EU countries by housing cost overburden rate

Greece had the highest housing cost overburden rate of 27 EU countries in 2015, at 45.5%. Malta had the lowest, at 1.1%. The median was 8.7% and the figure for the European Union (27) was 11.2%. Source: Eurostat, European Commission.

Highest45.5Greece
Lowest1.1Malta
Median8.727 EU countries
European Union (27)11.2History

All EU countries, 2015

Greece: 45.5 %Greece45.5Romania: 15.9 %Romania15.9Germany: 15.6 %Germany15.6Denmark: 15.1 %Denmark15.1Netherlands: 14.9 %Netherlands14.9Bulgaria: 14.8 %Bulgaria14.8Czechia: 10.4 %Czechia10.4Spain: 10.3 %Spain10.3Belgium: 9.4 %Belgium9.4Lithuania: 9.1 %Lithuania9.1Portugal: 9.1 %Portugal9.1Slovakia: 9.1 %Slovakia9.1Poland: 8.7 %Poland8.7Sweden: 8.7 %Sweden8.7Italy: 8.6 %Italy8.6Hungary: 8.5 %Hungary8.5Latvia: 8.1 %Latvia8.1Croatia: 7.2 %Croatia7.2Estonia: 6.8 %Estonia6.8Austria: 6.4 %Austria6.4Slovenia: 6.1 %Slovenia6.1Luxembourg: 6 %Luxembourg6France: 5.7 %France5.7Finland: 4.9 %Finland4.9Ireland: 4.7 %Ireland4.7Cyprus: 3.9 %Cyprus3.9Malta: 1.1 %Malta1.1
%. Source: Eurostat, Housing cost overburden rate, total population (ilc_lvho07a). Retrieved 2026-10-12.

Full ranking

RankEU countries2015 (%)Change on 2014
1Greece45.5+0.6 pts
2Romania15.9-0.3 pts
3Germany15.6-0.3 pts
4Denmark15.1-0.5 pts
5Netherlands14.9-0.5 pts
6Bulgaria14.8+1.9 pts
7Czechia10.4-0.1 pts
8Spain10.3-0.6 pts
9Belgium9.4-1 pts
10Lithuania9.1+2 pts
10Portugal9.1-0.1 pts
10Slovakia9.1+0.1 pts
13Poland8.7-0.9 pts
13Sweden8.7+0.1 pts
15Italy8.6+0.1 pts
16Hungary8.5-4.3 pts
17Latvia8.1-1.5 pts
18Croatia7.2-0.3 pts
19Estonia6.8-1.5 pts
20Austria6.4-0.2 pts
21Slovenia6.1-0.3 pts
22Luxembourg6-0.8 pts
23France5.7+0.6 pts
24Finland4.9-0.2 pts
25Ireland4.7-1.7 pts
26Cyprus3.9-0.1 pts
27Malta1.1-0.5 pts

Other periods

About this ranking

Share of the population living in households where total housing costs, net of housing allowances, are more than 40% of disposable income, net of housing allowances. Housing costs include rent or mortgage interest, utilities, regular maintenance and related taxes (EU statistics on income and living conditions, EU-SILC).

The EU measure of housing affordability. Mortgage principal repayments are not counted as a housing cost. The reference year is the survey year.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Housing cost overburden rate, total population (ilc_lvho07a) (EU countries by housing cost overburden rate, 2015) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table

MLA 9

Housing cost overburden rate, total population (ilc_lvho07a), EU countries by housing cost overburden rate, 2015. Eurostat, European Commission, 17 Sept. 2026, https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2015. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Housing cost overburden rate, total population (ilc_lvho07a). EU countries by housing cost overburden rate, 2015. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Also distributed by Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2015.

Harvard

Eurostat, European Commission (2026) Housing cost overburden rate, total population (ilc_lvho07a), EU countries by housing cost overburden rate, 2015 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table, via Invokely: https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2015 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_housing_2015,
  author = {{Eurostat, European Commission}},
  title = {{Housing cost overburden rate, total population (ilc\_lvho07a): EU countries by housing cost overburden rate, 2015}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2015. Publisher attribution: Eurostat. Housing cost overburden rate, total population (ilc\_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc\_lvho07a/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Housing cost overburden rate, total population (ilc_lvho07a): EU countries by housing cost overburden rate, 2015
PY  - 2026
DA  - 2026/09/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table
L2  - https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2015
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2015.
N1  - Publisher attribution: Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.
ER  - 
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by housing cost overburden rate using official data, and cite the source.
rank_places {"indicator":"housing_cost_overburden_rate","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=housing_cost_overburden_rate&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest housing cost overburden rate?

Greece, with 45.5% in 2015, according to Eurostat, European Commission.

Which EU country has the lowest housing cost overburden rate?

Malta, with 1.1% in 2015.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Housing cost overburden rate, total population (ilc_lvho07a). Retrieved 2026-10-12.

EU countries: more rankings