Data / MFI housing loan balances / Finland

MFI housing loan balances in Finland

MFI housing loan balances in Finland was €105.91 billion in August 2026, according to the European Central Bank. That is down 0.3% from August 2025. That is the 9th highest of 21 EU countries in August 2026.

August 2026, EUR million105,907 Provisional
Change on August 2025-0.3%
Rank9th of 21EU countries ranked
Series high109,540September 2022
Series low31,449January 2003
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MFI housing loan balances in Finland, January 2003 to August 2026

20K40K60K80K100K120K2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 105,907 EUR million20K40K60K80K100K120K2003-012010-122018-112026-082026-08: 105,907 EUR million
EUR million. Source: ECB, ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-08105,907 Provisional
2026-07105,891
2026-06105,875
2026-05105,962
2026-04105,872
2026-03105,903
2026-02106,075
2026-01106,147
2025-12106,272
2025-11106,359
2025-10106,273
2025-09106,213
2025-08106,260
2025-07106,180
2025-06106,172
2025-05106,159
2025-04106,066
2025-03106,025
2025-02106,047
2025-01106,117
2024-12106,234
2024-11106,507
2024-10106,376
2024-09106,326
2024-08106,405
2024-07106,346
2024-06106,520
2024-05106,451
2024-04106,486
2024-03106,652
2024-02106,684
2024-01106,860
2023-12107,491
2023-11107,321
2023-10107,329
2023-09107,513
2023-08107,544
2023-07107,649
2023-06107,886
2023-05107,966
2023-04108,223
2023-03108,348
2023-02108,582
2023-01108,854
2022-12109,315
2022-11109,394
2022-10109,487
2022-09109,540
2022-08109,394
2022-07109,399
2022-06109,257
2022-05108,844
2022-04108,591
2022-03108,253
2022-02107,891
2022-01107,822
2021-12107,759
2021-11107,468
2021-10107,107
2021-09106,735
2021-08106,310
2021-07106,103
2021-06105,711
2021-05105,173
2021-04104,746
2021-03104,416
2021-02104,015
2021-01103,796
2020-12103,611
2020-11103,252
2020-10102,969
2020-09102,461
2020-08102,074
2020-07101,758
2020-06101,487
2020-05101,152
2020-04100,879
2020-03100,693
2020-02100,541
2020-01100,269
2019-12100,353
2019-11100,349
2019-1099,961
2019-0999,640
2019-0899,409
2019-0799,047
2019-0698,932
2019-0598,489
2019-0498,148
2019-0398,075
2019-0297,860
2019-0197,791
2018-1297,789
2018-1197,768
2018-1097,585
2018-0997,453
2018-0897,197
2018-0797,011
2018-0696,979
2018-0596,600
2018-0496,317
2018-0396,246
2018-0296,009
2018-0195,931
2017-1296,138
2017-1196,034
2017-1095,819
2017-0995,672
2017-0895,370
2017-0795,103
2017-0694,985
2017-0594,651
2017-0494,484
2017-0394,280
2017-0294,076
2017-0193,997
2016-1294,057
2016-1193,914
2016-1093,727
2016-0993,646
2016-0893,386
2016-0793,293
2016-0693,086
2016-0592,707
2016-0492,470
2016-0392,162
2016-0292,028
2016-0192,021
2015-1291,955
2015-1191,832
2015-1091,691
2015-0991,363
2015-0891,124
2015-0790,935
2015-0690,718
2015-0590,456
2015-0490,108
2015-0389,920
2015-0289,846
2015-0189,772
2014-1289,764
2014-1189,782
2014-1089,588
2014-0989,389
2014-0889,297
2014-0789,112
2014-0688,991
2014-0588,837
2014-0488,570
2014-0388,405
2014-0288,328
2014-0188,288
2013-1288,314
2013-1188,368
2013-1088,157
2013-0987,944
2013-0887,778
2013-0787,523
2013-0687,445
2013-0587,094
2013-0486,817
2013-0386,711
2013-0286,536
2013-0186,365
2012-1286,347
2012-1186,142
2012-1085,775
2012-0985,468
2012-0884,981
2012-0784,509
2012-0684,229
2012-0583,527
2012-0482,895
2012-0382,548
2012-0282,122
2012-0181,886
2011-1281,783
2011-1181,371
2011-1080,950
2011-0980,542
2011-0879,983
2011-0779,540
2011-0679,102
2011-0578,495
2011-0477,978
2011-0377,530
2011-0277,161
2011-0176,886
2010-1276,748
2010-1176,437
2010-1076,072
2010-0975,514
2010-0874,989
2010-0774,602
2010-0674,195
2010-0573,525
2010-0473,009
2010-0372,627
2010-0272,321
2010-0172,057
2009-1271,861
2009-1171,550
2009-1071,200
2009-0970,694
2009-0870,202
2009-0769,848
2009-0669,485
2009-0569,018
2009-0468,531
2009-0368,167
2009-0267,877
2009-0167,773
2008-1267,633
2008-1167,463
2008-1067,216
2008-0966,941
2008-0866,475
2008-0765,966
2008-0665,534
2008-0564,875
2008-0464,184
2008-0363,510
2008-0263,063
2008-0162,574
2007-1262,173
2007-1161,785
2007-1061,245
2007-0960,641
2007-0860,021
2007-0759,375
2007-0658,868
2007-0558,043
2007-0457,290
2007-0356,782
2007-0256,187
2007-0155,691
2006-1255,307
2006-1154,855
2006-1054,289
2006-0953,672
2006-0852,882
2006-0752,222
2006-0651,726
2006-0550,889
2006-0450,261
2006-0349,758
2006-0249,202
2006-0148,795
2005-1248,490
2005-1148,008
2005-1047,482
2005-0946,901
2005-0846,128
2005-0745,540
2005-0644,997
2005-0544,117
2005-0443,442
2005-0342,806
2005-0242,198
2005-0141,833
2004-1241,544
2004-1141,021
2004-1040,640
2004-0940,178
2004-0839,572
2004-0739,178
2004-0638,793
2004-0538,070
2004-0437,568
2004-0337,164
2004-0236,667
2004-0136,299
2003-1236,049
2003-1135,666
2003-1035,284
2003-0934,868
2003-0834,334
2003-0733,898
2003-0633,514
2003-0532,943
2003-0432,429
2003-0332,050
2003-0231,724
2003-0131,449

