EU countries by corporate term deposit rate, over 2 years, May 2025

The Netherlands had the highest corporate term deposit rate, over 2 years of 17 EU countries in May 2025, at 3.55%. Spain had the lowest, at 0.34%. The median was 2.13%. Source: the European Central Bank.

Highest3.55Netherlands

Lowest0.34Spain

Median2.1317 EU countries

Map of EU countries, May 2025

Under 1.5
1.5 to 2
2 to 2.2
2.2 to 2.7
2.7 and over
No data

%, May 2025. Hatched areas have no value for this period. Source: ECB, ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N). Boundaries: Natural Earth (public domain).

All EU countries, May 2025

%. Source: ECB, ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	May 2025 (%)	Change on May 2024
1	Netherlands	3.55	+0.15 pts
2	Bulgaria	3.33	+0.42 pts
3	France	2.79	-1.07 pts
4	Croatia	2.72	-1.78 pts
5	Germany	2.6	-1.03 pts
6	Malta	2.33	n/a
7	Belgium	2.17	-0.68 pts
8	Slovakia	2.16	-0.64 pts
9	Italy	2.13	-1.2 pts
10	Finland	2.07	n/a
11	Austria	2.01	-1.58 pts
12	Estonia	1.81	-0.64 pts
13	Latvia	1.65	-1.53 pts
14	Lithuania	1.51	-3.28 pts
15	Portugal	1.4	-0.45 pts
16	Slovenia	0.65	-1.68 pts
17	Spain	0.34	-1.43 pts

Other periods

About this ranking

Monthly average annual interest rate on new euro deposits from non-financial corporations with agreed maturity over 2 years.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 3 EU countries with data in other periods have no value for May 2025 and are left out rather than filled from another source. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N) (EU countries by corporate term deposit rate, over 2 years, 2025-05) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N), EU countries by corporate term deposit rate, over 2 years, 2025-05. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-two-years/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N). EU countries by corporate term deposit rate, over 2 years, 2025-05. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-two-years/eu-countries.

Harvard

European Central Bank (no date) ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N), EU countries by corporate term deposit rate, over 2 years, 2025-05 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/corporate-term-deposit-rate-over-two-years/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{european_eu_countries_by_corporate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N): EU countries by corporate term deposit rate, over 2 years, 2025-05}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-two-years/eu-countries. Publisher attribution: European Central Bank. ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N): EU countries by corporate term deposit rate, over 2 years, 2025-05
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/corporate-term-deposit-rate-over-two-years/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-two-years/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/rankings/corporate-term-deposit-rate-over-two-years/eu-countries" width="760" height="500" title="EU countries by corporate term deposit rate, over 2 years, May 2025, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by corporate term deposit rate, over 2 years using official data, and cite the source.

rank_places {"indicator":"ecb_business_deposit_rate_over_2y","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_business_deposit_rate_over_2y&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest corporate term deposit rate, over 2 years?

The Netherlands, with 3.55% in May 2025, according to the European Central Bank.

Which EU country has the lowest corporate term deposit rate, over 2 years?

Spain, with 0.34% in May 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: Corporate term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2240.EUR.N). Retrieved 2026-10-12. 3 EU countries have no value for May 2025 and are not ranked.