Data / Rankings / Household spending on insurance and financial services per inhabitant (EUR) / EU countries

EU countries by household spending on insurance and financial services per inhabitant (EUR)

Luxembourg had the highest household spending on insurance and financial services per inhabitant (EUR) of 27 EU countries in 2019, at €1,980. Romania had the lowest, at €40. The median was €720 and the figure for the European Union (27) was €830. Source: Eurostat, European Commission.

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Highest1,980Luxembourg
Lowest40Romania
Median72027 EU countries
European Union (27)830History

Map of EU countries, 2019

Austria: 970 EURBelgium: 1,430 EURBulgaria: 130 EURCyprus: 790 EURCzechia: 360 EURGermany: 1,160 EURDenmark: 1,650 EUREstonia: 420 EURSpain: 730 EURFinland: 970 EURFrance: 1,110 EURGreece: 430 EURCroatia: 290 EURHungary: 340 EURIreland: 730 EURItaly: 720 EURLithuania: 240 EURLuxembourg: 1,980 EURLatvia: 250 EURMalta: 730 EURNetherlands: 1,430 EURPoland: 440 EURPortugal: 550 EURRomania: 40 EURSweden: 910 EURSlovenia: 620 EURSlovakia: 330 EUR
  • Under 330
  • 330 to 480
  • 480 to 730
  • 730 to 1,100
  • 1,100 and over
EUR, 2019. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Boundaries: Natural Earth (public domain).

All EU countries, 2019

Luxembourg: 1,980 EURLuxembourg1,980Denmark: 1,650 EURDenmark1,650Belgium: 1,430 EURBelgium1,430Netherlands: 1,430 EURNetherlands1,430Germany: 1,160 EURGermany1,160France: 1,110 EURFrance1,110Austria: 970 EURAustria970Finland: 970 EURFinland970Sweden: 910 EURSweden910Cyprus: 790 EURCyprus790Ireland: 730 EURIreland730Malta: 730 EURMalta730Spain: 730 EURSpain730Italy: 720 EURItaly720Slovenia: 620 EURSlovenia620Portugal: 550 EURPortugal550Poland: 440 EURPoland440Greece: 430 EURGreece430Estonia: 420 EUREstonia420Czechia: 360 EURCzechia360Hungary: 340 EURHungary340Slovakia: 330 EURSlovakia330Croatia: 290 EURCroatia290Latvia: 250 EURLatvia250Lithuania: 240 EURLithuania240Bulgaria: 130 EURBulgaria130Romania: 40 EURRomania40Luxembourg: 1,980 EURLuxembourg1,980Denmark: 1,650 EURDenmark1,650Belgium: 1,430 EURBelgium1,430Netherlands: 1,430 EURNetherlands1,430Germany: 1,160 EURGermany1,160France: 1,110 EURFrance1,110Austria: 970 EURAustria970Finland: 970 EURFinland970Sweden: 910 EURSweden910Cyprus: 790 EURCyprus790Ireland: 730 EURIreland730Malta: 730 EURMalta730Spain: 730 EURSpain730Italy: 720 EURItaly720Slovenia: 620 EURSlovenia620Portugal: 550 EURPortugal550Poland: 440 EURPoland440Greece: 430 EURGreece430Estonia: 420 EUREstonia420Czechia: 360 EURCzechia360Hungary: 340 EURHungary340Slovakia: 330 EURSlovakia330Croatia: 290 EURCroatia290Latvia: 250 EURLatvia250Lithuania: 240 EURLithuania240Bulgaria: 130 EURBulgaria130Romania: 40 EURRomania40
EUR. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

RankEU countries2019
EUR		Change on 2018
1Luxembourg1,980-5.3%
2Denmark1,650+2.5%
3Belgium1,430-2.1%
3Netherlands1,430-2.1%
5Germany1,1600%
6France1,110-2.6%
7Austria970+2.1%
7Finland970-2%
9Sweden910+1.1%
10Cyprus790+5.3%
11Ireland730-1.4%
11Malta730+46%
11Spain730+2.8%
14Italy720+1.4%
15Slovenia620+8.8%
16Portugal550+1.9%
17Poland4400%
18Greece Provisional4300%
19Estonia420+10.5%
20Czechia360+9.1%
21Hungary340+13.3%
22Slovakia330-2.9%
23Croatia290+7.4%
24Latvia2500%
25Lithuania240+4.3%
26Bulgaria130-7.1%
27Romania40-20%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12.

More on how it is measured
  • Measures service consumption, not gross insurance premiums, investment flows or loan principal.
  • Published in euros at current prices per inhabitant; domestic consumption divided by population, not a measure of residents spending alone.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18) (EU countries by household spending on insurance and financial services per inhabitant (EUR), 2019) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2019. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2019. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). EU countries by household spending on insurance and financial services per inhabitant (EUR), 2019. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2019.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2019 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2019 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_household_2019,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2019}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2019. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2019
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2019
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2019.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest household spending on insurance and financial services per inhabitant (EUR)?

Luxembourg, with €1,980 in 2019, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services per inhabitant (EUR)?

Romania, with €40 in 2019.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12.

EU countries: more rankings