Data / Rankings / MFI household loan balances for other purposes / EU countries

EU countries by MFI household loan balances for other purposes

Germany had the highest MFI household loan balances for other purposes of 21 EU countries in June 2026, at €249.5 billion. Latvia had the lowest, at €327 million. The median was €12.2 billion. Source: the European Central Bank.

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Highest249,500Germany
Lowest327Latvia
Median12,19621 EU countries

Map of EU countries, June 2026

Austria: 39,666 EUR millionBelgium: 12,196 EUR millionBulgaria: 375.3 EUR millionCyprus: 782 EUR millionGermany: 249,500 EUR millionEstonia: 524 EUR millionSpain: 65,730 EUR millionFinland: 19,517 EUR millionFrance: 81,411 EUR millionGreece: 3,920 EUR millionCroatia: 13,030 EUR millionIreland: 5,304 EUR millionItaly: 111,230 EUR millionLithuania: 1,452 EUR millionLuxembourg: 14,017 EUR millionLatvia: 327 EUR millionMalta: 501.83 EUR millionNetherlands: 18,483 EUR millionPortugal: 13,130.96 EUR millionSlovenia: 1,715.14 EUR millionSlovakia: 7,873.44 EUR million
  • Under 1,000
  • 1,000 to 5,000
  • 5,000 to 13K
  • 13K to 40K
  • 40K and over
  • No data
EUR million, June 2026. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, June 2026

Germany: 249,500 EUR millionGermany249,500Italy: 111,230 EUR millionItaly111,230France: 81,411 EUR millionFrance81,411Spain: 65,730 EUR millionSpain65,730Austria: 39,666 EUR millionAustria39,666Finland: 19,517 EUR millionFinland19,517Netherlands: 18,483 EUR millionNetherlands18,483Luxembourg: 14,017 EUR millionLuxembourg14,017Portugal: 13,130.96 EUR millionPortugal13,130.96Croatia: 13,030 EUR millionCroatia13,030Belgium: 12,196 EUR millionBelgium12,196Slovakia: 7,873.44 EUR millionSlovakia7,873.44Ireland: 5,304 EUR millionIreland5,304Greece: 3,920 EUR millionGreece3,920Slovenia: 1,715.14 EUR millionSlovenia1,715.14Lithuania: 1,452 EUR millionLithuania1,452Cyprus: 782 EUR millionCyprus782Estonia: 524 EUR millionEstonia524Malta: 501.83 EUR millionMalta501.83Bulgaria: 375.3 EUR millionBulgaria375.3Latvia: 327 EUR millionLatvia327Germany: 249,500 EUR millionGermany249,500Italy: 111,230 EUR millionItaly111,230France: 81,411 EUR millionFrance81,411Spain: 65,730 EUR millionSpain65,730Austria: 39,666 EUR millionAustria39,666Finland: 19,517 EUR millionFinland19,517Netherlands: 18,483 EUR millionNetherlands18,483Luxembourg: 14,017 EUR millionLuxembourg14,017Portugal: 13,130.96 EUR millionPortugal13,130.96Croatia: 13,030 EUR millionCroatia13,030Belgium: 12,196 EUR millionBelgium12,196Slovakia: 7,873.44 EUR millionSlovakia7,873.44Ireland: 5,304 EUR millionIreland5,304Greece: 3,920 EUR millionGreece3,920Slovenia: 1,715.14 EUR millionSlovenia1,715.14Lithuania: 1,452 EUR millionLithuania1,452Cyprus: 782 EUR millionCyprus782Estonia: 524 EUR millionEstonia524Malta: 501.83 EUR millionMalta501.83Bulgaria: 375.3 EUR millionBulgaria375.3Latvia: 327 EUR millionLatvia327
EUR million. Source: ECB, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

RankEU countriesJune 2026
EUR million		Change on June 2025
1Germany249,500-1.3%
2Italy111,230-2%
3France81,411+2.9%
4Spain65,730-27.7%
5Austria39,666+0.3%
6Finland19,517+0.5%
7Netherlands18,483+0.8%
8Luxembourg14,017+10.9%
9Portugal13,130.96+7.5%
10Croatia13,030+8.8%
11Belgium12,196+1.3%
12Slovakia7,873.44+6.6%
13Ireland5,304-2.4%
14Greece3,920-3.6%
15Slovenia1,715.14+0.1%
16Lithuania1,452+5.8%
17Cyprus782-21.2%
18Estonia524+15.9%
19Malta501.83+9.4%
20Bulgaria375.3+5.8%
21Latvia327+4.5%

Other periods

About this ranking

End-of-month stock of loans for purposes other than house purchase or consumption from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E) (EU countries by MFI household loan balances for other purposes, 2026-06) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E), EU countries by MFI household loan balances for other purposes, 2026-06. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-06. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). EU countries by MFI household loan balances for other purposes, 2026-06. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-06.

Harvard

European Central Bank (no date) ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E), EU countries by MFI household loan balances for other purposes, 2026-06 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-06 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E): EU countries by MFI household loan balances for other purposes, 2026-06}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-06. Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E): EU countries by MFI household loan balances for other purposes, 2026-06
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-06
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-other-loan-balances/eu-countries?period=2026-06.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A23.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Rank EU countries by MFI household loan balances for other purposes using official data, and cite the source.
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Questions

Which EU country has the highest MFI household loan balances for other purposes?

Germany, with €249.5 billion in June 2026, according to the European Central Bank.

Which EU country has the lowest MFI household loan balances for other purposes?

Latvia, with €327 million in June 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household loan balances for other purposes, unadjusted end-period stock (M.<area>.N.A.A23.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.

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