MFI housing loan balances in Spain

MFI housing loan balances in Spain was €529.1 billion in August 2026, according to the European Central Bank. That is up 3.7% from August 2025. That is the 4th highest of 21 EU countries in August 2026.

August 2026, EUR million529,100 Provisional
Change on August 2025+3.7%
Rank4th of 21EU countries ranked
Series high665,222December 2010
Series low239,000January 2003
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MFI housing loan balances in Spain, January 2003 to August 2026

200K300K400K500K600K700K2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 529,100 EUR million200K400K600K800K2003-012010-122018-112026-082026-08: 529,100 EUR million
EUR million. Source: ECB, ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-08529,100 Provisional
2026-07528,658
2026-06525,930
2026-05523,979
2026-04521,940
2026-03519,895
2026-02518,668
2026-01517,110
2025-12515,771
2025-11514,026
2025-10512,223
2025-09510,835
2025-08510,096
2025-07509,052
2025-06506,725
2025-05504,404
2025-04502,904
2025-03500,959
2025-02499,437
2025-01498,290
2024-12497,875
2024-11498,243
2024-10496,790
2024-09496,108
2024-08495,922
2024-07495,920
2024-06495,039
2024-05494,139
2024-04493,778
2024-03493,852
2024-02493,671
2024-01494,180
2023-12495,908
2023-11497,173
2023-10498,176
2023-09499,135
2023-08498,908
2023-07500,757
2023-06502,580
2023-05503,737
2023-04505,463
2023-03506,363
2023-02507,428
2023-01509,447
2022-12512,250
2022-11514,693
2022-10515,156
2022-09516,048
2022-08516,595
2022-07517,689
2022-06516,360
2022-05516,290
2022-04515,910
2022-03514,573
2022-02513,486
2022-01513,079
2021-12513,090
2021-11513,079
2021-10511,356
2021-09510,537
2021-08510,400
2021-07511,533
2021-06510,050
2021-05508,622
2021-04507,884
2021-03507,408
2021-02506,838
2021-01506,560
2020-12506,905
2020-11507,190
2020-10507,381
2020-09507,037
2020-08507,557
2020-07508,049
2020-06508,151
2020-05509,109
2020-04509,633
2020-03510,961
2020-02512,366
2020-01512,386
2019-12513,575
2019-11515,307
2019-10515,338
2019-09515,840
2019-08516,956
2019-07517,678
2019-06519,371
2019-05520,061
2019-04519,766
2019-03520,458
2019-02520,193
2019-01520,422
2018-12521,262
2018-11523,069
2018-10523,200
2018-09523,787
2018-08525,273
2018-07526,443
2018-06526,898
2018-05526,237
2018-04526,511
2018-03527,140
2018-02521,547
2018-01522,225
2017-12523,989
2017-11525,279
2017-10526,654
2017-09528,096
2017-08528,608
2017-07530,352
2017-06530,721
2017-05531,540
2017-04533,012
2017-03533,693
2017-02534,557
2017-01535,674
2016-12537,693
2016-11539,487
2016-10540,896
2016-09542,399
2016-08543,130
2016-07545,377
2016-06546,054
2016-05546,663
2016-04548,356
2016-03548,901
2016-02551,468
2016-01552,956
2015-12554,077
2015-11557,006
2015-10558,318
2015-09559,640
2015-08561,889
2015-07564,206
2015-06565,921
2015-05567,380
2015-04570,378
2015-03575,905
2015-02577,852
2015-01579,384
2014-12581,720
2014-11583,997
2014-10585,910
2014-09587,779
2014-08590,083
2014-07592,385
2014-06594,234
2014-05596,586
2014-04598,435
2014-03598,396
2014-02602,667
2014-01604,466
2013-12606,379
2013-11610,970
2013-10610,196
2013-09612,522
2013-08616,151
2013-07618,605
2013-06620,726
2013-05621,366
2013-04623,745
2013-03627,305
2013-02628,863
2013-01631,788
2012-12635,058
2012-11637,036
2012-10638,934
2012-09641,493
2012-08643,457
2012-07645,857
2012-06646,261
2012-05649,424
2012-04652,163
2012-03651,808
2012-02652,849
2012-01655,629
2011-12658,682
2011-11654,897
2011-10656,103
2011-09657,992
2011-08658,515
2011-07660,728
2011-06661,302
2011-05660,901
2011-04662,665
2011-03660,495
2011-02661,595
2011-01663,462
2010-12665,222
2010-11662,795
2010-10661,400
2010-09661,727
2010-08662,532
2010-07663,572
2010-06663,145
2010-05660,318
2010-04658,360
2010-03658,067
2010-02657,951
2010-01657,498
2009-12657,191
2009-11656,418
2009-10656,000
2009-09655,108
2009-08654,982
2009-07655,504
2009-06654,377
2009-05654,668
2009-04654,780
2009-03654,316
2009-02657,606
2009-01658,106
2008-12658,094
2008-11658,424
2008-10656,998
2008-09654,979
2008-08653,283
2008-07651,508
2008-06648,319
2008-05646,543
2008-04642,947
2008-03638,070
2008-02634,430
2008-01629,977
2007-12626,573
2007-11624,312
2007-10618,530
2007-09612,786
2007-08608,065
2007-07605,210
2007-06596,619
2007-05587,322
2007-04580,258
2007-03573,826
2007-02563,407
2007-01556,586
2006-12551,506
2006-11541,907
2006-10532,268
2006-09525,856
2006-08518,887
2006-07513,797
2006-06504,535
2006-05494,211
2006-04484,786
2006-03477,449
2006-02466,591
2006-01458,371
2005-12450,982
2005-11439,350
2005-10430,228
2005-09421,193
2005-08412,792
2005-07407,706
2005-06397,093
2005-05365,698
2005-04359,958
2005-03353,692
2005-02348,497
2005-01342,175
2004-12335,665
2004-11329,263
2004-10322,960
2004-09316,791
2004-08310,738
2004-07306,802
2004-06303,232
2004-05300,533
2004-04295,258
2004-03290,334
2004-02284,541
2004-01280,389
2003-12277,573
2003-11275,020
2003-10270,471
2003-09265,990
2003-08264,896
2003-07261,996
2003-06257,531
2003-05254,067
2003-04250,239
2003-03245,865
2003-02242,451
2003-01239,000

