Data / MFI housing loan balances / France

MFI housing loan balances in France

MFI housing loan balances in France was €1.29 trillion in August 2026, according to the European Central Bank. That is up 0.2% from August 2025. That is the 2nd highest of 21 EU countries in August 2026.

August 2026, EUR million1,294,385 Provisional
Change on August 2025+0.2%
Rank2nd of 21EU countries ranked
Series high1,334,458March 2023
Series low351,330January 2003
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MFI housing loan balances in France, January 2003 to August 2026

200K400K600K800K1M1.2M1.4M2003-012006-062009-112013-042016-092020-022023-072026-082026-08: 1,294,385 EUR million250K500K750K1M1.25M1.5M2003-012010-122018-112026-082026-08: 1,294,385 EUR million
EUR million. Source: ECB, ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 284 values
PeriodEUR million
2026-081,294,385 Provisional
2026-071,295,423
2026-061,291,819
2026-051,288,557
2026-041,286,903
2026-031,287,124
2026-021,286,552
2026-011,287,318
2025-121,288,312
2025-111,285,685
2025-101,285,397
2025-091,294,177
2025-081,291,841
2025-071,292,480
2025-061,290,612
2025-051,287,856
2025-041,288,014
2025-031,288,700
2025-021,287,939
2025-011,288,383
2024-121,287,744
2024-111,286,292
2024-101,286,401
2024-091,293,937
2024-081,293,480
2024-071,294,760
2024-061,292,319
2024-051,292,161
2024-041,295,916
2024-031,298,873
2024-021,300,894
2024-011,303,431
2023-121,322,997
2023-111,323,752
2023-101,323,772
2023-091,309,338
2023-081,309,008
2023-071,309,576
2023-061,306,321
2023-051,300,777
2023-041,333,233
2023-031,334,458
2023-021,330,822
2023-011,328,796
2022-121,330,537
2022-111,325,264
2022-101,324,381
2022-091,322,451
2022-081,314,936
2022-071,310,318
2022-061,299,698
2022-051,289,055
2022-041,281,122
2022-031,282,100
2022-021,276,222
2022-011,279,208
2021-121,270,329
2021-111,262,528
2021-101,256,673
2021-091,251,219
2021-081,243,252
2021-071,238,247
2021-061,224,219
2021-051,214,901
2021-041,207,975
2021-031,201,358
2021-021,199,538
2021-011,195,918
2020-121,191,212
2020-111,182,162
2020-101,175,577
2020-091,167,532
2020-081,148,929
2020-071,145,478
2020-061,138,126
2020-051,130,244
2020-041,122,382
2020-031,123,473
2020-021,124,345
2020-011,118,335
2019-121,111,504
2019-111,102,793
2019-101,098,333
2019-091,090,052
2019-081,082,722
2019-071,077,892
2019-061,065,982
2019-051,057,171
2019-041,064,388
2019-031,061,241
2019-021,053,562
2019-011,050,660
2018-121,046,155
2018-111,038,716
2018-101,034,023
2018-091,028,768
2018-081,022,989
2018-071,019,124
2018-061,009,617
2018-051,002,135
2018-04998,776
2018-03995,299
2018-02989,780
2018-01988,411
2017-12984,357
2017-11970,718
2017-10966,577
2017-09962,337
2017-08956,377
2017-07952,716
2017-06955,548
2017-05948,119
2017-04952,815
2017-03949,597
2017-02943,939
2017-01929,442
2016-12928,268
2016-11921,278
2016-10915,561
2016-09918,263
2016-08912,954
2016-07910,211
2016-06903,569
2016-05897,227
2016-04894,897
2016-03892,944
2016-02889,242
2016-01887,379
2015-12886,873
2015-11883,055
2015-10880,287
2015-09886,793
2015-08882,246
2015-07881,498
2015-06875,873
2015-05871,044
2015-04869,016
2015-03865,730
2015-02862,888
2015-01861,530
2014-12858,016
2014-11854,595
2014-10854,856
2014-09853,951
2014-08852,294
2014-07850,988
2014-06846,933
2014-05843,706
2014-04886,982
2014-03885,808
2014-02883,640
2014-01881,665
2013-12881,742
2013-11875,985
2013-10874,841
2013-09871,707
2013-08867,913
2013-07866,752
2013-06861,995
2013-05857,855
2013-04855,916
2013-03853,621
2013-02851,006
2013-01848,868
2012-12847,604
2012-11844,415
2012-10842,333
2012-09842,127
2012-08840,140
2012-07839,498
2012-06836,133
2012-05834,213
2012-04832,877
2012-03832,134
2012-02829,724
2012-01829,162
2011-12823,258
2011-11816,221
2011-10813,660
2011-09813,570
2011-08809,514
2011-07807,472
2011-06800,275
2011-05794,283
2011-04787,588
2011-03784,504
2011-02780,786
2011-01777,015
2010-12775,265
2010-11762,335
2010-10756,300
2010-09753,399
2010-08748,851
2010-07745,039
2010-06737,556
2010-05729,107
2010-04726,067
2010-03724,732
2010-02720,665
2010-01718,541
2009-12716,448
2009-11709,105
2009-10707,040
2009-09705,707
2009-08702,440
2009-07700,147
2009-06695,850
2009-05692,130
2009-04691,610
2009-03692,432
2009-02692,258
2009-01691,978
2008-12691,182
2008-11688,973
2008-10690,183
2008-09687,832
2008-08681,885
2008-07679,059
2008-06670,467
2008-05663,153
2008-04660,095
2008-03658,172
2008-02653,244
2008-01647,830
2007-12643,142
2007-11636,254
2007-10630,574
2007-09625,162
2007-08619,089
2007-07613,634
2007-06605,984
2007-05597,242
2007-04590,842
2007-03586,755
2007-02580,171
2007-01575,197
2006-12569,975
2006-11561,757
2006-10556,973
2006-09552,022
2006-08545,322
2006-07540,102
2006-06531,165
2006-05521,380
2006-04516,578
2006-03512,360
2006-02505,607
2006-01500,416
2005-12495,105
2005-11485,854
2005-10480,439
2005-09477,642
2005-08472,282
2005-07467,564
2005-06459,740
2005-05451,683
2005-04447,095
2005-03443,843
2005-02439,132
2005-01435,911
2004-12432,396
2004-11427,902
2004-10425,270
2004-09422,246
2004-08418,606
2004-07415,171
2004-06408,458
2004-05402,052
2004-04398,443
2004-03395,548
2004-02391,408
2004-01388,593
2003-12385,078
2003-11380,238
2003-10378,256
2003-09375,041
2003-08371,047
2003-07368,154
2003-06362,184
2003-05358,873
2003-04357,467
2003-03355,351
2003-02353,173
2003-01351,330

