EU countries by MFI household term deposit balances, maturity up to 1 year

Germany had the highest MFI household term deposit balances, maturity up to 1 year of 21 EU countries in April 2026, at €330.03 billion. Slovenia had the lowest, at €1.04 billion. The median was €12.19 billion. Source: the European Central Bank.

Highest330,031Germany

Lowest1,035.55Slovenia

Median12,189.8421 EU countries

Map of EU countries, April 2026

Under 7,000
7,000 to 9,000
9,000 to 28K
28K to 75K
75K and over
No data

EUR million, April 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, April 2026

EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	April 2026 EUR million	Change on April 2025
1	Germany	330,031	-8%
2	Spain	145,829	+1%
3	Portugal	103,829.46	+2.6%
4	Austria	77,429	+1.5%
5	France	75,316	-9.4%
6	Italy	46,896	-10.6%
7	Netherlands	31,772	-5.8%
8	Belgium	31,498	-21.2%
9	Greece	28,380	-4.2%
10	Luxembourg	20,824	+1.4%
11	Bulgaria	12,189.84	+9.3%
12	Cyprus	10,483	+2.9%
13	Ireland	8,704	+8.8%
14	Finland	8,683	-0.4%
15	Slovakia	7,514.22	+3.8%
16	Lithuania	7,097	+7.1%
17	Croatia	6,643	-3.2%
18	Estonia	5,048	-0%
19	Malta	2,648.59	-7.5%
20	Latvia	1,831	+7.7%
21	Slovenia	1,035.55	-29.5%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity up to 1 year placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-04) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-04. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-04. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-04. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-04.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-04 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-04 (Accessed: 12 October 2026).

BibTeX

@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-04}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-04. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity up to 1 year, 2026-04
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-04
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-04.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.F.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/rankings/mfi-household-term-deposit-balances-up-to-one-year/eu-countries?period=2026-04" width="760" height="500" title="EU countries by MFI household term deposit balances, maturity up to 1 year, April 2026, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by MFI household term deposit balances, maturity up to 1 year using official data, and cite the source.

rank_places {"indicator":"ecb_mfi_household_term_deposits_upto_1y_eur","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_mfi_household_term_deposits_upto_1y_eur&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest MFI household term deposit balances, maturity up to 1 year?

Germany, with €330.03 billion in April 2026, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity up to 1 year?

Slovenia, with €1.04 billion in April 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity up to 1 year, unadjusted end-period stock (M.<area>.N.A.L22.F.1.U2.2250.Z01.E). Retrieved 2026-10-12.