Data / Rankings / Household spending on insurance and financial services per inhabitant (EUR) / EU countries

EU countries by household spending on insurance and financial services per inhabitant (EUR), 2024

Luxembourg had the highest household spending on insurance and financial services per inhabitant (EUR) of 27 EU countries in 2024, at €2,510. Romania had the lowest, at €110. The median was €1,160 and the figure for the European Union (27) was €1,270. Source: Eurostat, European Commission.

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Highest2,510Luxembourg
Lowest110Romania
Median1,16027 EU countries
European Union (27)1,270History

Map of EU countries, 2024

Austria: 1,400 EURBelgium: 2,210 EURBulgaria: 230 EURCyprus: 1,340 EURCzechia: 590 EURGermany: 1,460 EURDenmark: 2,310 EUREstonia: 450 EURSpain: 1,280 EURFinland: 1,460 EURFrance: 1,770 EURGreece: 680 EURCroatia: 420 EURHungary: 610 EURIreland: 1,540 EURItaly: 1,140 EURLithuania: 770 EURLuxembourg: 2,510 EURLatvia: 540 EURMalta: 1,610 EURNetherlands: 2,130 EURPoland: 870 EURPortugal: 730 EURRomania: 110 EURSweden: 1,360 EURSlovenia: 1,160 EURSlovakia: 460 EUR
  • Under 550
  • 550 to 810
  • 810 to 1,400
  • 1,400 to 1,600
  • 1,600 and over
EUR, 2024. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Boundaries: Natural Earth (public domain).

All EU countries, 2024

Luxembourg: 2,510 EURLuxembourg2,510Denmark: 2,310 EURDenmark2,310Belgium: 2,210 EURBelgium2,210Netherlands: 2,130 EURNetherlands2,130France: 1,770 EURFrance1,770Malta: 1,610 EURMalta1,610Ireland: 1,540 EURIreland1,540Finland: 1,460 EURFinland1,460Germany: 1,460 EURGermany1,460Austria: 1,400 EURAustria1,400Sweden: 1,360 EURSweden1,360Cyprus: 1,340 EURCyprus1,340Spain: 1,280 EURSpain1,280Slovenia: 1,160 EURSlovenia1,160Italy: 1,140 EURItaly1,140Poland: 870 EURPoland870Lithuania: 770 EURLithuania770Portugal: 730 EURPortugal730Greece: 680 EURGreece680Hungary: 610 EURHungary610Czechia: 590 EURCzechia590Latvia: 540 EURLatvia540Slovakia: 460 EURSlovakia460Estonia: 450 EUREstonia450Croatia: 420 EURCroatia420Bulgaria: 230 EURBulgaria230Romania: 110 EURRomania110Luxembourg: 2,510 EURLuxembourg2,510Denmark: 2,310 EURDenmark2,310Belgium: 2,210 EURBelgium2,210Netherlands: 2,130 EURNetherlands2,130France: 1,770 EURFrance1,770Malta: 1,610 EURMalta1,610Ireland: 1,540 EURIreland1,540Finland: 1,460 EURFinland1,460Germany: 1,460 EURGermany1,460Austria: 1,400 EURAustria1,400Sweden: 1,360 EURSweden1,360Cyprus: 1,340 EURCyprus1,340Spain: 1,280 EURSpain1,280Slovenia: 1,160 EURSlovenia1,160Italy: 1,140 EURItaly1,140Poland: 870 EURPoland870Lithuania: 770 EURLithuania770Portugal: 730 EURPortugal730Greece: 680 EURGreece680Hungary: 610 EURHungary610Czechia: 590 EURCzechia590Latvia: 540 EURLatvia540Slovakia: 460 EURSlovakia460Estonia: 450 EUREstonia450Croatia: 420 EURCroatia420Bulgaria: 230 EURBulgaria230Romania: 110 EURRomania110
EUR. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

RankEU countries2024
EUR		Change on 2023
1Luxembourg Provisional2,510+17.8%
2Denmark2,310-0.9%
3Belgium2,210-10.9%
4Netherlands Provisional2,130-1.4%
5France Provisional1,770+2.3%
6Malta1,610+9.5%
7Ireland1,540+26.2%
8Finland1,460-2%
8Germany Provisional1,460+6.6%
10Austria1,400+10.2%
11Sweden1,360+13.3%
12Cyprus1,340-3.6%
13Spain Provisional1,280+4.9%
14Slovenia1,160+12.6%
15Italy1,140+15.2%
16Poland870+22.5%
17Lithuania770+16.7%
18Portugal730+1.4%
19Greece Provisional680-4.2%
20Hungary6100%
21Czechia590+13.5%
22Latvia540+10.2%
23Slovakia460+15%
24Estonia450+7.1%
25Croatia420+2.4%
26Bulgaria230+27.8%
27Romania Provisional110+10%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12.

More on how it is measured
  • Measures service consumption, not gross insurance premiums, investment flows or loan principal.
  • Published in euros at current prices per inhabitant; domestic consumption divided by population, not a measure of residents spending alone.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18) (EU countries by household spending on insurance and financial services per inhabitant (EUR), 2024) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2024. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). EU countries by household spending on insurance and financial services per inhabitant (EUR), 2024. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2024 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_household_2024,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2024
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest household spending on insurance and financial services per inhabitant (EUR)?

Luxembourg, with €2,510 in 2024, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services per inhabitant (EUR)?

Romania, with €110 in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12.

EU countries: more rankings