EU countries by MFI household term deposit balances, maturity up to 1 year

Germany had the highest MFI household term deposit balances, maturity up to 1 year of 21 EU countries in March 2026, at €329.8 billion. Slovenia had the lowest, at €1.1 billion. The median was €12.14 billion. Source: the European Central Bank.

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Highest329,799Germany
Lowest1,097.45Slovenia
Median12,137.8521 EU countries

Map of EU countries, March 2026

Austria: 77,771 EUR millionBelgium: 30,569 EUR millionBulgaria: 12,137.85 EUR millionCyprus: 10,429 EUR millionGermany: 329,799 EUR millionEstonia: 5,205 EUR millionSpain: 146,076 EUR millionFinland: 8,450 EUR millionFrance: 74,573 EUR millionGreece: 28,600 EUR millionCroatia: 6,676 EUR millionIreland: 8,548 EUR millionItaly: 47,524 EUR millionLithuania: 7,082 EUR millionLuxembourg: 20,264 EUR millionLatvia: 1,823 EUR millionMalta: 2,610.25 EUR millionNetherlands: 31,770 EUR millionPortugal: 103,176.82 EUR millionSlovenia: 1,097.45 EUR millionSlovakia: 7,449.09 EUR million
  • Under 7,000
  • 7,000 to 9,000
  • 9,000 to 29K
  • 29K to 75K
  • 75K and over
  • No data
EUR million, March 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, March 2026

Germany: 329,799 EUR millionGermany329,799Spain: 146,076 EUR millionSpain146,076Portugal: 103,176.82 EUR millionPortugal103,176.82Austria: 77,771 EUR millionAustria77,771France: 74,573 EUR millionFrance74,573Italy: 47,524 EUR millionItaly47,524Netherlands: 31,770 EUR millionNetherlands31,770Belgium: 30,569 EUR millionBelgium30,569Greece: 28,600 EUR millionGreece28,600Luxembourg: 20,264 EUR millionLuxembourg20,264Bulgaria: 12,137.85 EUR millionBulgaria12,137.85Cyprus: 10,429 EUR millionCyprus10,429Ireland: 8,548 EUR millionIreland8,548Finland: 8,450 EUR millionFinland8,450Slovakia: 7,449.09 EUR millionSlovakia7,449.09Lithuania: 7,082 EUR millionLithuania7,082Croatia: 6,676 EUR millionCroatia6,676Estonia: 5,205 EUR millionEstonia5,205Malta: 2,610.25 EUR millionMalta2,610.25Latvia: 1,823 EUR millionLatvia1,823Slovenia: 1,097.45 EUR millionSlovenia1,097.45Germany: 329,799 EUR millionGermany329,799Spain: 146,076 EUR millionSpain146,076Portugal: 103,176.82 EUR millionPortugal103,176.82Austria: 77,771 EUR millionAustria77,771France: 74,573 EUR millionFrance74,573Italy: 47,524 EUR millionItaly47,524Netherlands: 31,770 EUR millionNetherlands31,770Belgium: 30,569 EUR millionBelgium30,569Greece: 28,600 EUR millionGreece28,600Luxembourg: 20,264 EUR millionLuxembourg20,264Bulgaria: 12,137.85 EUR millionBulgaria12,137.85Cyprus: 10,429 EUR millionCyprus10,429Ireland: 8,548 EUR millionIreland8,548Finland: 8,450 EUR millionFinland8,450Slovakia: 7,449.09 EUR millionSlovakia7,449.09Lithuania: 7,082 EUR millionLithuania7,082Croatia: 6,676 EUR millionCroatia6,676Estonia: 5,205 EUR millionEstonia5,205Malta: 2,610.25 EUR millionMalta2,610.25Latvia: 1,823 EUR millionLatvia1,823Slovenia: 1,097.45 EUR millionSlovenia1,097.45
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesMarch 2026
EUR million
Change on March 2025
1Germany329,799-9.6%
2Spain146,076-2.3%
3Portugal103,176.82+1.4%
4Austria77,771+0.5%
5France74,573-12.7%
6Italy47,524-13.6%
7Netherlands31,770-9.4%
8Belgium30,569-25.4%
9Greece28,600-4.6%
10Luxembourg20,264-4%
11Bulgaria12,137.85+8.7%
12Cyprus10,429+2.3%
13Ireland8,548+8.8%
14Finland8,450-0.2%
15Slovakia7,449.09+3.8%
16Lithuania7,082+6.6%
17Croatia6,676-4.2%
18Estonia5,205+2.9%
19Malta2,610.25-6.9%
20Latvia1,823+2.8%
21Slovenia1,097.45-23.5%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity up to 1 year placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-03) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-03. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-03. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-03. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-03.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-03 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-03 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-03}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-03. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-03
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-03
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-03.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Questions

Which EU country has the highest MFI household term deposit balances, maturity up to 1 year?

Germany, with €329.8 billion in March 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity up to 1 year?

Slovenia, with €1.1 billion in March 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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