Commission. (2026). Housing cost overburden rate, total population (ilc_lvho07a) (EU countries by housing cost overburden rate, 2021) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table
MLA 9
Housing cost overburden rate, total population (ilc_lvho07a), EU countries by housing cost overburden rate, 2021. Eurostat, European Commission, 17 Sept. 2026, https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2021. Accessed 12 Oct. 2026.
Chicago (author-date)
Eurostat, European Commission. 2026. Housing cost overburden rate, total population (ilc_lvho07a). EU countries by housing cost overburden rate, 2021. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Also distributed by Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2021.
Harvard
Eurostat, European Commission (2026) Housing cost overburden rate, total population (ilc_lvho07a), EU countries by housing cost overburden rate, 2021 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table, via Invokely: https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2021 (Accessed: 12 October 2026).
BibTeX
@misc{eurostat_eu_countries_by_housing_2021,
author = {{Eurostat, European Commission}},
title = {{Housing cost overburden rate, total population (ilc\_lvho07a): EU countries by housing cost overburden rate, 2021}},
year = {2026},
howpublished = {Data set},
url = {https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2021. Publisher attribution: Eurostat. Housing cost overburden rate, total population (ilc\_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc\_lvho07a/default/table. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - Eurostat, European Commission
TI - Housing cost overburden rate, total population (ilc_lvho07a): EU countries by housing cost overburden rate, 2021
PY - 2026
DA - 2026/09/17
PB - Eurostat, European Commission
DB - Invokely
UR - https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table
L2 - https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2021
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2021.
N1 - Publisher attribution: Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.
ER -
Use this data in your AI agent
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Rank EU countries by housing cost overburden rate using official data, and cite the source.
rank_places {"indicator":"housing_cost_overburden_rate","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=housing_cost_overburden_rate&level=country&within=European%20Union%20(27)&limit=10Questions
Which EU country has the highest housing cost overburden rate?
Greece, with 28.8% in 2021, according to Eurostat, European Commission.
Which EU country has the lowest housing cost overburden rate?
Cyprus, with 2.4% in 2021.
Where does this ranking come from?
Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Housing cost overburden rate, total population (ilc_lvho07a). Retrieved 2026-10-12. 1 EU countries have no value for 2021 and are not ranked.