Data / MFI housing loan balances / Germany

MFI housing loan balances in Germany

MFI housing loan balances in Germany was €1.67 trillion in August 2026, according to the European Central Bank. That is up 2.4% from August 2025. That is the 1st highest of 21 EU countries in August 2026.

August 2026, EUR million1,669,173 Provisional
Change on August 2025+2.4%
Rank1st of 21EU countries ranked
Series high1,669,173August 2026
Series low913,276January 2003
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MFI housing loan balances in Germany, January 2003 to August 2026

800K1M1.2M1.4M1.6M1.8M2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 1,669,173 EUR million800K1M1.2M1.4M1.6M1.8M2003-012010-122018-112026-082026-08: 1,669,173 EUR million
EUR million. Source: ECB, ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-081,669,173 Provisional
2026-071,665,776
2026-061,660,627
2026-051,658,407
2026-041,654,105
2026-031,650,699
2026-021,648,295
2026-011,645,344
2025-121,645,340
2025-111,643,319
2025-101,639,324
2025-091,634,976
2025-081,630,764
2025-071,626,534
2025-061,621,129
2025-051,618,769
2025-041,614,850
2025-031,611,038
2025-021,607,930
2025-011,605,494
2024-121,605,228
2024-111,604,297
2024-101,600,882
2024-091,599,582
2024-081,597,308
2024-071,594,126
2024-061,591,333
2024-051,588,736
2024-041,586,860
2024-031,586,135
2024-021,583,821
2024-011,583,345
2023-121,585,401
2023-111,585,661
2023-101,584,033
2023-091,583,317
2023-081,580,640
2023-071,578,456
2023-061,576,414
2023-051,574,770
2023-041,573,535
2023-031,571,291
2023-021,567,413
2023-011,565,944
2022-121,567,538
2022-111,565,297
2022-101,560,448
2022-091,554,813
2022-081,547,834
2022-071,540,943
2022-061,531,882
2022-051,523,802
2022-041,514,682
2022-031,505,398
2022-021,495,543
2022-011,488,596
2021-121,485,885
2021-111,478,213
2021-101,469,939
2021-091,460,050
2021-081,451,668
2021-071,442,827
2021-061,432,150
2021-051,422,611
2021-041,414,087
2021-031,405,532
2021-021,396,547
2021-011,390,566
2020-121,386,658
2020-111,378,463
2020-101,370,349
2020-091,362,063
2020-081,348,229
2020-071,345,110
2020-061,336,079
2020-051,331,779
2020-041,323,752
2020-031,316,864
2020-021,310,703
2020-011,304,020
2019-121,301,185
2019-111,298,079
2019-101,290,382
2019-091,283,077
2019-081,276,755
2019-071,269,023
2019-061,262,770
2019-051,256,758
2019-041,250,442
2019-031,242,084
2019-021,236,317
2019-011,232,626
2018-121,231,395
2018-111,228,592
2018-101,222,989
2018-091,218,390
2018-081,212,152
2018-071,205,468
2018-061,201,025
2018-051,193,869
2018-041,188,082
2018-031,184,676
2018-021,178,385
2018-011,175,070
2017-121,174,542
2017-111,171,083
2017-101,166,990
2017-091,163,064
2017-081,157,457
2017-071,152,486
2017-061,147,488
2017-051,141,093
2017-041,136,823
2017-031,131,887
2017-021,127,967
2017-011,125,905
2016-121,125,880
2016-111,123,369
2016-101,119,429
2016-091,115,659
2016-081,110,732
2016-071,106,598
2016-061,101,327
2016-051,096,721
2016-041,093,991
2016-031,089,759
2016-021,087,045
2016-011,085,247
2015-121,085,507
2015-111,083,129
2015-101,079,836
2015-091,075,136
2015-081,070,620
2015-071,066,723
2015-061,061,364
2015-051,058,097
2015-041,054,180
2015-031,051,397
2015-021,050,278
2015-011,048,420
2014-121,049,113
2014-111,044,133
2014-101,040,782
2014-091,036,937
2014-081,034,332
2014-071,029,903
2014-061,026,527
2014-051,024,833
2014-041,021,965
2014-031,020,242
2014-021,019,429
2014-011,017,632
2013-121,019,370
2013-111,020,192
2013-101,017,451
2013-091,014,741
2013-081,012,770
2013-071,009,256
2013-061,006,158
2013-051,003,795
2013-041,001,690
2013-031,000,640
2013-02999,308
2013-01998,521
2012-12999,145
2012-11998,162
2012-10994,065
2012-09990,644
2012-08987,811
2012-07984,793
2012-06982,867
2012-05980,564
2012-04978,662
2012-03979,751
2012-02978,593
2012-01978,558
2011-12979,941
2011-11979,396
2011-10977,236
2011-09976,036
2011-08974,078
2011-07972,615
2011-06970,857
2011-05969,556
2011-04967,775
2011-03967,337
2011-02966,891
2011-01966,614
2010-12968,542
2010-11968,757
2010-10967,017
2010-09965,474
2010-08964,125
2010-07962,399
2010-06960,486
2010-05960,190
2010-04959,652
2010-03959,131
2010-02958,746
2010-01959,828
2009-12962,332
2009-11962,771
2009-10961,746
2009-09960,099
2009-08958,947
2009-07956,151
2009-06955,100
2009-05955,294
2009-04954,953
2009-03953,998
2009-02955,905
2009-01956,829
2008-12959,840
2008-11962,548
2008-10962,550
2008-09963,105
2008-08963,218
2008-07962,796
2008-06962,159
2008-05962,239
2008-04962,265
2008-03962,903
2008-02964,312
2008-01965,151
2007-12967,492
2007-11968,952
2007-10968,744
2007-09969,862
2007-08969,230
2007-07968,595
2007-06970,016
2007-05969,211
2007-04970,157
2007-03971,999
2007-02972,492
2007-01973,114
2006-12976,123
2006-11975,870
2006-10975,304
2006-09975,100
2006-08972,965
2006-07971,094
2006-06969,945
2006-05968,901
2006-04968,459
2006-03968,337
2006-02968,246
2006-01967,706
2005-12961,186
2005-11959,266
2005-10956,604
2005-09955,216
2005-08953,105
2005-07951,271
2005-06948,569
2005-05947,275
2005-04946,620
2005-03946,567
2005-02946,710
2005-01947,170
2004-12949,457
2004-11948,440
2004-10947,774
2004-09946,700
2004-08942,649
2004-07940,461
2004-06938,066
2004-05933,558
2004-04932,197
2004-03931,475
2004-02935,607
2004-01936,871
2003-12937,379
2003-11935,754
2003-10933,729
2003-09930,259
2003-08928,684
2003-07926,521
2003-06924,700
2003-05923,697
2003-04921,416
2003-03921,356
2003-02914,664
2003-01913,276

