EU countries by saved money by any method, adults, 2021

Austria had the highest saved money by any method, adults of 26 EU countries in 2021, at 92%. Romania had the lowest, at 44.87%. The median was 72.19%. Source: the World Bank.

Highest92Austria

Lowest44.87Romania

Median72.1926 EU countries

Map of EU countries, 2021

Under 59
59 to 70
70 to 76
76 to 82
82 and over
No data

%, 2021. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Saved any money (% age 15+) (save.any.t.d). Boundaries: Natural Earth (public domain).

All EU countries, 2021

%. Source: World Bank Global Findex, Global Findex: Saved any money (% age 15+) (save.any.t.d). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	2021 (%)
1	Austria	92
2	Sweden	86.96
3	Germany	85.6
4	Ireland	85.27
5	Denmark	84.57
6	Czechia	81.82
7	Netherlands	80.82
8	Slovakia	78.51
9	Spain	78.13
10	Estonia	77.77
11	Finland	76.27
12	France	72.92
13	Italy	72.74
14	Belgium	71.64
15	Malta	70.64
16	Latvia	69.55
17	Lithuania	65.62
18	Slovenia	64.91
19	Portugal	63.26
20	Hungary	58.78
21	Poland	58.76
22	Bulgaria	52.26
23	Croatia	48.98
24	Cyprus	45.14
25	Greece	45.02
26	Romania	44.87

Other periods

2021
2017
2014

About this ranking

Percentage of respondents aged 15 and over who personally saved or set aside money for any reason, by any method, in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2021 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Saved any money  (% age 15+) (save.any.t.d). https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Saved any money (% age 15+) (save.any.t.d) (EU countries by saved money by any method, adults, 2021) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Saved any money (% age 15+) (save.any.t.d), EU countries by saved money by any method, adults, 2021. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/saved-any-money-adults/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Saved any money (% age 15+) (save.any.t.d). EU countries by saved money by any method, adults, 2021. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/saved-any-money-adults/eu-countries.

Harvard

World Bank (2025) Global Findex: Saved any money (% age 15+) (save.any.t.d), EU countries by saved money by any method, adults, 2021 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/saved-any-money-adults/eu-countries (Accessed: 12 October 2026).

BibTeX

@misc{world_eu_countries_by_saved_2021,
  author = {{World Bank}},
  title = {{Global Findex: Saved any money (\% age 15+) (save.any.t.d): EU countries by saved money by any method, adults, 2021}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/saved-any-money-adults/eu-countries. Publisher attribution: World Bank, Global Findex Database. Global Findex: Saved any money (\% age 15+) (save.any.t.d). https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}

RIS

TY  - DATA
AU  - World Bank
TI  - Global Findex: Saved any money (% age 15+) (save.any.t.d): EU countries by saved money by any method, adults, 2021
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/saved-any-money-adults/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/saved-any-money-adults/eu-countries.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Saved any money (% age 15+) (save.any.t.d). https://api.worldbank.org/v2/country/all/indicator/save.any.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Embed code

<iframe src="https://invokely.ai/embed/rankings/saved-any-money-adults/eu-countries" width="760" height="500" title="EU countries by saved money by any method, adults, 2021, chart from Invokely" loading="lazy" style="border:0;width:100%;max-width:760px" referrerpolicy="strict-origin-when-cross-origin"></iframe>

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank EU countries by saved money by any method, adults using official data, and cite the source.

rank_places {"indicator":"saved_any_money_adults","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=saved_any_money_adults&level=country&within=European%20Union%20(27)&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which EU country has the highest saved money by any method, adults?

Austria, with 92% in 2021, according to the World Bank.

Which EU country has the lowest saved money by any method, adults?

Romania, with 44.87% in 2021.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Saved any money (% age 15+) (save.any.t.d). Retrieved 2026-10-12. 1 EU countries have no value for 2021 and are not ranked.

Saved money by any method, adults: other rankings

Countries