Data / Rankings / MFI household term deposit balances, maturity up to 1 year / EU countries

EU countries by MFI household term deposit balances, maturity up to 1 year

Germany had the highest MFI household term deposit balances, maturity up to 1 year of 21 EU countries in July 2026, at €342.29 billion. Slovenia had the lowest, at €975.66 million. The median was €12.4 billion. Source: the European Central Bank.

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Highest342,286Germany
Lowest975.66Slovenia
Median12,400.121 EU countries

Map of EU countries, July 2026

Austria: 77,116 EUR millionBelgium: 34,054 EUR millionBulgaria: 12,400.1 EUR millionCyprus: 10,650 EUR millionGermany: 342,286 EUR millionEstonia: 5,064 EUR millionSpain: 144,709 EUR millionFinland: 8,969 EUR millionFrance: 80,525 EUR millionGreece: 28,354 EUR millionCroatia: 6,361 EUR millionIreland: 9,366 EUR millionItaly: 44,101 EUR millionLithuania: 7,265 EUR millionLuxembourg: 21,115 EUR millionLatvia: 1,878 EUR millionMalta: 2,711.66 EUR millionNetherlands: 34,475 EUR millionPortugal: 103,970.88 EUR millionSlovenia: 975.66 EUR millionSlovakia: 7,941.25 EUR million
  • Under 6,000
  • 6,000 to 9,000
  • 9,000 to 28K
  • 28K to 77K
  • 77K and over
  • No data
EUR million, July 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, July 2026

Germany: 342,286 EUR millionGermany342,286Spain: 144,709 EUR millionSpain144,709Portugal: 103,970.88 EUR millionPortugal103,970.88France: 80,525 EUR millionFrance80,525Austria: 77,116 EUR millionAustria77,116Italy: 44,101 EUR millionItaly44,101Netherlands: 34,475 EUR millionNetherlands34,475Belgium: 34,054 EUR millionBelgium34,054Greece: 28,354 EUR millionGreece28,354Luxembourg: 21,115 EUR millionLuxembourg21,115Bulgaria: 12,400.1 EUR millionBulgaria12,400.1Cyprus: 10,650 EUR millionCyprus10,650Ireland: 9,366 EUR millionIreland9,366Finland: 8,969 EUR millionFinland8,969Slovakia: 7,941.25 EUR millionSlovakia7,941.25Lithuania: 7,265 EUR millionLithuania7,265Croatia: 6,361 EUR millionCroatia6,361Estonia: 5,064 EUR millionEstonia5,064Malta: 2,711.66 EUR millionMalta2,711.66Latvia: 1,878 EUR millionLatvia1,878Slovenia: 975.66 EUR millionSlovenia975.66Germany: 342,286 EUR millionGermany342,286Spain: 144,709 EUR millionSpain144,709Portugal: 103,970.88 EUR millionPortugal103,970.88France: 80,525 EUR millionFrance80,525Austria: 77,116 EUR millionAustria77,116Italy: 44,101 EUR millionItaly44,101Netherlands: 34,475 EUR millionNetherlands34,475Belgium: 34,054 EUR millionBelgium34,054Greece: 28,354 EUR millionGreece28,354Luxembourg: 21,115 EUR millionLuxembourg21,115Bulgaria: 12,400.1 EUR millionBulgaria12,400.1Cyprus: 10,650 EUR millionCyprus10,650Ireland: 9,366 EUR millionIreland9,366Finland: 8,969 EUR millionFinland8,969Slovakia: 7,941.25 EUR millionSlovakia7,941.25Lithuania: 7,265 EUR millionLithuania7,265Croatia: 6,361 EUR millionCroatia6,361Estonia: 5,064 EUR millionEstonia5,064Malta: 2,711.66 EUR millionMalta2,711.66Latvia: 1,878 EUR millionLatvia1,878Slovenia: 975.66 EUR millionSlovenia975.66
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJuly 2026
EUR million		Change on July 2025
1Germany342,286+0.1%
2Spain144,709+4.6%
3Portugal103,970.88+2.4%
4France80,525+2.4%
5Austria77,116+2.1%
6Italy44,101-11.7%
7Netherlands34,475+7%
8Belgium34,054-7.4%
9Greece28,354-4.5%
10Luxembourg21,115+2.9%
11Bulgaria12,400.1+10.3%
12Cyprus10,650+3.9%
13Ireland9,366+13.2%
14Finland8,969+4.3%
15Slovakia7,941.25+10.7%
16Lithuania7,265+9.6%
17Croatia6,361-5.8%
18Estonia5,064-1.4%
19Malta2,711.66+0.6%
20Latvia1,878+17.4%
21Slovenia975.66-33.6%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity up to 1 year placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-07) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-07. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-07. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-07. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-07.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-07 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-07 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-07}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-07. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-07
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-07
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-07.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest MFI household term deposit balances, maturity up to 1 year?

Germany, with €342.29 billion in July 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity up to 1 year?

Slovenia, with €975.66 million in July 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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