EU countries by housing cost overburden rate

Greece had the highest housing cost overburden rate of 27 EU countries in 2014, at 44.9%. Malta had the lowest, at 1.6%. The median was 9% and the figure for the European Union (27) was 11.5%. Source: Eurostat, European Commission.

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Highest44.9Greece
Lowest1.6Malta
Median927 EU countries
European Union (27)11.5History

Map of EU countries, 2014

Austria: 6.6 %Belgium: 10.4 %Bulgaria: 12.9 %Cyprus: 4 %Czechia: 10.5 %Germany: 15.9 %Denmark: 15.6 %Estonia: 8.3 %Spain: 10.9 %Finland: 5.1 %France: 5.1 %Greece: 44.9 %Croatia: 7.5 %Hungary: 12.8 %Ireland: 6.4 %Italy: 8.5 %Lithuania: 7.1 %Luxembourg: 6.8 %Latvia: 9.6 %Malta: 1.6 %Netherlands: 15.4 %Poland: 9.6 %Portugal: 9.2 %Romania: 16.2 %Sweden: 8.6 %Slovenia: 6.4 %Slovakia: 9 %
  • Under 6.4
  • 6.4 to 8.4
  • 8.4 to 9.6
  • 9.6 to 13
  • 13 and over
%, 2014. Source: Eurostat, Housing cost overburden rate, total population (ilc_lvho07a). Boundaries: Natural Earth (public domain).

All EU countries, 2014

Greece: 44.9 %Greece44.9Romania: 16.2 %Romania16.2Germany: 15.9 %Germany15.9Denmark: 15.6 %Denmark15.6Netherlands: 15.4 %Netherlands15.4Bulgaria: 12.9 %Bulgaria12.9Hungary: 12.8 %Hungary12.8Spain: 10.9 %Spain10.9Czechia: 10.5 %Czechia10.5Belgium: 10.4 %Belgium10.4Latvia: 9.6 %Latvia9.6Poland: 9.6 %Poland9.6Portugal: 9.2 %Portugal9.2Slovakia: 9 %Slovakia9Sweden: 8.6 %Sweden8.6Italy: 8.5 %Italy8.5Estonia: 8.3 %Estonia8.3Croatia: 7.5 %Croatia7.5Lithuania: 7.1 %Lithuania7.1Luxembourg: 6.8 %Luxembourg6.8Austria: 6.6 %Austria6.6Ireland: 6.4 %Ireland6.4Slovenia: 6.4 %Slovenia6.4Finland: 5.1 %Finland5.1France: 5.1 %France5.1Cyprus: 4 %Cyprus4Malta: 1.6 %Malta1.6Greece: 44.9 %Greece44.9Romania: 16.2 %Romania16.2Germany: 15.9 %Germany15.9Denmark: 15.6 %Denmark15.6Netherlands: 15.4 %Netherlands15.4Bulgaria: 12.9 %Bulgaria12.9Hungary: 12.8 %Hungary12.8Spain: 10.9 %Spain10.9Czechia: 10.5 %Czechia10.5Belgium: 10.4 %Belgium10.4Latvia: 9.6 %Latvia9.6Poland: 9.6 %Poland9.6Portugal: 9.2 %Portugal9.2Slovakia: 9 %Slovakia9Sweden: 8.6 %Sweden8.6Italy: 8.5 %Italy8.5Estonia: 8.3 %Estonia8.3Croatia: 7.5 %Croatia7.5Lithuania: 7.1 %Lithuania7.1Luxembourg: 6.8 %Luxembourg6.8Austria: 6.6 %Austria6.6Ireland: 6.4 %Ireland6.4Slovenia: 6.4 %Slovenia6.4Finland: 5.1 %Finland5.1France: 5.1 %France5.1Cyprus: 4 %Cyprus4Malta: 1.6 %Malta1.6
%. Source: Eurostat, Housing cost overburden rate, total population (ilc_lvho07a). Retrieved 2026-10-12.

Full ranking

RankEU countries2014 (%)Change on 2013
1Greece44.9+8 pts
2Romania16.2-0.7 pts
3Germany15.9-0.5 pts
4Denmark15.6-2.3 pts
5Netherlands15.4-0.3 pts
6Bulgaria12.9-1.4 pts
7Hungary12.8-1.5 pts
8Spain10.9+0.6 pts
9Czechia10.5-1.2 pts
10Belgium10.4+0.8 pts
11Latvia9.6-1.8 pts
11Poland9.6-0.7 pts
13Portugal9.2+0.9 pts
14Slovakia9+0.7 pts
15Sweden8.6-0.4 pts
16Italy8.5-0.4 pts
17Estonia Series break8.3+1.1 pts
18Croatia7.5-0.9 pts
19Lithuania7.1-1.1 pts
20Luxembourg6.8+1.2 pts
21Austria6.6-0.6 pts
22Ireland6.4+1.8 pts
22Slovenia6.4+0.4 pts
24Finland5.1+0.2 pts
24France5.1-0.1 pts
26Cyprus4+0.7 pts
27Malta1.6-0.9 pts

Other periods

About this ranking

Share of the population living in households where total housing costs, net of housing allowances, are more than 40% of disposable income, net of housing allowances. Housing costs include rent or mortgage interest, utilities, regular maintenance and related taxes (EU statistics on income and living conditions, EU-SILC).

The EU measure of housing affordability. Mortgage principal repayments are not counted as a housing cost. The reference year is the survey year.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Housing cost overburden rate, total population (ilc_lvho07a) (EU countries by housing cost overburden rate, 2014) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table

MLA 9

Housing cost overburden rate, total population (ilc_lvho07a), EU countries by housing cost overburden rate, 2014. Eurostat, European Commission, 17 Sept. 2026, https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Housing cost overburden rate, total population (ilc_lvho07a). EU countries by housing cost overburden rate, 2014. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Also distributed by Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2014.

Harvard

Eurostat, European Commission (2026) Housing cost overburden rate, total population (ilc_lvho07a), EU countries by housing cost overburden rate, 2014 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table, via Invokely: https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2014 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_housing_2014,
  author = {{Eurostat, European Commission}},
  title = {{Housing cost overburden rate, total population (ilc\_lvho07a): EU countries by housing cost overburden rate, 2014}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2014. Publisher attribution: Eurostat. Housing cost overburden rate, total population (ilc\_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc\_lvho07a/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Housing cost overburden rate, total population (ilc_lvho07a): EU countries by housing cost overburden rate, 2014
PY  - 2026
DA  - 2026/09/17
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table
L2  - https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries?period=2014.
N1  - Publisher attribution: Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.
ER  - 
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Questions

Which EU country has the highest housing cost overburden rate?

Greece, with 44.9% in 2014, according to Eurostat, European Commission.

Which EU country has the lowest housing cost overburden rate?

Malta, with 1.6% in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Housing cost overburden rate, total population (ilc_lvho07a). Retrieved 2026-10-12.

EU countries: more rankings