Finland compared with nearby places

Austria: 139,563 EUR millionBelgium: 256,010 EUR millionBulgaria: 19,361.11 EUR millionCyprus: 8,789 EUR millionGermany: 1,669,173 EUR millionEstonia: 14,179 EUR millionSpain: 529,100 EUR millionFinland: 105,907 EUR millionFrance: 1,294,385 EUR millionGreece: 25,265 EUR millionCroatia: 14,848 EUR millionIreland: 96,801 EUR millionItaly: 449,486 EUR millionLithuania: 16,491 EUR millionLuxembourg: 45,860 EUR millionLatvia: 5,944 EUR millionMalta: 9,874.72 EUR millionNetherlands: 652,599 EUR millionPortugal: 121,257.59 EUR millionSlovenia: 9,946.82 EUR millionSlovakia: 46,399.35 EUR million
  • Under 10K
  • 10K to 30K
  • 30K to 110K
  • 110K to 450K
  • 450K and over
  • No data
MFI housing loan balances, August 2026, EUR million. Finland is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of loans for house purchase from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E) (MFI housing loan balances, Finland, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, Finland, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-housing-loan-balances/finland. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). MFI housing loan balances, Finland, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-housing-loan-balances/finland.

Harvard

European Central Bank (no date) ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, Finland, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-housing-loan-balances/finland (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_housing_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, Finland, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/finland. Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, Finland, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-housing-loan-balances/finland
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/finland.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI housing loan balances in Finland?

MFI housing loan balances in Finland was €105.91 billion in August 2026, according to the European Central Bank. That is down 0.3% from August 2025. That is the 9th highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI housing loan balances in Finland?

€109.54 billion in September 2022, the highest value since January 2003 in this series.

MFI housing loan balances elsewhere in European Union (27)

Related statistics for Finland

All statistics for Finland | Finland in figures