Spain compared with nearby places

Austria: 139,563 EUR millionBelgium: 256,010 EUR millionBulgaria: 19,361.11 EUR millionCyprus: 8,789 EUR millionGermany: 1,669,173 EUR millionEstonia: 14,179 EUR millionSpain: 529,100 EUR millionFinland: 105,907 EUR millionFrance: 1,294,385 EUR millionGreece: 25,265 EUR millionCroatia: 14,848 EUR millionIreland: 96,801 EUR millionItaly: 449,486 EUR millionLithuania: 16,491 EUR millionLuxembourg: 45,860 EUR millionLatvia: 5,944 EUR millionMalta: 9,874.72 EUR millionNetherlands: 652,599 EUR millionPortugal: 121,257.59 EUR millionSlovenia: 9,946.82 EUR millionSlovakia: 46,399.35 EUR million
  • Under 10K
  • 10K to 30K
  • 30K to 110K
  • 110K to 450K
  • 450K and over
  • No data
MFI housing loan balances, August 2026, EUR million. Spain is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of loans for house purchase from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E) (MFI housing loan balances, Spain, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, Spain, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-housing-loan-balances/spain. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). MFI housing loan balances, Spain, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-housing-loan-balances/spain.

Harvard

European Central Bank (no date) ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, Spain, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-housing-loan-balances/spain (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_housing_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, Spain, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/spain. Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, Spain, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-housing-loan-balances/spain
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/spain.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Questions

What is the MFI housing loan balances in Spain?

MFI housing loan balances in Spain was €529.1 billion in August 2026, according to the European Central Bank. That is up 3.7% from August 2025. That is the 4th highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI housing loan balances in Spain?

€665.22 billion in December 2010, the highest value since January 2003 in this series.

MFI housing loan balances elsewhere in European Union (27)

Related statistics for Spain

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