Data / Rankings / Household spending on insurance and financial services per inhabitant (EUR) / EU countries

EU countries by household spending on insurance and financial services per inhabitant (EUR)

Luxembourg had the highest household spending on insurance and financial services per inhabitant (EUR) of 26 EU countries in 2013, at €1,440. Romania had the lowest, at €20. The median was €525 and the figure for the European Union (27) was €710. Source: Eurostat, European Commission.

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Highest1,440Luxembourg
Lowest20Romania
Median52526 EU countries
European Union (27)710History

Map of EU countries, 2013

Austria: 870 EURBelgium: 1,090 EURBulgaria: 50 EURCyprus: 650 EURCzechia: 290 EURGermany: 1,120 EURDenmark: 1,430 EUREstonia: 230 EURSpain: 440 EURFinland: 860 EURFrance: 990 EURGreece: 420 EURCroatia: 250 EURHungary: 290 EURIreland: 560 EURItaly: 610 EURLuxembourg: 1,440 EURLatvia: 210 EURMalta: 430 EURNetherlands: 1,190 EURPoland: 350 EURPortugal: 540 EURRomania: 20 EURSweden: 1,020 EURSlovenia: 510 EURSlovakia: 310 EUR
  • Under 290
  • 290 to 430
  • 430 to 610
  • 610 to 1,000
  • 1,000 and over
  • No data
EUR, 2013. Hatched areas have no value for this period. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Boundaries: Natural Earth (public domain).

All EU countries, 2013

Luxembourg: 1,440 EURLuxembourg1,440Denmark: 1,430 EURDenmark1,430Netherlands: 1,190 EURNetherlands1,190Germany: 1,120 EURGermany1,120Belgium: 1,090 EURBelgium1,090Sweden: 1,020 EURSweden1,020France: 990 EURFrance990Austria: 870 EURAustria870Finland: 860 EURFinland860Cyprus: 650 EURCyprus650Italy: 610 EURItaly610Ireland: 560 EURIreland560Portugal: 540 EURPortugal540Slovenia: 510 EURSlovenia510Spain: 440 EURSpain440Malta: 430 EURMalta430Greece: 420 EURGreece420Poland: 350 EURPoland350Slovakia: 310 EURSlovakia310Czechia: 290 EURCzechia290Hungary: 290 EURHungary290Croatia: 250 EURCroatia250Estonia: 230 EUREstonia230Latvia: 210 EURLatvia210Bulgaria: 50 EURBulgaria50Romania: 20 EURRomania20Luxembourg: 1,440 EURLuxembourg1,440Denmark: 1,430 EURDenmark1,430Netherlands: 1,190 EURNetherlands1,190Germany: 1,120 EURGermany1,120Belgium: 1,090 EURBelgium1,090Sweden: 1,020 EURSweden1,020France: 990 EURFrance990Austria: 870 EURAustria870Finland: 860 EURFinland860Cyprus: 650 EURCyprus650Italy: 610 EURItaly610Ireland: 560 EURIreland560Portugal: 540 EURPortugal540Slovenia: 510 EURSlovenia510Spain: 440 EURSpain440Malta: 430 EURMalta430Greece: 420 EURGreece420Poland: 350 EURPoland350Slovakia: 310 EURSlovakia310Czechia: 290 EURCzechia290Hungary: 290 EURHungary290Croatia: 250 EURCroatia250Estonia: 230 EUREstonia230Latvia: 210 EURLatvia210Bulgaria: 50 EURBulgaria50Romania: 20 EURRomania20
EUR. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

RankEU countries2013
EUR		Change on 2012
1Luxembourg1,440-4.6%
2Denmark1,430-4%
3Netherlands1,190-0.8%
4Germany1,120+0.9%
5Belgium1,090-2.7%
6Sweden1,020+5.2%
7France990+3.1%
8Austria870+1.2%
9Finland860+2.4%
10Cyprus650+14%
11Italy610+5.2%
12Ireland560+51.4%
13Portugal540-1.8%
14Slovenia510-1.9%
15Spain440-10.2%
16Malta430+26.5%
17Greece Provisional420-19.2%
18Poland350-2.8%
19Slovakia3100%
20Czechia2900%
20Hungary2900%
22Croatia2500%
23Estonia230+4.5%
24Latvia210+16.7%
25Bulgaria500%
26Romania200%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12.

More on how it is measured
  • Measures service consumption, not gross insurance premiums, investment flows or loan principal.
  • Published in euros at current prices per inhabitant; domestic consumption divided by population, not a measure of residents spending alone.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2013 and are left out rather than filled from another source. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18) (EU countries by household spending on insurance and financial services per inhabitant (EUR), 2013) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2013. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2013. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). EU countries by household spending on insurance and financial services per inhabitant (EUR), 2013. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2013.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2013 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2013 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_household_2013,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2013}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2013. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2013
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2013
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2013.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest household spending on insurance and financial services per inhabitant (EUR)?

Luxembourg, with €1,440 in 2013, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services per inhabitant (EUR)?

Romania, with €20 in 2013.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12. 1 EU countries have no value for 2013 and are not ranked.

EU countries: more rankings