Germany compared with nearby places

Austria: 139,563 EUR millionBelgium: 256,010 EUR millionBulgaria: 19,361.11 EUR millionCyprus: 8,789 EUR millionGermany: 1,669,173 EUR millionEstonia: 14,179 EUR millionSpain: 529,100 EUR millionFinland: 105,907 EUR millionFrance: 1,294,385 EUR millionGreece: 25,265 EUR millionCroatia: 14,848 EUR millionIreland: 96,801 EUR millionItaly: 449,486 EUR millionLithuania: 16,491 EUR millionLuxembourg: 45,860 EUR millionLatvia: 5,944 EUR millionMalta: 9,874.72 EUR millionNetherlands: 652,599 EUR millionPortugal: 121,257.59 EUR millionSlovenia: 9,946.82 EUR millionSlovakia: 46,399.35 EUR million
  • Under 10K
  • 10K to 30K
  • 30K to 110K
  • 110K to 450K
  • 450K and over
  • No data
MFI housing loan balances, August 2026, EUR million. Germany is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of loans for house purchase from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E) (MFI housing loan balances, Germany, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, Germany, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-housing-loan-balances/germany. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). MFI housing loan balances, Germany, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-housing-loan-balances/germany.

Harvard

European Central Bank (no date) ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, Germany, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-housing-loan-balances/germany (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_housing_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, Germany, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/germany. Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, Germany, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-housing-loan-balances/germany
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/germany.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI housing loan balances in Germany?

MFI housing loan balances in Germany was €1.67 trillion in August 2026, according to the European Central Bank. That is up 2.4% from August 2025. That is the 1st highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI housing loan balances in Germany?

€1.67 trillion in August 2026, the highest value since January 2003 in this series.

MFI housing loan balances elsewhere in European Union (27)

Related statistics for Germany

All statistics for Germany | Germany in figures