Data / Rankings / Household spending on insurance and financial services per inhabitant (EUR) / EU countries

EU countries by household spending on insurance and financial services per inhabitant (EUR)

Luxembourg had the highest household spending on insurance and financial services per inhabitant (EUR) of 26 EU countries in 2017, at €1,950. Romania had the lowest, at €40. The median was €580 and the figure for the European Union (27) was €790. Source: Eurostat, European Commission.

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Highest1,950Luxembourg
Lowest40Romania
Median58026 EU countries
European Union (27)790History

Map of EU countries, 2017

Austria: 920 EURBelgium: 1,390 EURBulgaria: 140 EURCyprus: 680 EURCzechia: 300 EURGermany: 1,130 EURDenmark: 1,640 EUREstonia: 320 EURSpain: 640 EURFinland: 930 EURFrance: 1,080 EURGreece: 460 EURCroatia: 260 EURHungary: 290 EURIreland: 710 EURItaly: 680 EURLuxembourg: 1,950 EURLatvia: 250 EURMalta: 340 EURNetherlands: 1,360 EURPoland: 390 EURPortugal: 500 EURRomania: 40 EURSweden: 930 EURSlovenia: 520 EURSlovakia: 320 EUR
  • Under 300
  • 300 to 460
  • 460 to 680
  • 680 to 1,100
  • 1,100 and over
  • No data
EUR, 2017. Hatched areas have no value for this period. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Boundaries: Natural Earth (public domain).

All EU countries, 2017

Luxembourg: 1,950 EURLuxembourg1,950Denmark: 1,640 EURDenmark1,640Belgium: 1,390 EURBelgium1,390Netherlands: 1,360 EURNetherlands1,360Germany: 1,130 EURGermany1,130France: 1,080 EURFrance1,080Finland: 930 EURFinland930Sweden: 930 EURSweden930Austria: 920 EURAustria920Ireland: 710 EURIreland710Cyprus: 680 EURCyprus680Italy: 680 EURItaly680Spain: 640 EURSpain640Slovenia: 520 EURSlovenia520Portugal: 500 EURPortugal500Greece: 460 EURGreece460Poland: 390 EURPoland390Malta: 340 EURMalta340Estonia: 320 EUREstonia320Slovakia: 320 EURSlovakia320Czechia: 300 EURCzechia300Hungary: 290 EURHungary290Croatia: 260 EURCroatia260Latvia: 250 EURLatvia250Bulgaria: 140 EURBulgaria140Romania: 40 EURRomania40Luxembourg: 1,950 EURLuxembourg1,950Denmark: 1,640 EURDenmark1,640Belgium: 1,390 EURBelgium1,390Netherlands: 1,360 EURNetherlands1,360Germany: 1,130 EURGermany1,130France: 1,080 EURFrance1,080Finland: 930 EURFinland930Sweden: 930 EURSweden930Austria: 920 EURAustria920Ireland: 710 EURIreland710Cyprus: 680 EURCyprus680Italy: 680 EURItaly680Spain: 640 EURSpain640Slovenia: 520 EURSlovenia520Portugal: 500 EURPortugal500Greece: 460 EURGreece460Poland: 390 EURPoland390Malta: 340 EURMalta340Estonia: 320 EUREstonia320Slovakia: 320 EURSlovakia320Czechia: 300 EURCzechia300Hungary: 290 EURHungary290Croatia: 260 EURCroatia260Latvia: 250 EURLatvia250Bulgaria: 140 EURBulgaria140Romania: 40 EURRomania40
EUR. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

RankEU countries2017
EUR		Change on 2016
1Luxembourg1,950+14.7%
2Denmark1,640+5.8%
3Belgium1,390+9.4%
4Netherlands1,360+10.6%
5Germany1,1300%
6France1,080+3.8%
7Finland9300%
7Sweden930-2.1%
9Austria920-2.1%
10Ireland710+29.1%
11Cyprus680-4.2%
11Italy680+1.5%
13Spain640+4.9%
14Slovenia520+4%
15Portugal500+2%
16Greece Provisional460-4.2%
17Poland390+8.3%
18Malta340-5.6%
19Estonia320+18.5%
19Slovakia320+6.7%
21Czechia300+7.1%
22Hungary290+7.4%
23Croatia260+4%
24Latvia250+13.6%
25Bulgaria140+16.7%
26Romania400%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12.

More on how it is measured
  • Measures service consumption, not gross insurance premiums, investment flows or loan principal.
  • Published in euros at current prices per inhabitant; domestic consumption divided by population, not a measure of residents spending alone.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2017 and are left out rather than filled from another source. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18) (EU countries by household spending on insurance and financial services per inhabitant (EUR), 2017) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2017. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2017. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). EU countries by household spending on insurance and financial services per inhabitant (EUR), 2017. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2017.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2017 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2017 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_household_2017,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2017}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2017. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2017
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2017
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2017.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest household spending on insurance and financial services per inhabitant (EUR)?

Luxembourg, with €1,950 in 2017, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services per inhabitant (EUR)?

Romania, with €40 in 2017.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12. 1 EU countries have no value for 2017 and are not ranked.

EU countries: more rankings