Housing cost overburden rate in Finland

Housing cost overburden rate in Finland was 4.7% in 2025, according to Eurostat, European Commission. That is down 0.7 pts from 2024. That is the 22nd highest of 27 EU countries in 2025.

20254.7%
Change on 2024-0.7 pts
Rank22nd of 27EU countries ranked
Series high5.52023
Series low3.52005

Housing cost overburden rate in Finland, 2004 to 2025

3.544.555.52004200820122016202020252004: 3.8 %2005: 3.5 %2006: 3.7 %2007: 4.7 %2008: 4.7 %2009: 4.4 %2010: 4.2 %2011: 4.4 %2012: 4.5 %2013: 4.9 %2014: 5.1 %2015: 4.9 %2016: 4.4 %2017: 4.3 %2018: 4.3 %2019: 4 %2020: 4.1 %2021: 4.3 %2022: 5.4 %2023: 5.5 %2024: 5.4 %2025: 4.7 %
%. Source: Eurostat, Housing cost overburden rate, total population (ilc_lvho07a). Retrieved 2026-10-12, published 2026-09-17.
All 22 values
Period%
20254.7
20245.4
20235.5
20225.4
20214.3
20204.1
20194
20184.3
20174.3
20164.4
20154.9
20145.1
20134.9
20124.5
20114.4
20104.2
20094.4
20084.7
20074.7
20063.7
20053.5
20043.8

Compared with European Union (27)

Place2025
Finland4.7
European Union (27)7.7

Rankings

Definition

Share of the population living in households where total housing costs, net of housing allowances, are more than 40% of disposable income, net of housing allowances. Housing costs include rent or mortgage interest, utilities, regular maintenance and related taxes (EU statistics on income and living conditions, EU-SILC).

The EU measure of housing affordability. Mortgage principal repayments are not counted as a housing cost. The reference year is the survey year.

How to cite

Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.

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Questions

What is the housing cost overburden rate in Finland?

Housing cost overburden rate in Finland was 4.7% in 2025, according to Eurostat, European Commission. That is down 0.7 pts from 2024. That is the 22nd highest of 27 EU countries in 2025.

Where does this figure come from?

Eurostat, European Commission. Housing cost overburden rate, total population (ilc_lvho07a). Retrieved by Invokely on 2026-10-12.

What was the highest housing cost overburden rate in Finland?

5.5% in 2023, the highest value since 2004 in this series.

Housing cost overburden rate elsewhere in European Union (27)

Related statistics for Finland

All statistics for Finland