Data / Rankings / Household spending on insurance and financial services per inhabitant (EUR) / EU countries

EU countries by household spending on insurance and financial services per inhabitant (EUR)

Luxembourg had the highest household spending on insurance and financial services per inhabitant (EUR) of 26 EU countries in 2015, at €1,710. Romania had the lowest, at €50. The median was €535 and the figure for the European Union (27) was €750. Source: Eurostat, European Commission.

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Highest1,710Luxembourg
Lowest50Romania
Median53526 EU countries
European Union (27)750History

Map of EU countries, 2015

Austria: 940 EURBelgium: 1,280 EURBulgaria: 90 EURCyprus: 700 EURCzechia: 280 EURGermany: 1,160 EURDenmark: 1,550 EUREstonia: 260 EURSpain: 540 EURFinland: 910 EURFrance: 1,040 EURGreece: 460 EURCroatia: 250 EURHungary: 260 EURIreland: 600 EURItaly: 650 EURLuxembourg: 1,710 EURLatvia: 190 EURMalta: 400 EURNetherlands: 1,160 EURPoland: 370 EURPortugal: 460 EURRomania: 50 EURSweden: 990 EURSlovenia: 530 EURSlovakia: 300 EUR
  • Under 260
  • 260 to 460
  • 460 to 650
  • 650 to 1,000
  • 1,000 and over
  • No data
EUR, 2015. Hatched areas have no value for this period. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Boundaries: Natural Earth (public domain).

All EU countries, 2015

Luxembourg: 1,710 EURLuxembourg1,710Denmark: 1,550 EURDenmark1,550Belgium: 1,280 EURBelgium1,280Germany: 1,160 EURGermany1,160Netherlands: 1,160 EURNetherlands1,160France: 1,040 EURFrance1,040Sweden: 990 EURSweden990Austria: 940 EURAustria940Finland: 910 EURFinland910Cyprus: 700 EURCyprus700Italy: 650 EURItaly650Ireland: 600 EURIreland600Spain: 540 EURSpain540Slovenia: 530 EURSlovenia530Greece: 460 EURGreece460Portugal: 460 EURPortugal460Malta: 400 EURMalta400Poland: 370 EURPoland370Slovakia: 300 EURSlovakia300Czechia: 280 EURCzechia280Estonia: 260 EUREstonia260Hungary: 260 EURHungary260Croatia: 250 EURCroatia250Latvia: 190 EURLatvia190Bulgaria: 90 EURBulgaria90Romania: 50 EURRomania50Luxembourg: 1,710 EURLuxembourg1,710Denmark: 1,550 EURDenmark1,550Belgium: 1,280 EURBelgium1,280Germany: 1,160 EURGermany1,160Netherlands: 1,160 EURNetherlands1,160France: 1,040 EURFrance1,040Sweden: 990 EURSweden990Austria: 940 EURAustria940Finland: 910 EURFinland910Cyprus: 700 EURCyprus700Italy: 650 EURItaly650Ireland: 600 EURIreland600Spain: 540 EURSpain540Slovenia: 530 EURSlovenia530Greece: 460 EURGreece460Portugal: 460 EURPortugal460Malta: 400 EURMalta400Poland: 370 EURPoland370Slovakia: 300 EURSlovakia300Czechia: 280 EURCzechia280Estonia: 260 EUREstonia260Hungary: 260 EURHungary260Croatia: 250 EURCroatia250Latvia: 190 EURLatvia190Bulgaria: 90 EURBulgaria90Romania: 50 EURRomania50
EUR. Source: Eurostat, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12.

Full ranking

RankEU countries2015
EUR		Change on 2014
1Luxembourg1,710+19.6%
2Denmark1,550+2%
3Belgium1,280+9.4%
4Germany1,160+3.6%
4Netherlands1,160-4.9%
6France1,040+7.2%
7Sweden990-2%
8Austria940+1.1%
9Finland910-1.1%
10Cyprus700+1.4%
11Italy6500%
12Ireland600-1.6%
13Spain540+5.9%
14Slovenia530+6%
15Greece Provisional460+2.2%
15Portugal460-8%
17Malta400+8.1%
18Poland370-5.1%
19Slovakia3000%
20Czechia280+7.7%
21Estonia260+13%
21Hungary2600%
23Croatia2500%
24Latvia190-5%
25Bulgaria90+12.5%
26Romania50+25%

Other periods

About this ranking

Annual household final consumption expenditure on insurance and financial services, including indirectly measured financial intermediation services (FISIM), COICOP 2018 division 12.

More on how it is measured
  • Measures service consumption, not gross insurance premiums, investment flows or loan principal.
  • Published in euros at current prices per inhabitant; domestic consumption divided by population, not a measure of residents spending alone.

Eurostat national accounts, domestic concept: includes non-residents spending in the territory and excludes residents spending abroad. Includes non-cash items such as imputed rent. Current prices in euros, including for non-euro countries: changes reflect prices and may reflect exchange rates. Not inflation-adjusted or purchasing-power-adjusted.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for 2015 and are left out rather than filled from another source. Equal values share a rank.

How to cite

Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Eurostat, European Commission. (2026). Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18) (EU countries by household spending on insurance and financial services per inhabitant (EUR), 2015) [Data set]. Retrieved October 12, 2026, from https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table

MLA 9

Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2015. Eurostat, European Commission, 9 Oct. 2026, https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2015. Accessed 12 Oct. 2026.

Chicago (author-date)

Eurostat, European Commission. 2026. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). EU countries by household spending on insurance and financial services per inhabitant (EUR), 2015. Dataset. Accessed October 12, 2026. https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Also distributed by Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2015.

Harvard

Eurostat, European Commission (2026) Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18), EU countries by household spending on insurance and financial services per inhabitant (EUR), 2015 [Dataset]. Available at: https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table, via Invokely: https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2015 (Accessed: 12 October 2026).

BibTeX
@misc{eurostat_eu_countries_by_household_2015,
  author = {{Eurostat, European Commission}},
  title = {{Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2015}},
  year = {2026},
  howpublished = {Data set},
  url = {https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2015. Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP\_EUR\_HAB (nama\_10\_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama\_10\_cp18/default/table. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Eurostat, European Commission
TI  - Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18): EU countries by household spending on insurance and financial services per inhabitant (EUR), 2015
PY  - 2026
DA  - 2026/10/09
PB  - Eurostat, European Commission
DB  - Invokely
UR  - https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table
L2  - https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2015
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/household-consumption-per-capita-eur-insurance-financial/eu-countries?period=2015.
N1  - Publisher attribution: Eurostat. Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). https://ec.europa.eu/eurostat/databrowser/view/nama_10_cp18/default/table. Retrieved 2026-10-12.
ER  -
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Questions

Which EU country has the highest household spending on insurance and financial services per inhabitant (EUR)?

Luxembourg, with €1,710 in 2015, according to Eurostat, European Commission.

Which EU country has the lowest household spending on insurance and financial services per inhabitant (EUR)?

Romania, with €50 in 2015.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Eurostat, European Commission, Household final consumption expenditure, CP12, CP_EUR_HAB (nama_10_cp18). Retrieved 2026-10-12. 1 EU countries have no value for 2015 and are not ranked.

EU countries: more rankings