France compared with nearby places

Austria: 139,563 EUR millionBelgium: 256,010 EUR millionBulgaria: 19,361.11 EUR millionCyprus: 8,789 EUR millionGermany: 1,669,173 EUR millionEstonia: 14,179 EUR millionSpain: 529,100 EUR millionFinland: 105,907 EUR millionFrance: 1,294,385 EUR millionGreece: 25,265 EUR millionCroatia: 14,848 EUR millionIreland: 96,801 EUR millionItaly: 449,486 EUR millionLithuania: 16,491 EUR millionLuxembourg: 45,860 EUR millionLatvia: 5,944 EUR millionMalta: 9,874.72 EUR millionNetherlands: 652,599 EUR millionPortugal: 121,257.59 EUR millionSlovenia: 9,946.82 EUR millionSlovakia: 46,399.35 EUR million
  • Under 10K
  • 10K to 30K
  • 30K to 110K
  • 110K to 450K
  • 450K and over
  • No data
MFI housing loan balances, August 2026, EUR million. France is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

End-of-month stock of loans for house purchase from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E) (MFI housing loan balances, France, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, France, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-housing-loan-balances/france. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). MFI housing loan balances, France, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-housing-loan-balances/france.

Harvard

European Central Bank (no date) ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, France, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-housing-loan-balances/france (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_housing_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, France, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/france. Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, France, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-housing-loan-balances/france
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/france.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI housing loan balances in France?

MFI housing loan balances in France was €1.29 trillion in August 2026, according to the European Central Bank. That is up 0.2% from August 2025. That is the 2nd highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI housing loan balances in France?

€1.33 trillion in March 2023, the highest value since January 2003 in this series.

MFI housing loan balances elsewhere in European Union (27)

Related statistics for France

All statistics for France | France in figures