EU countries by MFI household term deposit balances, maturity up to 1 year, August 2026

Germany had the highest MFI household term deposit balances, maturity up to 1 year of 21 EU countries in August 2026, at €347.35 billion. Slovenia had the lowest, at €948.96 million. The median was €12.44 billion. Source: the European Central Bank.

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Highest347,349Germany
Lowest948.96Slovenia
Median12,443.6921 EU countries

Map of EU countries, August 2026

Austria: 76,763 EUR millionBelgium: 34,442 EUR millionBulgaria: 12,443.69 EUR millionCyprus: 10,721 EUR millionGermany: 347,349 EUR millionEstonia: 5,142 EUR millionSpain: 144,765 EUR millionFinland: 9,161 EUR millionFrance: 80,376 EUR millionGreece: 28,291 EUR millionCroatia: 6,301 EUR millionIreland: 9,637 EUR millionItaly: 43,123 EUR millionLithuania: 7,137 EUR millionLuxembourg: 21,243 EUR millionLatvia: 1,906 EUR millionMalta: 2,680.08 EUR millionNetherlands: 34,642 EUR millionPortugal: 103,455.95 EUR millionSlovenia: 948.96 EUR millionSlovakia: 8,016.36 EUR million
  • Under 6,000
  • 6,000 to 10K
  • 10K to 28K
  • 28K to 77K
  • 77K and over
  • No data
EUR million, August 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, August 2026

Germany: 347,349 EUR millionGermany347,349Spain: 144,765 EUR millionSpain144,765Portugal: 103,455.95 EUR millionPortugal103,455.95France: 80,376 EUR millionFrance80,376Austria: 76,763 EUR millionAustria76,763Italy: 43,123 EUR millionItaly43,123Netherlands: 34,642 EUR millionNetherlands34,642Belgium: 34,442 EUR millionBelgium34,442Greece: 28,291 EUR millionGreece28,291Luxembourg: 21,243 EUR millionLuxembourg21,243Bulgaria: 12,443.69 EUR millionBulgaria12,443.69Cyprus: 10,721 EUR millionCyprus10,721Ireland: 9,637 EUR millionIreland9,637Finland: 9,161 EUR millionFinland9,161Slovakia: 8,016.36 EUR millionSlovakia8,016.36Lithuania: 7,137 EUR millionLithuania7,137Croatia: 6,301 EUR millionCroatia6,301Estonia: 5,142 EUR millionEstonia5,142Malta: 2,680.08 EUR millionMalta2,680.08Latvia: 1,906 EUR millionLatvia1,906Slovenia: 948.96 EUR millionSlovenia948.96Germany: 347,349 EUR millionGermany347,349Spain: 144,765 EUR millionSpain144,765Portugal: 103,455.95 EUR millionPortugal103,455.95France: 80,376 EUR millionFrance80,376Austria: 76,763 EUR millionAustria76,763Italy: 43,123 EUR millionItaly43,123Netherlands: 34,642 EUR millionNetherlands34,642Belgium: 34,442 EUR millionBelgium34,442Greece: 28,291 EUR millionGreece28,291Luxembourg: 21,243 EUR millionLuxembourg21,243Bulgaria: 12,443.69 EUR millionBulgaria12,443.69Cyprus: 10,721 EUR millionCyprus10,721Ireland: 9,637 EUR millionIreland9,637Finland: 9,161 EUR millionFinland9,161Slovakia: 8,016.36 EUR millionSlovakia8,016.36Lithuania: 7,137 EUR millionLithuania7,137Croatia: 6,301 EUR millionCroatia6,301Estonia: 5,142 EUR millionEstonia5,142Malta: 2,680.08 EUR millionMalta2,680.08Latvia: 1,906 EUR millionLatvia1,906Slovenia: 948.96 EUR millionSlovenia948.96
EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesAugust 2026
EUR million
Change on August 2025
1Germany Provisional347,349+3.7%
2Spain Provisional144,765+5.3%
3Portugal Provisional103,455.95+2.2%
4France Provisional80,376+4.6%
5Austria Provisional76,763+2%
6Italy Provisional43,123-11.6%
7Netherlands Provisional34,642+7.9%
8Belgium Provisional34,442-3.1%
9Greece Provisional28,291-4.2%
10Luxembourg Provisional21,243+2.4%
11Bulgaria Provisional12,443.69+10.3%
12Cyprus Provisional10,721+4.2%
13Ireland Provisional9,637+15.6%
14Finland Provisional9,161+8%
15Slovakia Provisional8,016.36+11.6%
16Lithuania Provisional7,137+7.3%
17Croatia Provisional6,301-5.9%
18Estonia Provisional5,142+1.5%
19Malta Provisional2,680.08-0.8%
20Latvia Provisional1,906+20.7%
21Slovenia Provisional948.96-33.7%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity up to 1 year placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  - 
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Questions

Which EU country has the highest MFI household term deposit balances, maturity up to 1 year?

Germany, with €347.35 billion in August 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity up to 1 year?

Slovenia, with €948.96 million in August 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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